24 C.F.R. § 100.141
§ 100.141 Definitions. (24 CFR Part 100)
In Force
Verified 5/25/2026 · Next check 6/24/2026
effective 5/25/2026FederalFair Housing & Anti-DiscriminationOperative Text
24 C.F.R. § 100.141
As used in this subpart: means a person who engages in a residential real estate-related lending transaction. means the making of a loan: (1) For purchasing, constructing, improving, repairing, or maintaining a dwelling; or (2) Secured by residential real estate. means any program, practice or study a lender voluntarily conducts or authorizes which is designed and used specifically to determine the extent or effectiveness of compliance with the Fair Housing Act. The self-test must create data or factual information that is not available and cannot be derived from loan files, application files, or other residential real estate-related lending transaction records. Self-testing includes, but is not limited to, using fictitious credit applicants (testers) or conducting surveys of applicants or customers, nor is it limited to the pre-application stage of loan processing.
Source: Legislative text reproduced verbatim
Effective Timeline
Current
May 25, 2026
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Related Rules
§ 100.110
§ 100.110 Discriminatory practices in residential real estate-related transactions.
§ 5.106
§ 5.106 Equal access in accordance with the individual's gender identity in community planning and development programs.
§ 100.140
§ 100.140 General rules.