Sodus, N.Y., Code of Ordinances ch. 66 (eCode360 ed. 2026) § 66-4
Discrimination in the financing of housing
Operative Text
It shall be unlawful within the Town of Sodus for any bank, building and loan association, firm or enterprise whose business consist in whole or in part in the making of commercial real estate loans to deny a loan or other financial assistance to a person applying therefor for the purpose of purchasing, construction, improving, repairing or maintaining a dwelling; or to discriminate against him in the fixing or the amount, interest rate, duration or other terms or conditions of such loan or other financial assistance because of the race, color, religion, sex, handicap, familial status or national origin of such person or of any person associated with him in connection with such loan or other financial assistance, or of the present or prospective owners, lessees, tenants or occupants of the dwelling or assistance is to be made or given, provided that nothing contained in this section shall impair the scope or effectiveness of the exception contained in § 66-6 .
Section 66-4 of the Sodus, N.Y., Code of Ordinances ch. 66 makes it unlawful for banks, building and loan associations, and other commercial real estate lenders operating within the Town of Sodus to deny or alter the terms of a loan or financial assistance based on a borrower's race, color, religion, sex, handicap, familial status, or national origin. The prohibition also extends to discrimination based on the characteristics of people associated with the applicant, or the current and prospective owners, tenants, or occupants of the property involved. An exception outlined in § 66-6 of the same chapter is preserved and not affected by this provision.
Plain English — not legal advice.
Property owners and managers in Sodus who are involved in arranging or facilitating financing for housing transactions should be aware that § 66-4 prohibits lenders from varying loan terms or denying financing on the basis of protected characteristics tied to the borrower, associated parties, or the property's occupants. Compliant operators generally document that any financing decisions affecting their properties are made on neutral, non-discriminatory grounds. Familiarity with the exception outlined in § 66-6 is also part of understanding the full scope of this rule.
General guidance for property managers — not legal advice for your specific situation. Consult an attorney for advice on your case.
Under § 66-4 of the Sodus Code of Ordinances ch. 66, tenants and prospective occupants have an interest in knowing that lenders cannot use their protected characteristics—such as race, religion, sex, handicap, or national origin—as a basis for denying or altering the terms of a housing loan. If a person believes a lender has violated this provision, general enforcement paths may include filing a complaint with a local or state fair housing agency, raising the violation in relevant legal proceedings, or contacting a tenant-rights or fair housing organization for information. The exception in § 66-6 may also be relevant to understanding the full scope of protections available.
General guidance for tenants — not legal advice for your specific situation. Consult a tenant-rights organization or attorney for advice on your case.
Generated November 10, 2026 — auto-generated, not yet human-reviewed. See /transparency for methodology.
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