Verona, N.Y., Code of Ordinances ch. 37 (eCode360 ed. 2026) § 37-5
Discrimination in financing of housing
Operative Text
It shall be unlawful within the Town of Verona for any bank, building and loan association, insurance company or other corporation, association, firm or enterprise whose business consists in whole or in part in the making of commercial real estate loans to deny a loan or other financial assistance to a person applying therefor for the purpose of purchasing, constructing, improving, repairing or maintaining a dwelling; or to discriminate against him in the fixing of the amount, interest rate, duration or other terms or conditions of such loan or other financial assistance because of the race, color, religion, sex, handicap, familial status or national origin of such person or of any person associated with him in connection with such loan or other financial assistance or the purposes of such loan or other financial assistance or of the present or prospective owners, lessees, tenants or occupants of the dwelling or dwellings in relation to which such loan or other financial assistance is to be made or given, provided that nothing contained in this section shall impair the scope or effectiveness of the exception contained in § 37-7 .
Section 37-5 of Verona, N.Y., Code of Ordinances Chapter 37 prohibits lenders — including banks, building and loan associations, insurance companies, and similar financial enterprises — from denying or discriminating in the terms of real estate loans based on protected characteristics such as race, color, religion, sex, handicap, familial status, or national origin. The rule applies when the loan is sought for purchasing, constructing, improving, repairing, or maintaining a dwelling. This prohibition extends not only to the applicant's own characteristics but also to those of people associated with the loan or the current and prospective occupants of the property in question. An exception referenced in § 37-7 of the same chapter may limit the provision's reach in certain circumstances.
Plain English — not legal advice.
Property owners and managers in Verona who interact with or refer residents to lending institutions should be aware that Section 37-5 of Chapter 37 establishes a local prohibition on discriminatory lending practices tied to protected characteristics. Compliant operators generally avoid steering applicants toward or away from particular lenders based on race, color, religion, sex, handicap, familial status, or national origin. Maintaining consistent, documentation-based practices when facilitating financing discussions helps demonstrate that no discriminatory influence has been introduced into the lending process.
General guidance for property managers — not legal advice for your specific situation. Consult an attorney for advice on your case.
Section 37-5 of Verona, N.Y., Code of Ordinances Chapter 37 gives residents a local basis to challenge a lender's denial of — or discriminatory terms on — a home loan when the denial or unfavorable terms appear connected to protected characteristics such as race, religion, sex, handicap, or national origin. Tenants and prospective buyers who believe they have experienced such discrimination may consider documenting the lender's stated reasons, comparing terms offered to similarly situated applicants, and reaching out to a local tenant-rights organization or fair-housing agency for guidance on available complaint processes. Federal fair-lending laws and the U.S. Department of Housing and Urban Development also provide parallel avenues that may be worth exploring alongside any local remedy under § 37-5.
General guidance for tenants — not legal advice for your specific situation. Consult a tenant-rights organization or attorney for advice on your case.
Generated November 9, 2026 — auto-generated, not yet human-reviewed. See /transparency for methodology.
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