Ladd — Title 5 Ch. 5.48 Discrimination in Housing and/or Real Property § 5.48.020
Definitions
Operative Text
Unless a different meaning clearly appears from the context, the following terms shall have the meaning ascribed in this section and as used in this chapter. A. Discriminate. The terms "discriminate" or "discrimination" mean any difference expressed in any way toward a person or persons in the terms of the sale, exchange, lease, rental or financing for housing accommodation and/or real property in regard to such sale, exchange, rental, lease or finance because of race, color, religion, national origin or ancestry, sex, creed, or physical or mental handicap of such person. B. Housing Accommodation. The term "housing accommodation" includes any building, structure, or portion thereof which is used or occupied, maintained, arranged or designed to be used or occupied as a home, residence or sleeping place of one or more human beings, or any real estate so used, designed or intended for such use. C. Real Property. The term "real property" means any real estate, vacant land, building, structure or housing accommodations within the corporate limits of the village of Ladd, Illinois. D. Real Estate Broker. The term "real estate broker" means any person, partnership, association, corporation and/or agent thereof, who for a fee or other valuable consideration offers, sells, purchases, exchanges or rents, or negotiates for the sale, purchase, exchange or rental of a housing accommodation and/or real property of another, or collects rental for the use of a housing accommodation and/or real property of another. E. Financial Institution. The term "financial institution" means any person, institution or business entity of any kind which loans money to persons and receives as security for said loans a secured interest of any kind in the real property of the borrower. F. Owner. An "owner" means any person/persons who hold legal or equitable title to, or owns any beneficial interest in any real property or who hold legal or equitable title to shares of, or hold any beneficial interest in any real estate cooperative which owns any real property and/or housing accommodations. G. Decent, Sanitary, Healthful Standard Living Quarters. "Decent, sanitary, healthful standard living quarters" is housing which is in sound, clean, and weather-tight condition in conformance with applicable local, state, and national codes.
Section 5.48.020 of Ladd's Title 5, Chapter 5.48 establishes the foundational definitions that govern the village's fair housing rules. Key terms such as 'discriminate,' 'housing accommodation,' 'real property,' 'real estate broker,' 'financial institution,' 'owner,' and 'decent, sanitary, healthful standard living quarters' are each given specific meanings that apply throughout the chapter. These definitions set the scope of who and what is covered by Ladd's anti-discrimination rules in housing sales, rentals, exchanges, leases, and financing.
Plain English — not legal advice.
Owners and operators of residential property in Ladd should be aware that § 5.48.020 defines 'owner' broadly to include anyone holding legal, equitable, or beneficial title to real property or housing accommodations. Because 'discrimination' under this section covers differences in the terms of sale, rental, lease, exchange, or financing based on protected characteristics such as race, religion, sex, national origin, or physical or mental handicap, compliant operators ensure their practices apply uniformly across all such transactions. Real estate brokers and financial institutions as defined in § 5.48.020 are also subject to these definitions and the obligations that flow from them throughout Chapter 5.48.
General guidance for property managers — not legal advice for your specific situation. Consult an attorney for advice on your case.
Section 5.48.020 defines 'housing accommodation' broadly to include virtually any building or structure used as a home or sleeping place, meaning most renters in Ladd are covered by the protections in Chapter 5.48. The definition of 'discriminate' in this section encompasses differential treatment in rental terms based on protected characteristics, which can be relevant if a tenant believes they have been treated differently during a rental transaction. Tenants who believe they have experienced such treatment may wish to review the full chapter, consult a local tenant-rights organization, or contact relevant local or state authorities to understand available enforcement paths under § 5.48.020 and related provisions.
General guidance for tenants — not legal advice for your specific situation. Consult a tenant-rights organization or attorney for advice on your case.
Generated November 9, 2026 — auto-generated, not yet human-reviewed. See /transparency for methodology.
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