24 C.F.R. § 100.115
§ 100.115 Residential real estate-related transactions. (24 CFR Part 100)
Operative Text
The term residential real estate-related transactions means: (a) The making or purchasing of loans or providing other financial assistance— (1) For purchasing, constructing, improving, repairing or maintaining a dwelling; or (2) Secured by residential real estate; or (b) The selling, brokering or appraising of residential real property.
Under 24 CFR Part 100 § 100.115, the Fair Housing Act's protections extend to a defined set of financial and real estate activities. These include making or purchasing loans for buying, building, improving, repairing, or maintaining a home, as well as loans secured by residential property. The definition also covers the selling, brokering, and appraising of residential real property, meaning discrimination in any of these transactions is subject to federal fair housing rules.
Plain English — not legal advice.
Property owners and managers who engage in activities covered by 24 CFR Part 100 § 100.115—such as arranging financing, working with brokers, or obtaining appraisals—should be aware that fair housing obligations apply across all of these transaction types. Compliant operators generally ensure that no discriminatory criteria influence decisions made in connection with loans, sales, brokerage, or appraisals involving their residential properties.
General guidance for property managers — not legal advice for your specific situation. Consult an attorney for advice on your case.
24 CFR Part 100 § 100.115 defines the range of transactions—including home loans, appraisals, and brokered sales—where federal fair housing protections apply. If a tenant or prospective buyer believes they experienced discrimination in one of these covered transactions, general enforcement paths include filing a complaint with the U.S. Department of Housing and Urban Development or consulting a tenant-rights or fair housing organization for guidance.
General guidance for tenants — not legal advice for your specific situation. Consult a tenant-rights organization or attorney for advice on your case.
Generated September 3, 2026 — auto-generated, not yet human-reviewed. See /transparency for methodology.
Effective Timeline
References Out
No outbound references recorded yet for this provision.
References In
No inbound references recorded yet for this provision.