Pelham, N.Y., Code of Ordinances ch. 25 (eCode360 ed. 2026) § 25-2
Definitions
Operative Text
AFFORDABLE AFFIRMATIVELY FURTHERING FAIR HOUSING (AFFH) UNIT An affordable affirmatively furthering fair housing (AFFH) unit shall qualify if it complies with the following provisions: A. MAXIMUM SALES PRICE A for-purchase housing unit that is affordable to a household whose income does not exceed 80% of the area median income (AMI) for Westchester County as defined annually by the U.S. Department of Housing and Urban Development (HUD) and for which the annual housing cost of a unit including common charges, principal, interest, taxes and insurance (PITI) does not exceed 33% of 80% AMI, adjusted for family size and that is marketed in accordance with the Westchester County Fair and Affordable Housing Affirmative Marketing Plan. B. MAXIMUM RENT A rental unit that is affordable to a household whose income does not exceed 60% AMI and for which the annual housing cost of the unit, defined as rent plus any tenant paid utilities, does not exceed 30% of 60% AMI adjusted for family size and is marketed in accordance with the Westchester County Fair and Affordable Housing Affirmative Marketing Plan. AMI Area median income for Westchester County as defined annually by the United States Department of Housing and Urban Development (HUD).
Section 25-2 of Pelham's Code of Ordinances establishes what qualifies as an Affordable AFFH unit under the village's housing rules. For ownership units, affordability is tied to households earning no more than 80% of Westchester County's area median income, with total housing costs capped at one-third of that income threshold. For rental units, the income ceiling drops to 60% AMI, with combined rent and tenant-paid utilities limited to 30% of that figure — and both unit types must be marketed through the Westchester County Fair and Affordable Housing Affirmative Marketing Plan.
Plain English — not legal advice.
Operators offering units intended to qualify as Affordable AFFH units under § 25-2 generally ensure that sales prices and rents are calculated against the current HUD-published AMI figures for Westchester County each year. For for-sale units, compliant operators verify that total ownership costs — including common charges, principal, interest, taxes, and insurance — stay within the 33%-of-80%-AMI ceiling adjusted for family size. Rental operators similarly confirm that combined rent and tenant-paid utilities do not exceed 30% of 60% AMI, and that all units are actively marketed through the county's Affirmative Marketing Plan as required by § 25-2.
General guidance for property managers — not legal advice for your specific situation. Consult an attorney for advice on your case.
Section 25-2 sets the income and cost thresholds that determine whether a unit in Pelham is officially classified as an Affordable AFFH unit, which can affect eligibility and tenant protections. Renters may want to verify that a unit they are offered has been marketed through the Westchester County Fair and Affordable Housing Affirmative Marketing Plan and that the rent charged aligns with the 30%-of-60%-AMI standard described in this provision. Tenants who believe a unit has been misrepresented as affordable under § 25-2 can contact the U.S. Department of Housing and Urban Development or a local tenant-rights organization to understand available options.
General guidance for tenants — not legal advice for your specific situation. Consult a tenant-rights organization or attorney for advice on your case.
Generated November 9, 2026 — auto-generated, not yet human-reviewed. See /transparency for methodology.
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