Pontiac — Part I Ch. 24 Human Relations and Social Services § 24-125
Discrimination by real estate agents and lending institutions
Operative Text
(a) Refusal of offer. It shall be an unlawful housing practice and a violation of this article for any real estate agent or other person to refuse to receive or to fail to transmit a bona fide offer for the purchase, sale, exchange or lease of any dwelling or housing because of the race, color, religion, gender, national origin, ancestry, age, marital status, order of protection status, disability, military status, sexual orientation, pregnancy, or unfavorable discharge from military service of the person making such offer. (b) Licensing of real estate brokers; violations by unlicensed persons. Every real estate broker shall apply for and obtain a license from the state in accordance with the provisions of the Real Estate License Act of 2000, 225 ILCS 454/1-1 et seq., prior to transacting any business involving real estate in the city as a real estate broker and prior to advertising or assuming to act as such real estate broker. The commission, by any real estate broker or any other person acting without such license, of any act made unlawful in this article for persons duly licensed shall nevertheless constitute a violation of this article. (c) Discrimination in lending. It shall be an unlawful housing practice and a violation of this article for any lending institution, in making, agreeing to make, arranging or negotiating any loan or guarantee of funds for the purpose of financing the purchase, sale, construction, lease, rehabilitation, improvement, renovation or repair of any dwelling or housing, to offer, seek or agree to terms, conditions or privileges that discriminate between persons because of race, color, religion, gender, national origin, ancestry, age, marital status, order of protection status, disability, military status, sexual orientation, pregnancy, or unfavorable discharge from military service. (d) Refusal to deal in lending. It shall be an unlawful housing practice and a violation of this article for any lending institution to refuse to negotiate for, enter into or perform any agreement to lend or guarantee the loan of funds for the purchase, sale, construction, lease, rehabilitation, improvement, renovation or repair of any dwelling or housing because of the race, color, religion, gender, national origin, ancestry, age, marital status, order of protection status, disability, military status, sexual orientation, pregnancy, or unfavorable discharge from military service of any party to such agreement or of a family member of any such party, or of the residents of the area in which such dwelling or housing is located. (e) Applicability of section. This section shall apply respectively to every real estate agent who, within the city, performs any function such as real estate agent, but does not maintain an office or place of doing business within the city, as well as to every real estate agent and lending institution which maintains an office or place of doing business within the city; provided, however, that the provisions of this article shall not be so construed as to prohibit a real estate broker or real estate agent, on behalf of the owner, from inquiring into and reporting upon qualifications of any prospective buyer or tenant with respect to limitations or exclusions other than those of race, color, religion, gender, national origin, ancestry, age, marital status, order of protection status, disability, military status, sexual orientation, pregnancy, or unfavorable discharge from military service.
Pontiac — Part I Ch. 24 § 24-125 prohibits real estate agents and lending institutions from engaging in discriminatory housing practices based on a broad set of protected characteristics, including race, color, religion, gender, national origin, age, disability, sexual orientation, pregnancy, and military status, among others. Real estate agents may not refuse to receive or transmit a genuine offer to buy, sell, exchange, or lease housing on those grounds, and lenders may not impose discriminatory terms or refuse to negotiate financing for housing transactions on those same grounds. The provision applies to agents and lenders operating within Pontiac regardless of whether they maintain a physical office in the city, and it requires real estate brokers to hold a valid state license before conducting business.
Plain English — not legal advice.
While § 24-125 is directed primarily at real estate agents and lending institutions rather than property owners directly, landlords who work with agents or brokers should be aware that those professionals are prohibited from filtering or blocking offers based on any of the protected characteristics listed in this provision. Compliant operators ensure that any agent acting on their behalf transmits all bona fide offers and does not apply discriminatory screening criteria tied to race, religion, disability, sexual orientation, or the other protected classes enumerated in § 24-125. Engaging only licensed real estate brokers — as required under the Real Estate License Act of 2000 — is a standard practice for operators seeking to remain in compliance with this article.
General guidance for property managers — not legal advice for your specific situation. Consult an attorney for advice on your case.
Under § 24-125, prospective buyers, renters, and borrowers in Pontiac have the right to have their genuine offers transmitted without discrimination and to receive lending terms that are not influenced by their membership in any of the protected classes listed in this provision. If a real estate agent failed to forward an offer, or a lender offered different terms, based on a characteristic such as race, disability, pregnancy, or sexual orientation, that conduct may constitute a violation of this article. Individuals who believe their rights under § 24-125 have been violated can explore filing a complaint with the Pontiac Human Relations Commission, consulting a tenant-rights or fair-housing organization, or reviewing options under applicable state and federal fair housing law.
General guidance for tenants — not legal advice for your specific situation. Consult a tenant-rights organization or attorney for advice on your case.
Generated November 9, 2026 — auto-generated, not yet human-reviewed. See /transparency for methodology.
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