HUD Handbook 4350.3 § 6-20
Charges Prior to Occupancy (HUD Occupancy Handbook 4350.3 REV-1 CHG-4)
HUD guidance — not codified law
In Force
Verified 9/24/2026 · Next check 10/1/2026
effective 9/24/2026FederalApplication FeesOperative Text
HUD Handbook 4350.3 § 6-20
A. An owner must not charge applicants for costs associated with accepting and
processing applications, screening applicants, or verifying income and eligibility.
Hence, owners must not require applicants to pay application fees, credit report
charges, charges for home visits, charges to obtain a police report(s), or other
costs associated with the above functions. These costs are considered project
expenses.
B. Cooperatives are permitted to charge a reasonable application and credit check
fee.Source: Legislative text reproduced verbatim
Effective Timeline
Current
Sep 24, 2026
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Related Rules
§ 42-103d
Apartment listing services to deliver contract. Contents of contract. Notice required.
§ 1950.6
§ 504B.173
APPLICANT SCREENING FEE.