La Grange — Title VII Ch. 14 Fair Housing § 7-14-55
Appraising/Insurance
Operative Text
It is unlawful to Discriminate in the appraisal of the value of real estate or in the sale of insurance in connection with a Real Estate Transaction because of the race, color, Religion, Sex, sexual preference or orientation, Physical or Mental Disability, Familial Status, or National Origin of the Person.
Section 7-14-55 of La Grange's Fair Housing ordinance establishes that real estate appraisals and insurance sales connected to real estate transactions must be conducted without regard to a person's membership in protected classes such as race, religion, sex, sexual orientation, disability, familial status, or national origin. The rule targets discriminatory valuation and insurance practices that can disadvantage buyers, sellers, or borrowers based on who they are rather than the merits of the property or transaction. This provision is part of a broader local framework designed to ensure equal access to housing-related financial services.
Plain English — not legal advice.
Property owners and managers involved in real estate transactions in La Grange should be aware that § 7-14-55 covers not just the sale itself but also the appraisal and insurance components of a deal. Compliant operators ensure that any appraisers or insurance providers they engage conduct their work based on objective property and risk criteria, and they document that protected-class characteristics played no role in those processes. Maintaining clear, consistent records of how appraisal and insurance decisions are made helps demonstrate adherence to this provision.
General guidance for property managers — not legal advice for your specific situation. Consult an attorney for advice on your case.
Under § 7-14-55, residents and prospective buyers in La Grange have the right to receive appraisals and real estate-related insurance without facing discrimination tied to race, religion, sex, sexual orientation, disability, familial status, or national origin. If someone believes an appraisal came in unusually low or insurance was denied or priced differently because of a protected characteristic, that experience may form the basis of a fair housing complaint. General enforcement paths include filing a complaint with a local or state fair housing agency, contacting a tenant- or homeowner-rights organization, or consulting with an attorney familiar with fair housing law.
General guidance for tenants — not legal advice for your specific situation. Consult a tenant-rights organization or attorney for advice on your case.
Generated November 9, 2026 — auto-generated, not yet human-reviewed. See /transparency for methodology.
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