Harwood Heights — Title 19 Fair Housing § 19.08.060
Lending
Operative Text
Discrimination in connection with borrowing or lending money, guaranteeing loans, accepting mortgages, or otherwise financing a real estate transaction on the grounds of factors set forth in Section 19.04.010 .
Section 19.08.060 of Harwood Heights Title 19 Fair Housing prohibits discriminatory practices in real estate financing — including borrowing, lending, loan guarantees, mortgage acceptance, and other financing arrangements — when that discrimination is based on any of the protected characteristics enumerated in Section 19.04.010. The rule applies to all parties involved in financing a real estate transaction, not just buyers or sellers. Its effect is to ensure that access to real estate financing cannot be conditioned on or denied because of a person's membership in a protected class.
Plain English — not legal advice.
Property owners and managers who participate in financing arrangements — such as seller financing, accepting mortgages, or working with lenders on behalf of tenants or buyers — should be aware that Section 19.08.060 extends fair housing obligations into the financial side of real estate transactions. Compliant operators generally apply consistent, documented, and objective criteria when evaluating or facilitating any financing-related decision. Reviewing the protected characteristics listed in Section 19.04.010 is a standard part of ensuring that no financing practice inadvertently relies on prohibited factors.
General guidance for property managers — not legal advice for your specific situation. Consult an attorney for advice on your case.
Section 19.08.060 gives individuals the right to be free from discrimination in real estate financing based on the protected characteristics outlined in Section 19.04.010. If a person believes they were denied a loan, mortgage, or other financing arrangement because of a protected characteristic, general enforcement paths include filing a complaint with the Harwood Heights municipal authority responsible for fair housing enforcement or contacting a tenant- or housing-rights organization for guidance. Keeping records of communications, loan terms offered, and any stated reasons for denial can be relevant when pursuing a fair housing concern under this provision.
General guidance for tenants — not legal advice for your specific situation. Consult a tenant-rights organization or attorney for advice on your case.
Generated November 9, 2026 — auto-generated, not yet human-reviewed. See /transparency for methodology.
Effective Timeline
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