Chicago Heights — Ch. 23 Human Relations § 23-62
Appraising/insurance
Operative Text
It shall be unlawful to discriminate in the appraisal of the value of real estate or in the sale of insurance in connection with a real estate transaction because of the race, color, religion, sex, physical or mental disability, familial status, marital status, national origin, or age of the person.
Chicago Heights Ch. 23 § 23-62 bars differential treatment in real estate appraisals and related insurance transactions when that treatment is driven by a person's membership in a protected class, such as race, religion, sex, disability, familial or marital status, national origin, or age. The rule applies to both the valuation of property and the sale of insurance tied to a real estate deal. Its effect is to require that these financial assessments be based on objective property and market factors rather than personal characteristics of the parties involved.
Plain English — not legal advice.
Under Chicago Heights Ch. 23 § 23-62, property owners and managers who engage appraisers or arrange insurance in connection with real estate transactions are expected to ensure those services are provided without regard to the protected characteristics of any party. Compliant operators typically document that appraisal and insurance decisions rest on objective criteria—such as property condition, location, and market data—rather than on personal attributes. Maintaining clear records of how appraisers are selected and how insurance terms are determined can support a showing of compliance.
General guidance for property managers — not legal advice for your specific situation. Consult an attorney for advice on your case.
Section 23-62 of Chicago Heights Ch. 23 gives individuals the right to have real estate appraisals and related insurance evaluated on neutral, property-based grounds rather than on personal characteristics like race, disability, or national origin. If a person believes an appraisal or insurance offer reflected discriminatory treatment, general enforcement paths include filing a complaint with a local human relations commission or a fair housing organization. Consulting a tenant-rights or fair housing advocacy group can help clarify what documentation may be relevant and what options are available.
General guidance for tenants — not legal advice for your specific situation. Consult a tenant-rights organization or attorney for advice on your case.
Generated November 9, 2026 — auto-generated, not yet human-reviewed. See /transparency for methodology.
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