Bartlett Title 14 Ch. 1 Fair Housing Ordinance § 14-1-7
DISCRIMINATION IN LENDING
Operative Text
It shall be unlawful and a violation of this chapter for any lending institution to discriminate in making, agreeing to make, arranging, or negotiating any loan or guarantee of funds for the purpose of financing the purchase or sale, construction, lease, rehabilitation, improvement, renovation, or repair of any real property, or to offer, seek or agree to terms, conditions or privileges that discriminate on account of race, color, religion, sex, age, sexual orientation, gender identity, marital status, disability, source of income, familial status or national origin. (See section 14-1-5 :C. of this chapter.) (Ord. 2020-73, 8-18-2020)
Under Bartlett Title 14 Ch. 1 Fair Housing Ordinance § 14-1-7, lending institutions are prohibited from treating applicants differently based on characteristics such as race, religion, sex, age, disability, or source of income when it comes to real-estate-related financing. This covers a broad range of lending activity, from originating and negotiating loans to setting the terms and conditions attached to them. The rule applies across many property-related purposes, including purchase, construction, rehabilitation, and repair.
Plain English — not legal advice.
Property owners and developers who work with lending institutions should be aware that § 14-1-7 of the Bartlett Fair Housing Ordinance places obligations directly on lenders involved in real-estate financing. Operators who facilitate or arrange financing for tenants or buyers generally document that loan terms are applied consistently regardless of protected characteristics. Familiarity with this provision can help property managers recognize when a financing partner may be acting outside the bounds of the ordinance.
General guidance for property managers — not legal advice for your specific situation. Consult an attorney for advice on your case.
Section 14-1-7 of the Bartlett Fair Housing Ordinance gives prospective tenants, buyers, and borrowers protection against discriminatory treatment by lending institutions in connection with real-estate financing. If a lender appears to have offered different terms or denied financing based on a protected characteristic such as source of income, disability, or national origin, that conduct may constitute a violation of this chapter. General enforcement paths can include filing a complaint with a fair housing agency, raising the violation through local administrative channels, or consulting a tenant-rights or fair housing organization for guidance.
General guidance for tenants — not legal advice for your specific situation. Consult a tenant-rights organization or attorney for advice on your case.
Generated November 10, 2026 — auto-generated, not yet human-reviewed. See /transparency for methodology.
Effective Timeline
References In
Rules and statutes that cite this regulation