24 C.F.R. § 200.1301
§ 200.1301 Expiring programs—Savings clause. (24 CFR Part 200)
Operative Text
(a) No new loan assistance, additional participation, or new loans are being insured under the programs listed in this section. Existing loan assistance, ongoing participation, or insured loans under the programs shall continue to be governed by regulations in effect as described in this section. (b) Any existing loan assistance, ongoing participation, or insured loans under the programs listed in this paragraph will continue to be governed by the regulations in effect as they existed immediately before October 11, 1995 (24 CFR parts 205, 209, 224-228, 240, 277, 278, 1994 edition): (1) Part 205, Mortgage Insurance for Land Development (Title X of the National Housing Act, repealed by section 133(a) of the Department of Housing and Urban Development Reform Act of 1989 (Public Law 101-235, approved December 15, 1989). (2) Part 209, Individual Homes; War Housing Mortgage Insurance (12 U.S.C. 1736-1743). (3) Part 224, Armed Services Housing-Military Personnel (12 U.S.C. 1736-1746a). (4) Part 225, Military Housing Insurance (12 U.S.C. 1748b). (5) Part 226, Armed Services Housing-Civilian Employees (12 U.S.C. 1748h-1). (6) Part 227, Armed Services Housing-Impacted Areas (12 U.S.C. 1478h-2). (7) Part 228, Individual Residences; National Defense Housing Mortgage Insurance (12 U.S.C. 1750 as amended by 42 U.S.C. 1591c). (8) Part 240, Mortgage Insurance on Loans for Fee Title Purchase (12 U.S.C. 1715z-5). (9) Part 277, Loans for Housing for the Elderly or Handicapped (12 U.S.C. 1701q). (10) Part 278, Mandatory Meals Program in Multifamily Rental or Cooperative Projects for the Elderly or Handicapped (12 U.S.C. 1701q). (c) Any existing loan assistance, ongoing participation, or insured loans under the programs listed in this paragraph will continue to be governed by the regulations in effect as they existed immediately before May 11, 1996 (24 CFR parts 215, 222, and 237, 1995 edition): (1) Part 215, Rent Supplement Payments Program (12 U.S.C. 1715f). (2) Part 222, Service Person's Mortgage Insurance Program (12 U.S.C. 1715m). (3) Part 237, Special Mortgage Insurance for Low and Moderate Income Families (12 U.S.C. 1715z-2). (d) Any existing loan assistance, ongoing participation, or insured loans under the program listed in this paragraph will continue to be governed by the regulations in effect as they existed immediately before December 26, 1996 (24 CFR part 233, 1995 edition): (1) Part 233, Experimental Housing Mortgage Insurance Program (12 U.S.C. 1715x). (2) [Reserved] (e) Any existing loan assistance, ongoing participation, or insured loans under the program listed in this paragraph will continue to be governed by the regulations in effect as they existed immediately before August 15, 2014 (24 CFR part 257): (1) Part 257, HOPE for Homeowners Program (12 U.S.C. 1701z-22). (2) [Reserved] (f) No new emergency mortgage assistance, emergency mortgage relief loans, advances of credit or emergency mortgage relief payments, or any other type of assistance permitted under the Emergency Housing Act of 1975, title I of the Emergency Homeowners' Relief Act (12 U.S.C. 2701), as amended by section 1496 of the Dodd-Frank Wall Street Reform and Consumer Protection Act (Pub. L. 111-203) is being provided under the programs listed below. Any existing emergency assistance, emergency mortgage relief loans, advances of credit or emergency mortgage relief payments under these programs will continue to be governed by the regulations in effect as they existed immediately before September 8, 2014 (24 CFR part 2700): (1) Part 2700, Emergency Homeowners' Loan Program (12 U.S.C. 2701 et seq.) (2) [Reserved] (g) Any existing loan assistance (including recapture of loan assistance), ongoing participation, or insured loans under the program listed in this paragraph will continue to be governed by the regulations in effect as they existed immediately before May 4, 2015 (24 CFR part 235, 2014 Edition): (1) Part 235, Mortgage Insurance and Assistance Payments for Home Ownership and Project Rehabilitation (12 U.S.C. 1715z). (2) [Reserved] (h) Any existing loan assistance (including recapture of loan assistance), ongoing participation, or insured loans under the program listed in this paragraph will continue to be governed by the regulations in effect as they existed immediately before February 10, 2016 (24 CFR part 280, 2015 Edition): (1) Part 280, Mortgage Insurance and Assistance Payments for Home Ownership and Project Rehabilitation (12 U.S.C. 17151). (2) [Reserved]
Section 200.1301 is a federal savings clause that preserves the legal framework for a set of now-closed HUD mortgage insurance and housing assistance programs. Because no new loans, insurance, or assistance is being issued under these programs, the rule draws a clear line: any existing obligations, insured loans, or ongoing participation that were already in place when each program closed remain subject to the regulations that were in force at that specific cutoff date—not any later version. Each program listed in § 200.1301 has its own governing edition of the Code of Federal Regulations frozen at the moment the program expired, ranging from 1995 through 2016.
Plain English — not legal advice.
Property owners or managers with existing insured loans, loan assistance, or participation in any of the legacy programs enumerated in § 200.1301—such as the Rent Supplement Payments Program (Part 215) or the Part 235 Mortgage Insurance and Assistance Payments program—generally continue to operate under the specific regulatory edition that was in effect at each program's respective cutoff date. Compliant operators typically maintain records that identify which frozen regulatory edition governs their particular loan or assistance arrangement, since later amendments to 24 CFR do not automatically apply. When questions arise about compliance obligations or recapture provisions under these legacy programs, operators commonly consult HUD directly or review the applicable archived CFR edition referenced in § 200.1301.
General guidance for property managers — not legal advice for your specific situation. Consult an attorney for advice on your case.
Tenants living in housing connected to one of the legacy programs listed in § 200.1301—such as properties that received Rent Supplement payments under Part 215 or assistance under Part 235—may have rights and protections that are defined by the version of federal regulations frozen at the program's closing date, not current HUD rules. Understanding which regulatory edition applies to a specific property can be important when evaluating issues like rent calculations or program obligations, and tenant-rights organizations familiar with legacy HUD programs can help identify the relevant rules under § 200.1301. General enforcement paths may include raising applicable regulatory requirements in communications with a housing authority, filing a complaint with HUD's Office of Housing, or seeking guidance from a local legal aid or tenant-advocacy organization.
General guidance for tenants — not legal advice for your specific situation. Consult a tenant-rights organization or attorney for advice on your case.
Generated September 4, 2026 — auto-generated, not yet human-reviewed. See /transparency for methodology.
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