Holley, N.Y., Code of Ordinances ch. 146 (eCode360 ed. 2026) § 146-4
Discrimination in financing of housing prohibited
Operative Text
It shall be unlawful within the Village of Holley for any bank, building and loan association, insurance company, or other corporation, association, firm, or enterprise whose business consists in whole or in part in the making of commercial real estate loans to deny a loan or other financial assistance to a person applying therefor for the purpose of purchasing, constructing, improving, repairing, or maintaining a dwelling; or to discriminate against him in the fixing of the amount, interest rate, duration, or other terms or conditions of such loan or other financial assistance because of the race, creed, color, religion, sexual orientation, military status, sex, age, disability, marital or familial status, or national origin of such person or of any person associated with him in connection with such loan or other financial assistance, or the purposes of such loan or other financial assistance, or of the present or prospective owners, lessees, tenants, or occupants of the dwelling or dwellings in relation to which such loan or other financial assistance is to be made or given; provided, that nothing contained in this section shall impair the scope or effectiveness of the exception contained in § 146-6 .
Section 146-4 of Holley, N.Y., Code of Ordinances Chapter 146 prohibits financial institutions—including banks, loan associations, and insurance companies—from denying or discriminating in the terms of real estate loans based on protected characteristics such as race, religion, sex, age, disability, marital or familial status, sexual orientation, military status, or national origin. The rule applies when the loan is sought for purchasing, constructing, improving, repairing, or maintaining a dwelling. An exception referenced in § 146-6 of the same chapter may limit the provision's reach in certain defined circumstances.
Plain English — not legal advice.
Property owners and managers in the Village of Holley who work with lenders or refer residents to financing should be aware that § 146-4 prohibits lending institutions from varying loan terms or denying financing based on protected characteristics of applicants or of the people associated with the property. Compliant operators generally document that any financing arrangements they facilitate or recommend are free from discriminatory conditions. Familiarity with the exception outlined in § 146-6 is also part of understanding the full scope of this rule.
General guidance for property managers — not legal advice for your specific situation. Consult an attorney for advice on your case.
Under § 146-4 of Holley's Code of Ordinances, tenants and prospective residents have a right to be free from discriminatory lending practices when seeking financing to purchase, construct, improve, repair, or maintain a dwelling in the Village of Holley. If a financial institution appears to have denied or altered loan terms based on a protected characteristic, that conduct may constitute a violation of this provision. Tenants and applicants can explore options such as filing a complaint with a local or state fair housing agency, raising the violation in relevant proceedings, or consulting a tenant-rights or fair housing organization for general guidance.
General guidance for tenants — not legal advice for your specific situation. Consult a tenant-rights organization or attorney for advice on your case.
Generated November 10, 2026 — auto-generated, not yet human-reviewed. See /transparency for methodology.
Effective Timeline
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Rules and statutes that cite this regulation