HUD Handbook 4350.3 § 2-44
Assistance Animals as a Reasonable Accommodation (HUD Occupancy Handbook 4350.3 REV-1 CHG-4)
HUD guidance — not codified law
In Force
Verified 9/24/2026 · Next check 10/1/2026
effective 9/24/2026FederalReasonable Accommodations/ModificationsOperative Text
HUD Handbook 4350.3 § 2-44
A. Assistance animals are not pets. They are animals that work, provide
assistance, or perform tasks for the benefit of a person with a disability, or
animals that provides emotional support that alleviates one or more identified
symptoms or effects of a person's disability. Assistance animals – often referred
to as “service animals,” "assistance animals," “support animals,” or “therapy
animals” – perform many disability-related functions, including but not limited to
guiding individuals who are blind or have low vision, alerting individuals who are
deaf or hard of hearing to sounds, providing minimal protection or rescue
assistance, pulling a wheelchair, fetching items, alerting persons to impending
seizures, or providing emotional support to persons with disabilities who have a
disability-related need for such support.
B. A housing provider may not refuse to allow a person with a disability to have an
assistance animal merely because the animal does not have formal training.
Some, but not all, animals that assist persons with disabilities are professionally
trained. Other assistance animals are trained by the owners themselves and, in
some cases, no special training is required. The question is whether or not the
animal performs the disability-related assistance or provides the disability-related
benefit needed by the person with the disability.
C. A housing provider’s refusal to modify or provide an exception to a "no pets" rule
or policy to permit a person with a disability to use and live with an assistance
animal would violate Section 504 of the Rehabilitation Act and the Fair Housing
Act unless:
1. The animal poses a direct threat to the health or safety of others that
cannot be reduced or eliminated by a reasonable accommodation,
HUD Occupancy Handbook 2-41 6/07
Chapter 2: Civil Rights and
Nondiscrimination Requirements
Additional Nondiscrimination and Accessibility
Requirements for Persons with Disabilities
Subsection 5:
Additional Fair Housing Act Requirements
2. The animal would cause substantial physical damage to the property of
others,
3. The presence of the assistance animal would pose an undue financial
and administrative burden to the provider, or
4. The presence of the assistance animal would fundamentally alter the
nature of the provider's services.
D. The fact that a person has a disability does not automatically entitle him or her to
an assistance animal. There must be a relationship between the person’s
disability and his or her need for the animal.
E. A housing provider may not require an applicant or tenant to pay a fee or a
security deposit as a condition of allowing the applicant or tenant to keep the
assistance animal. However, if the individual’s assistance animal causes
damage to the applicant’s unit or the common areas of the dwelling, at that time,
the housing provider may charge the individual for the cost of repairing the
damage if the provider regularly charges tenants for any damage they cause to
the premises.
Subsection 5: Additional Fair Housing Act RequirementsSource: Legislative text reproduced verbatim
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Sep 24, 2026
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Related Rules
§ 966.7
§ 966.7 Accommodation of persons with disabilities.
§ 982.316
§ 982.316 Live-in aide.
§ 504B.113
SERVICE AND SUPPORT ANIMAL DOCUMENTATION.