South Glens Falls, N.Y., Code of Ordinances ch. 66 (eCode360 ed. 2026) § 66-5
Discrimination in financing of housing
Operative Text
It shall be unlawful in the Village of South Glens Falls for any bank, building and loan association, insurance company, or other corporation, association, firm or enterprise whose business consists in whole or in part in the making of commercial real estate loans to deny a loan or other financial assistance to a person applying therefor for the purpose of purchasing, constructing, improving, repairing, or maintaining a dwelling or to discriminate against him in the fixing of the amount, interest rate, duration, or other terms or conditions of such loan or other financial assistance because of the race, color, religion, sex, handicap, familial status or national origin of such person associated with him in connection with such loan of such person or any person associated with him in connection with such loan or other financial assistance, or the purposes of such loan or other financial assistance, or the present or prospective owner, lessee, tenant, or occupant of the dwelling in relation to which such loan or other financial assistance is to be made or given; provided that nothing contained in this section shall impair the scope or effectiveness of the exception contained in § 66-7 .
Section 66-5 of South Glens Falls, N.Y., Code of Ordinances ch. 66 makes it unlawful for banks, insurance companies, and other commercial real estate lenders operating in the Village to deny or alter the terms of a home loan based on a borrower's race, color, religion, sex, handicap, familial status, or national origin. The prohibition extends to discrimination tied to anyone associated with the loan application or to the current or prospective occupants of the dwelling being financed. An exception carved out in § 66-7 limits the reach of this provision in certain defined circumstances.
Plain English — not legal advice.
Property owners who rely on financing to purchase, construct, improve, repair, or maintain dwellings in South Glens Falls should be aware that § 66-5 governs the conduct of their lenders, not just their own leasing practices. Compliant lending institutions evaluate loan applications on neutral, non-discriminatory criteria unrelated to the protected characteristics listed in this section. Landlords who believe a lender has applied discriminatory terms to a transaction involving their property may wish to consult a fair-housing organization or legal counsel familiar with ch. 66.
General guidance for property managers — not legal advice for your specific situation. Consult an attorney for advice on your case.
Section 66-5 of South Glens Falls's Code of Ordinances ch. 66 gives prospective and current occupants of a dwelling a basis to challenge discriminatory lending decisions that affect housing they seek to occupy. If a lender appears to have denied or conditioned financing based on a protected characteristic such as race, familial status, or national origin, that conduct may constitute a violation of this local provision. Tenants and prospective occupants can explore remedies by contacting a local fair-housing organization, a tenant-rights group, or legal counsel to understand available complaint and enforcement paths.
General guidance for tenants — not legal advice for your specific situation. Consult a tenant-rights organization or attorney for advice on your case.
Generated November 10, 2026 — auto-generated, not yet human-reviewed. See /transparency for methodology.
Effective Timeline
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Rules and statutes that cite this regulation