South Chicago Heights — Ch. 30 Fair Housing § 30-28
Appraising/insurance
Operative Text
It shall be unlawful to discriminate in appraising the value of real estate in the sale of insurance in connection with a real estate transaction because of the factors set forth in section 30-2 of the person.
South Chicago Heights Ch. 30 Fair Housing § 30-28 prohibits discrimination in real estate appraisals and in the sale of insurance connected to real estate transactions when that discrimination is based on the protected characteristics listed in § 30-2. The rule applies to both the valuation of property and the provision of insurance products tied to real estate deals. Any appraisal or insurance decision that treats a person differently because of those protected factors is considered unlawful under this provision.
Plain English — not legal advice.
Under South Chicago Heights Ch. 30 Fair Housing § 30-28, property owners and managers involved in real estate transactions are expected to ensure that appraisals and insurance arrangements connected to those transactions are conducted without regard to the protected characteristics enumerated in § 30-2. Compliant operators typically work with appraisers and insurers who apply objective, non-discriminatory criteria when valuing property or underwriting insurance. Maintaining documentation that appraisal and insurance decisions are based on legitimate, non-protected factors is a common practice among operators seeking to demonstrate compliance.
General guidance for property managers — not legal advice for your specific situation. Consult an attorney for advice on your case.
§ 30-28 of South Chicago Heights Ch. 30 Fair Housing gives individuals the right to be free from discrimination in real estate appraisals and related insurance transactions based on the protected characteristics defined in § 30-2. If a person believes an appraisal or insurance decision was influenced by one of those protected factors, general enforcement paths include filing a complaint with the appropriate local or state fair housing authority or consulting a tenant-rights or fair housing organization for guidance. Keeping records of communications, appraisal reports, and insurance offers can be useful when pursuing any available remedies under this provision.
General guidance for tenants — not legal advice for your specific situation. Consult a tenant-rights organization or attorney for advice on your case.
Generated November 9, 2026 — auto-generated, not yet human-reviewed. See /transparency for methodology.
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