Lenox, N.Y., Code of Ordinances ch. 68 (eCode360 ed. 2026) § 68-6
Financing
Operative Text
It shall be unlawful within the Town of Lenox for any bank, building and loan association, insurance company or other corporation, association, firm or enterprise whose business consists in whole or part in the making of commercial real estate loans to deny a loan or other financial assistance to a person applying therefor for the purchasing, constructing, improving, repairing or maintaining of a dwelling; or to discriminate against him in fixing the amount, interest rate, duration or other terms or conditions of such loan or other financial assistance because of the race, color, religion, sex, handicap, familial status or national origin of such person or of any person associated with him in connection with such loan or other financial assistance or the purpose of such loan or other financial assistance, or of the present or prospective owners, lessees, tenants or occupants of the dwelling or dwellings in relation to which such loan or other financial assistance is to be made or given; provided, however, that nothing contained in this section shall impair the scope or effectiveness of the exception contained in § 68-4 .
Section 68-6 of the Lenox, N.Y., Code of Ordinances Chapter 68 prohibits lenders — including banks, building and loan associations, insurance companies, and similar financial enterprises — from denying or discriminating in the terms of real estate loans based on protected characteristics such as race, color, religion, sex, handicap, familial status, or national origin. The rule applies when the loan is sought for purchasing, constructing, improving, repairing, or maintaining a dwelling. This prohibition extends to discrimination based on the characteristics of people associated with the applicant or the current and prospective occupants of the property in question.
Plain English — not legal advice.
Property owners in the Town of Lenox who work with lenders on financing for residential properties should be aware that under § 68-6, financial institutions are barred from applying discriminatory criteria when evaluating loan applications tied to those properties. A compliant lender evaluates loan terms — including amount, interest rate, and duration — solely on non-discriminatory factors, regardless of the characteristics of the property's owners, tenants, or occupants. Landlords who encounter lending decisions that appear to be influenced by the protected characteristics of their tenants or prospective tenants may have grounds to raise a concern under this provision.
General guidance for property managers — not legal advice for your specific situation. Consult an attorney for advice on your case.
Under § 68-6 of Lenox's Code of Ordinances Chapter 68, tenants and prospective occupants of a dwelling have a recognized interest in ensuring that lenders do not use their protected characteristics — such as race, national origin, or familial status — as a basis for denying or altering the terms of a loan related to that property. If a tenant believes that a lender's decision was influenced by such characteristics, they may consider filing a complaint with a local or state fair housing agency or consulting a tenant-rights organization familiar with fair lending laws. This provision works alongside other sections of Chapter 68, including the exception noted in § 68-4, which may affect how specific situations are evaluated.
General guidance for tenants — not legal advice for your specific situation. Consult a tenant-rights organization or attorney for advice on your case.
Generated November 9, 2026 — auto-generated, not yet human-reviewed. See /transparency for methodology.
Effective Timeline
References In
Rules and statutes that cite this regulation