South Holland — Ch. 8.5 Housing § 8.5-57
Appraising/insurance
Operative Text
It shall be unlawful to discriminate in the appraisal of the value of real estate or in the sale of insurance in connection with a real estate transaction because of the race, color, religion, sex, physical or mental disability, familial status, marital status, national origin, or age of the person.
South Holland Ch. 8.5 § 8.5-57 bars differential treatment in real estate appraisals and insurance sales based on personal characteristics such as race, religion, sex, disability, familial or marital status, national origin, or age. The rule treats biased appraisal values and discriminatory insurance practices as unlawful acts within a real estate transaction. Its effect is to require that these professional services be provided on equal terms regardless of who the buyer, seller, or property owner is.
Plain English — not legal advice.
Under South Holland Ch. 8.5 § 8.5-57, property owners and managers who engage appraisers or arrange insurance as part of a real estate transaction are expected to ensure those services are obtained without regard to the protected characteristics of any party involved. Compliant operators typically document that appraisal and insurance decisions are based on objective property and risk factors rather than personal attributes. Maintaining clear records of how appraisers are selected and how insurance terms are negotiated can support a showing of non-discriminatory practice.
General guidance for property managers — not legal advice for your specific situation. Consult an attorney for advice on your case.
South Holland Ch. 8.5 § 8.5-57 gives buyers, sellers, and renters a basis to challenge appraisal values or insurance terms they believe were influenced by protected characteristics such as race, disability, or familial status. Someone who suspects a violation may consider filing a complaint with a local fair housing agency, contacting a tenant- or homeowner-rights organization for guidance, or exploring whether the conduct also implicates state or federal fair housing protections. Keeping records of appraisal reports, insurance quotes, and any communications related to the transaction can be useful when pursuing any of these paths.
General guidance for tenants — not legal advice for your specific situation. Consult a tenant-rights organization or attorney for advice on your case.
Generated November 10, 2026 — auto-generated, not yet human-reviewed. See /transparency for methodology.
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