Country Club Hills — Ch. 19 Fair Housing § 19.4.02
Discrimination in Lending or Appraisal
Operative Text
It is also hereby declared to be a discriminatory act, an unfair housing practice and unlawful for any lending institution to: A. Lending. Discriminate against any person in connection with borrowing or lending money, guaranteeing loans, accepting a deed of trust or mortgage, or otherwise obtaining or making available funds for the purchase, construction, improvement, repair, or maintenance of any dwelling; or discriminate by delaying the processing of or denying such loan or other financial assistance; or discriminate in the fixing of the amount, interest rate, duration, or other terms or conditions of such loan or other financial assistance. B. Appraisal. Discriminate against any person in appraising the value of any dwelling in connection with the sale or rental of such dwelling.
Country Club Hills Ch. 19 Fair Housing § 19.4.02 prohibits lending institutions from engaging in discriminatory practices related to housing finance and property appraisal. Under this provision, a lender may not treat any person differently in the granting, processing, or terms of loans used to purchase, build, improve, repair, or maintain a dwelling. Similarly, appraisers and lending institutions are barred from assigning a discriminatory valuation to a dwelling when it is being sold or rented.
Plain English — not legal advice.
Property owners and managers who work with lending institutions or appraisers in connection with their rental or sales activity should be aware that § 19.4.02 of Country Club Hills' Fair Housing ordinance extends anti-discrimination requirements to the financing and appraisal side of housing transactions. Compliant operators generally ensure that any financing arrangements or appraisal processes connected to their properties are conducted without regard to protected characteristics. Keeping records of financing terms and appraisal engagements can help demonstrate that transactions were handled on a non-discriminatory basis.
General guidance for property managers — not legal advice for your specific situation. Consult an attorney for advice on your case.
Under Country Club Hills Ch. 19 Fair Housing § 19.4.02, tenants and prospective buyers have protections against discriminatory treatment by lenders and appraisers in housing-related financial transactions. If a person believes they have been denied a loan, offered unfavorable terms, or had their dwelling appraised in a discriminatory manner, this provision may be relevant to their situation. General enforcement paths can include filing a complaint with a local fair housing authority, contacting a tenant-rights or fair housing organization, or consulting with a legal aid resource familiar with the Country Club Hills Fair Housing ordinance.
General guidance for tenants — not legal advice for your specific situation. Consult a tenant-rights organization or attorney for advice on your case.
Generated November 9, 2026 — auto-generated, not yet human-reviewed. See /transparency for methodology.
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