South Holland — Ch. 8.5 Housing § 8.5-56
Lending
Operative Text
It shall be unlawful to discriminate, in connection with borrowing or lending money, guaranteeing or purchasing loans, accepting mortgages, or otherwise financing the purchase, construction, improvement, repair or maintenance of a dwelling, or the making or purchasing of loans or the provision of other financial assistance--secured by residential real estate, because of race, color, religion, sex, physical or mental disability, familial status, marital status, national origin, or age. Such discrimination includes, but is not limited to: (1) Denying or delaying any of the services normally offered by such an institution, including the processing of a loan or other financial assistance; (2) Making a transaction unavailable; (3) Varying the terms or conditions, or otherwise discriminating in the fixing of the amount, interest rate, duration, or other terms or conditions of a loan or other financial assistance; (4) Provide any person with any service which is different from, or provided in a different banner than, that which is provided to other persons similarly situated; (5) Refuse to purchase or impose different terms or conditions on loans or other debts or securities which support the purchase, construction, improvement, repair or maintenance of a dwelling, or which are secured by residential real estate; and (6) Deny or vary the terms and conditions of a loan on the basis that a specific parcel of real estate offered as security is located in a specific geographical area.
South Holland Ch. 8.5 § 8.5-56 prohibits lenders, mortgage companies, and other financial institutions from treating people differently in housing-related lending based on characteristics such as race, religion, sex, disability, familial status, marital status, national origin, or age. The rule covers a wide range of lending activities — from processing loan applications and setting interest rates to deciding whether to buy or sell mortgage-backed securities. Differential treatment in any stage of financing the purchase, construction, improvement, or repair of a home falls within the scope of this prohibition.
Plain English — not legal advice.
Property owners and managers who are involved in arranging, recommending, or facilitating financing for tenants or buyers should be aware that South Holland Ch. 8.5 § 8.5-56 extends fair-lending obligations to anyone participating in housing-related financial transactions. Compliant operators ensure that any financing referrals or arrangements they facilitate do not steer applicants toward different terms based on protected characteristics. Maintaining consistent, documented practices for how financing information is shared with prospective tenants or buyers supports compliance with this provision.
General guidance for property managers — not legal advice for your specific situation. Consult an attorney for advice on your case.
South Holland Ch. 8.5 § 8.5-56 gives individuals the right to be free from discriminatory treatment at any stage of obtaining housing-related financing, including loan processing, interest-rate setting, and geographic redlining. Tenants or prospective buyers who believe a lender has treated them differently because of a protected characteristic — such as race, disability, or familial status — may have grounds to raise that treatment as a violation under this provision. General enforcement paths include filing a complaint with a local fair-housing office or human-relations commission, contacting a tenant-rights or fair-housing organization for guidance, or consulting an attorney familiar with fair-lending law.
General guidance for tenants — not legal advice for your specific situation. Consult a tenant-rights organization or attorney for advice on your case.
Generated November 10, 2026 — auto-generated, not yet human-reviewed. See /transparency for methodology.
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