HUD PIH Notice § 2012-39

Funding for Tenant-Protection Vouchers for Certain At-Risk Households in Low-Vacancy Areas -- Request for Comments (HUD PIH Notices)

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Verified 10/14/2026 · Next check 10/21/2026
effective 10/6/2026FederalAffordable Housing Programs

Operative Text

HUD PIH Notice § 2012-39
                                       U.S. Department of Housing and Urban Development
                                       Office of Public and Indian Housing
                                       Office of Housing
_________________________________________________________________________
Special Attention of:                             Notice HUD PIH-2012-39
Regional and Field Office Directors of
Public Housing; Multifamily Hub                   Issued: September 10, 2012
Directors; Multifamily Program Center
Directors; Public Housing Agencies;
and Owners/Agents                                 Expires: This notice remains in effect until
                                                  amended, revoked, or superseded

                                            Cross References:
                                            HUD Notice PIH 2008-12 (HA);
                                            HUD Notice PIH 2011-20 (HA);
                                            HUD Notice PIH 2011-46 (HA);
                                            “Consolidated and Further Continuing
                                            Appropriations Act, 2012” (PL 112-55)
_________________________________________________________________________
Subject: Funding for Tenant-Protection Vouchers for Certain At-Risk Households in
            Low-Vacancy Areas – Request for Comments

1. Purpose. This Notice provides instructions, eligibility, and selection criteria on the funding
   process for tenant protection vouchers for certain at-risk households in low-vacancy areas, as
   provided for in the “Consolidated and Further Continuing Appropriations Act, 2012” (PL
   112-55), referred to hereafter as “the 2012 Appropriations Act,” enacted on November 18,
   2011, and seeks public comment on these instructions and criteria. Following receipt and
   consideration of public comment, another notice (Final Notice) will be issued with final
   instructions, eligibility, and selection criteria, which may include revisions to the instructions
   and criteria contained in this Notice.

2. Summary. The 2012 Appropriations Act provides that up to $10,000,000 of the
   $75,000,000 appropriated for tenant protection actions may be made available to provide
   housing choice voucher rental assistance to residents residing in low-vacancy areas and who
   may have to pay rents greater than 30 percent of household income, as the result of:

   1) the maturity of a HUD-insured, HUD-held or section 202 loan that requires the permission
   of the Secretary prior to loan prepayment;

   2) the expiration of a rental assistance contract for which the tenants are not eligible for
   enhanced voucher or tenant protection assistance under existing law; or
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   3) the expiration of affordability restrictions accompanying a mortgage or preservation
   program administered by the Secretary.

   HUD is initially making up to $6,000,000 in voucher assistance available under this Notice,
   due to concerns that the needs under the other eligible categories of tenant protection actions
   may otherwise exceed the funds appropriated for tenant protection actions. However, if the
   needs under the other eligible categories of tenant protection actions do not exceed the funds
   appropriated for tenant protection actions, HUD may increase the amount available under
   this Notice up to $10,000,000.

   The 2012 Appropriations Act provides that the tenant protection assistance may be provided
   as either enhanced vouchers or project-based voucher (PBV) assistance. As is the case for
   Housing Conversion Actions, public housing agencies (PHAs) will receive a special fee of
   $200 per unit under the Annual Contributions Contract (ACC) funding increment for the
   extraordinary costs associated with administering the enhanced voucher or PBV assistance
   under this Notice.

   This Notice describes the funding process for this assistance, including instructions for
   owners on how to apply for this rental assistance. The deadline for owners to apply for this
   assistance will be after the publication of the Final Notice. After the deadline for owners to
   request the assistance, HUD will rank applicants according to the date of the mortgage
   maturity, rental assistance contract expiration, or use agreement expiration to determine the
   order of funding. HUD is also prioritizing funding for the families facing the greatest rent
   burden in the absence of voucher assistance.

3. Submission of Comments. Interested persons are invited to submit comments on this
   Notice. Submissions must refer to companion Federal Register notice published on
   September 10, 2012 (FR-5657-N-01). There are two methods for submitting public
   comments (note: Facsimile (FAX) comments are not acceptable):

         Electronic submission of comments. Interested persons may submit comments
          electronically through the Federal eRulemaking Portal at www.regulations.gov. HUD
          strongly encourages commenters to submit comments electronically. Electronic
          submission of comments allows the commenter maximum time to prepare and submit
          comment, ensures timely receipt by HUD, and enables HUD to make comments
          immediately available to the public. Comments submitted electronically through
          www.regulations.gov can be viewed by other commenters and interested members of
          the public. Commenters should follow the instructions provided on the site to submit
          comments electronically.

         Submission of comments by mail. Comments may be submitted by mail to the
          Regulations Division, Office of General Counsel, Department of Housing and Urban
          Development, 451 Seventh Street, SW, Room 10276, Washington, DC 20410-0500.

   To receive consideration as public comments, comments must be submitted through one of
   the two methods specified above. Also, to expedite review of public comments, it is
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    recommended that commenters reference the specific section(s) of the Notice in their
    comments.

    Public inspection of comments. Copies of all comments submitted are available for
    inspection and downloading at www.regulations.gov.

    Due date for public comment. All comments are due no later than October 10, 2012. HUD
    will issue a Final Notice that takes into consideration the comments received in response to
    solicitation of comment on this Notice.

4. Eligibility. An owner is eligible to request assistance for unassisted households/units at the
   property if the owner is in compliance civil rights threshold requirements (as described
   below), the property is in a low-vacancy area1, there are at-risk households residing at the
   property, these at risk households are not currently receiving other project-based or tenant-
   based rental assistance under Section 8 of the United States Housing Act, and the property
   experienced (or will experience) one of the following three events in FY 2012 or prior to FY
   2012:

    1) the maturity of a HUD-insured, HUD-held or section 202 loan that requires the permission
    of the Secretary prior to loan prepayment;

    2) the expiration of a rental assistance contract for which the tenants are not eligible for
    enhanced voucher or tenant protection assistance under existing law; or

    3) the expiration of affordability restrictions accompanying a mortgage or preservation
    program administered by the Secretary.

    Category 1 above includes only properties with maturing/matured Section 202 Direct Loans,
    FHA-insured primary mortgages, or HUD-held primary mortgages. Please note that maturity
    of any mortgage instrument other than a Section 202 Direct Loan, FHA-insured primary
    mortgage, or HUD-held primary mortgage (for example, the maturity of a mortgage made by
    a state Housing Finance Agency) does not qualify as a maturing/matured mortgage for
    purposes of this Notice under category 1 of the 2012 Appropriations Act. Further, only the
    maturing/matured properties where the Secretary’s consent to prepayment is required are
    eligible under Category 1. The Direct or FHA-insured mortgage note will specify if the
    approval of HUD is a requirement for the prepayment.

    Category 2 includes only properties where a Rental Assistance Payments (RAP) contract
    expired prior to FY 2012, or where a Rent Supplement contract expired prior to 2001. RAP
    contract expirations in FY 2012 and Rent Supplement contract expirations in 2001 or later

1
  “Low-vacancy area” was defined for the purposes of this assistance as a county that currently and historically
demonstrates a moderate to tight rental housing market for low-income renters. HUD determined this definition with
two thresholds. First, the county must be below the national vacancy rate for units affordable to low-income
household in 2000, which is 7.3%. Second, the county must be below the 80th percentile vacancy rate for low-
income renters as estimated by the 2005-2009 American Community Survey 5 year estimates, which is 8.7%. A list
of low-vacancy areas is included in Attachment A.
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are not eligible for assistance under this Notice because tenants in such properties are/were
eligible for enhanced voucher or tenant protection assistance under existing law, and
therefore do not meet the criteria under category 2 of the 2012 Appropriations Act. Please
note that some properties with RAP contract expirations prior to FY 2012 already received
tenant protection assistance, and are therefore not eligible for assistance under this Notice.

Category 3 includes two groups of properties, as follows:

      Maturing/matured FHA-insured or Direct mortgages, where permission of the
       Secretary is not required prior to mortgage prepayment. (In such properties, tenant-
       based voucher assistance is provided to eligible residents of unassisted units at the
       time of prepayment, but, outside of the process described in this Notice, is not
       provided at the time of mortgage maturity). To be eligible under Category 3, the
       underlying affordability restrictions at the property must expire/have expired along
       with maturity of the mortgage. Where mortgages have matured, the use agreement
       must have expired prior to the owner’s request under this Notice. Where the maturity
       will occur in FY2012, the underlying affordability restrictions must expire
       concurrently with the mortgage maturity.

      Expiring “stand alone” Use Agreements: This includes only those properties that have
       HUD-imposed affordability use agreements expiring/expired but no active Section
       202 Direct Loan, FHA-insured primary mortgage, or HUD-held primary mortgage
       expiring/expired (properties with expiring/expired “stand alone use agreements”).
       Please note that the expiring/expired use agreement must be a HUD-imposed use
       agreement that restricts the property to operate as affordable housing to very low,
       low, and/or moderate income households. This may include, but is not limited to, the
       Preservation programs under the Title II Emergency Low Income Housing
       Preservation Act (ELIHPA) and the Title VI Low-Income Housing Preservation and
       Resident Homeownership Act (LIHPRHA). An Interest Reduction Payments
       Agreement associated with a state non-insured 236 mortgage also meets the criteria
       under category 3 of the 2012 Appropriations Act. The expiration of a project use
       agreement imposed by another agency or funder does not meet the criteria under
       category 3 of the 2012 Appropriations Act.

Owners may verify that their property is in a low-vacancy area by using the list of low-
vacancy areas in Attachment A.

“At-risk households” are those households residing at the property at the time of the owner’s
request whose annual income is equal to or less than HUD’s Federal Fiscal Year (FY) 2012
low income limit; and are rent burdened currently or will be rent burdened after the mortgage
maturity or use agreement expiration. For those properties where the mortgage maturity,
rental assistance contract expiration, or use agreement expiration, occurred prior to the date
of the owner’s request for assistance, a family must have resided at the property at the time of
the mortgage maturity, rental assistance contract expiration, or use agreement expiration to
be considered an at-risk household. This Notice provides further information on identifying
at-risk households, including a threshold for determining rent burden, in section 6 below.
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Additionally, an owner must be in compliance with civil rights threshold requirements. An
owner is not eligible to request assistance if such owner:

i) has been charged with an ongoing systemic violation of the Fair Housing Act or received
a cause determination from a substantially equivalent state or local fair housing agency
concerning a systemic violation of a substantially equivalent state or local fair housing law
proscribing discrimination because of race, color, religion, sex, national origin, disability or
familial status;

ii) is a defendant in a Fair Housing Act lawsuit filed by the Department of Justice alleging a
pattern or practice of discrimination or denial of rights to a group of persons raising an issue
of general public interest pursuant to 42 U.S.C. 3614(a);

iii) has received a letter of findings identifying systemic noncompliance under Title VI of
the Civil Rights Act of 1964, Section 504 of the Rehabilitation Act of 1973, or Section 109
of the Housing and Community Development Act of 1974;

iv) has received a cause determination from a substantially equivalent state or local fair
housing agency concerning a systemic violation of provisions of a state or local law
proscribing discrimination in housing based on sexual orientation or gender identity; or

v) has received a cause determination from a substantially equivalent state or local fair
housing agency concerning a systemic violation of a state or local law proscribing
discrimination in housing based on lawful source of income; and

vi) if applicable, has not resolved to HUD’s satisfaction, the charge, lawsuit, letter of
findings or cause determination referenced in subparagraphs (i), (ii), (iii), (iv) or (v) and/or is
not in current compliance with any agreement or consent order resolving the matter.

 Owners who wish to request assistance under this Notice must request the assistance by [a
date to be specified in the Final Notice], in accordance with the procedures set forth in the
Final Notice.

Upon receiving an owner’s request, HUD will verify that the maturity of the mortgage and/or
expiration of the use agreement in fact removes/removed the affordability restrictions at the
property and resulted or may result in tenants being rent burdened; that the RAP contract
expired prior to FY 2012, or that Rent Supplement contract expired prior to 2001; or that the
mortgage maturity or use agreement expiration takes place in FY 2012 or prior to FY 2012;
and that the owner’s property is in a low-vacancy area.

Please note that while assistance under this Notice for properties in categories 1 or 3 of the
2012 Appropriations Act is limited to mortgage maturities or use agreement expirations that
take place in FY 2012 or prior to FY 2012, any funding leftover after all eligible properties’
requests for assistance have been funded will be carried over to the next fiscal year to fund
mortgage maturities or use agreement expirations that occur after FY 2012.
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5. Enhanced Vouchers or Project-Based Voucher Assistance. Owners may request either
   enhanced vouchers or project-based voucher (PBV) assistance for the at-risk households
   residing in their property. Both types of assistance are administered through Public Housing
   Agencies (PHAs). The HUD Public Housing (PH) Field Office Director will identify PHAs
   to administer the voucher assistance, in accordance with the procedures in section 7 below.
   Any PHA identified for this purpose may decline to participate entirely, or may agree to
   participate but only to administer enhanced vouchers, even if the owner has requested PBV
   assistance. If a PHA declines to participate, the HUD PH Field Office Director will take
   steps to identify a PHA that will agree to administer the assistance, as described in section 7
   below. Owners should be aware that in some cases, enhanced vouchers may be provided
   even if the owner requests PBV assistance; please see section 7 (step 9), and section 8, for
   more details.

   Enhanced vouchers
   Enhanced vouchers are tenant-based assistance. Households issued enhanced vouchers may
   elect to use the assistance in the same property (as long as the property continues as rental
   housing and the tenancy can be approved in accordance with the enhanced voucher policies
   described in section 9 below), and in all cases may choose to move from the property
   immediately. There is no guarantee to the owner that any enhanced voucher assistance will
   be used at the property for any period of time. Enhanced vouchers are different from regular
   housing choice vouchers (HCVs) in two major respects. If the family remains in the same
   property, the family must continue to contribute towards rent at least the amount the family
   was paying for rent on the date of the maturity of the mortgage and/or expiration of the use
   agreement that removes the affordability restrictions at the property, and a higher “enhanced”
   payment standard is used to determine the amount of subsidy when the gross rent exceeds the
   normally applicable PHA payment standard.

   Project-based voucher assistance
   PBV assistance is project-based assistance. Under the PBV program, a PHA enters into a
   Housing Assistance Payment (HAP) contract with the owner for specified units and for a
   specified term. When families move from the assisted units, the PHA refers families from its
   waiting list to the owner to fill vacancies. PBV assistance provided through this Notice must
   follow all regulations at 24 Code of Federal Regulations (CFR) Section 983, with one
   exception: selection requirements under §983.51 (Owner proposal selection procedures) are
   not applicable to assistance provided via this Notice, because the 2012 Appropriations Act
   defines the categories of projects that are potentially eligible for PBV assistance. Moving to
   Work (MTW) agencies may administer the PBV assistance according to their MTW
   agreement.

   For further details on processing enhanced vouchers or project-based vouchers, see sections 8
   and 9 below.

6. Identifying At-Risk Households. In order to identify which of the residents of their
   property may be “at-risk households,” owners must first identify the current residents that
   resided at the property at the time of the mortgage maturity, rental assistance contract
   expiration, or use agreement expiration (if such event occurred before the owner submits the
                                                                                            7

request for assistance). The owner must then determine the annual income of the residents,
and compare this annual income to HUD’s low income limits. The owner then determines
whether the residents qualify as rent burdened, by comparing the adjusted monthly income of
the residents to the owner’s applicable monthly rent (as defined in step 5 below). In order to
prioritize assistance to those households most at-risk, HUD is using a 40 percent threshold
for rent burden in order to identify at-risk households. By focusing on families who, in the
absence of this voucher assistance, would have to pay 40 percent or more of their adjusted
monthly income on rent, HUD is ensuring that the limited number of vouchers available
under this Notice are provided to households with the highest needs..

Owners and families should be aware that the final determination of a family’s income
eligibility will be made by the PHA. Families identified as at-risk households in the process
described in steps 1 – 5 below ultimately may be determined to be over-income (and
therefore ineligible for assistance) by the PHA, which will reduce the number of vouchers
that will be made available either as enhanced vouchers or PBV assistance, accordingly.

The process to identify at-risk households is described in steps 1 - 5 below. Owners that
have verified resident incomes within 12 months of the submission of the request for
assistance under this Notice can skip steps 2 and 3 below.

       Steps

   1. Notification of residents. The owner must notify (in writing) all current residents of
      unassisted units at the property who resided at the property at the time of the
      mortgage maturity, rental assistance contract expiration, or use agreement expiration,
      if such event occurred before the owner submits the request for assistance, that the
      owner will be applying for assistance under this Notice. This notification must be
      provided at least 30 days prior to the submission of the request under this Notice. In
      accordance with 24 CFR Part 245, those properties assisted with active project-based
      rental assistance contracts under Section 8 of the US Housing Act, and those
      properties with FHA-insured or Direct loans, must also notify legitimate tenant
      organizations at the property. For properties where the mortgage maturity, rental
      assistance contract expiration, or use agreement expiration has not yet occurred, the
      owner must notify all current residents of unassisted units. The owner’s notification
      must state that he or she will be identifying at-risk households according to the
      residents’ income. In addition, the owner’s notice must state that if any resident
      contests the income determination made by the owner (and if the owner’s request for
      assistance is selected for funding), such resident will have the opportunity to have
      their income calculated for eligibility purposes by the administering PHA. The
      owner’s notification to the residents must also inform them that the owner’s
      application for assistance is not a guarantee that the property and residents will
      receive assistance under this Notice.

       Owners must provide such notification in a manner that is effective for persons with
       disabilities, see 24 CFR § 8.6, and for persons who have limited English proficiency.
       Owners should refer to HUD’s published Final Guidance to Federal Financial
                                                                                          8

   Assistance Recipients: Title VI Prohibition Against National Origin Discrimination
   Affecting Limited English Proficient Persons (LEP Guidance) (72 FR 2732) for
   assistance and information regarding LEP obligations.

2. Request for income information. If an owner has not verified resident income within
   12 months of the submission of the request for assistance under this Notice, the owner
   may request income information from each resident of the affected property.
   Residents are not required to share this information with the owner. If a resident
   chooses not to disclose income information, such resident will be identified in the
   owner’s request for assistance as a household that did not provide income information
   to the owner, and such household will not receive assistance through this Notice. For
   all residents identified in the owner’s request for assistance as a household that did
   not provide income information to the owner, the owner must maintain
   documentation showing that the family did not provide the requested information, and
   that the family was notified in writing that their failure to provide income information
   to the owner means the family will not have the opportunity to receive rental
   assistance through this Notice.

3. Calculation of annual income. The owner determines annual income by adding all
   sources of income for all adults (age 18 or older) in the household that are anticipated
   to be received by the household in the next 12 months, excluding income from any of
   the following: the income of live-in aides or full-time students; student financial
   assistance; foster care or adoption assistance payments; Supplemental Nutrition
   Assistance Program (SNAP; formerly known as Food Stamps); Low Income Home
   Energy Assistance Program (LIHEAP); and Earned Income Tax Credit refunds. This
   amount is the household’s annual income. As discussed below, this calculation is a
   streamlined version of the calculation that PHAs use to determine income eligibility
   for the voucher program.

4. Comparison to HUD’s low income limits. The owner must compare the household’s
   annual income with HUD’s FY 2012 low income limits. For this comparison, owners
   must know the size of the household (e.g., 4 person household). Owners may find
   HUD’s low income limits by visiting
   http://www.huduser.org/portal/datasets/il/il12/index_il2012.html. At this site, owners
   click “Click Here for FY 2012 IL Documentation.” The owner then selects the state
   and county in which the property is located, and clicks “Next Screen.” The relevant
   information is located in the row labeled “Low (80%) Income Limits.” If the
   household’s annual income is greater than the low income limit found in this row, the
   household is not an at-risk household (as discussed above, any resident who contests
   this determination will have the opportunity to have their income calculated for
   eligibility purposes by the administering PHA, should the owner’s request be selected
   for funding). For example, if the “Low (80%) Income Limits” row lists $60,000 as
   the limit for a 4 person household, and the annual income for the 4 person household
   in question is $60,001, then this household is not an at-risk household. If the
   household’s annual income is equal to or less than the low income limit, then the
   owner moves on to step 5 below.
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5. Calculation of adjusted monthly income and rent burden. The owner adjusts the
   annual income by deducting $480 from the annual income for each dependent in the
   household, and deducting $400 from the annual income if the household’s head,
   spouse, or sole member is a person with disabilities or is at least 62 years of age. The
   owner then divides this adjusted annual income by 12 to determine the household’s
   adjusted monthly income. The owner then multiplies the household’s adjusted
   monthly income by 40 percent, and if the resulting number is less than the applicable
   monthly rent for that household’s unit, then such household meets the 40 percent rent
   burdened threshold, and qualifies as an at-risk household.

   For example, if the household’s adjusted monthly income is $2000 and the applicable
   monthly rent is $1200, the owner multiples $2000 by 0.40, which equals $800.
   Because $800 is less than the applicable monthly rent, this household is an at-risk
   household. Similarly, if a household’s adjusted monthly income is $3000 and the
   applicable monthly rent is $1200, the household is not an at-risk household, because
   40 percent of their adjusted monthly income is $1200, which is not less than the
   applicable monthly rent. As discussed above, any resident who contests this
   determination will have the opportunity to have their income calculated for eligibility
   purposes by the administering PHA, should the owner’s request be selected for
   funding.

   Please note that the “applicable monthly rent” has a different meaning for the
   following different property circumstances:

          For properties with a mortgage maturity or use agreement expiration that will
           occur in FY 2012 after the owner submits the request for assistance,
           “applicable monthly rent” means the rent the owner intends to charge after the
           mortgage maturity or use agreement expiration.

          For properties with a mortgage maturity, rental assistance contract expiration,
           or use agreement expiration that occurred before the owner submits the
           request for assistance, “applicable monthly rent” means the rent the owner
           charged as of [a date to be specified in the Final Notice; e.g., May 1, 2012],
           except as follows:

          For properties with a mortgage maturity, rental assistance contract expiration,
           or use agreement expiration that occurred before the owner submits the
           request for assistance, and the owner has chosen to continue charging below
           market rents to households that resided at the property at the time of the
           mortgage maturity, rental assistance contract expiration, or use agreement
           expiration, “applicable monthly rent” means the rent the owner charged as of
           [a date to be specified in the Final Notice; e.g., May 1, 2012] to households
           that moved to the property after the mortgage maturity, rental assistance
           contract expiration, or use agreement expiration, and reside in a similarly-
           sized unit.
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   The owner’s identification of at-risk households will be used to determine whether a request
   for assistance is eligible for funding under this set-aside (because the presence of at-risk
   households at the property is a requirement of receiving assistance). This calculation will
   also be helpful for the owner to predict and forecast how many households may qualify to
   receive enhanced vouchers; if the owner is requesting PBV assistance, the calculation will
   help the owner anticipate how many units may be assisted under the PBV HAP contract.
   This exercise will be helpful for owners seeking new debt or equity financing for the project
   that will be supported by income from the PBV HAP contract.

   While the eligibility calculation by the owner is an important initial calculation, owners are
   advised that PHAs are still required to calculate income for each household before admitting
   that household to the voucher program, whether for enhanced vouchers or PBV assistance.
   Because the calculations performed by the owner at steps 3 and 5 above are a streamlined
   version of the calculations that PHAs use, some families identified by the owner as at-risk
   may in fact be ineligible for assistance due to being over-income. If a household identified
   by the owner as at-risk is later determined to be ineligible for voucher assistance due to being
   over-income, that household will not be issued an enhanced voucher (or, in the case of PBV
   assistance, the unit will not be included in the PBV contract). Additionally, as discussed
   above, families who contest the owner’s determination that they are not at-risk households
   will have the opportunity to have their income calculated for eligibility purposes by the
   administering PHA (should the owner’s request be selected for funding). It is for this reason
   that the owner’s request for assistance must also include a list of the households determined
   not to be at-risk, as described in Section 7 below.

   Please also note that the applicable monthly rent will be reviewed by the PHA for rent
   reasonableness before any tenancy is approved (for enhanced vouchers), or before the initial
   rent to owner is established at the beginning of the HAP contract term (for PBV assistance).
   Before HAP can be paid for the unit, PHAs must determine the rents to be reasonable under
   983.303 (Reasonable Rent) for PBV assistance or 982.507 (Rent to Owner: Reasonable Rent)
   for enhanced vouchers (see also section 9.1(b)(2) below for more information on rent
   reasonableness and enhanced vouchers). Owners are encouraged to contact a PHA in the
   local area prior to submitting the request for assistance to obtain information on the likely
   rent levels the enhanced vouchers or PBV HAP contract will provide.

7. Procedures for Requesting and Processing Assistance. This section describes each of the
   steps necessary to process the owner’s request for assistance. The following steps must
   occur before the owner’s request for assistance can be approved and the PHA’s Annual
   Contributions Contract (ACC) amended to reflect the assistance.

       Steps

       1. Owners who wish to request assistance under this Notice must request the assistance
          by [a date to be specified in the Final Notice].
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The owner must submit a letter requesting assistance to the HUD Multifamily
Hub/Program Center (PC) Director, with a copy to the HUD Project Manager. The
request must include the following information:

      The property name and address;
      The date of the mortgage maturity, rental assistance contract expiration, or use
       agreement expiration. The mortgage maturity or use agreement expiration
       date must be in FY 2012 (i.e., October 1, 2011 – September 30, 2012) or prior
       to FY 2012. The date of the rental assistance contract expiration must be
       before FY 2012 for RAP contracts and before 2001 for Rent Supplement
       contracts;
      A copy of all use agreement, rental assistance contract, and mortgage note
       documents related to the expiring/expired mortgage, contract or use
       agreement;
      A narrative statement explaining how the property meets the description of
       Category 1, Category 2 or Category 3, as defined in this Notice;
      Whether the owner is seeking enhanced vouchers or PBV assistance;
      A statement certifying that the owner is in compliance with the civil rights
       threshold requirements set forth at section 4 “Eligibility” of this Notice;
      A list of unassisted units (identified by unit number and household name)
       currently occupied by at-risk households, and a list of unassisted units
       (identified by unit number and household name) currently occupied by
       households determined not to be at-risk. These households must have resided
       at the property at the time of the mortgage maturity, rental assistance contract
       expiration, or use agreement expiration, if such event occurred before the
       owner’s request for assistance.
            o The list of at-risk households must be accompanied by a calculation
               that demonstrates that each at-risk household has an annual income
               equal to or less than HUD’s Federal Fiscal Year (FY) 2012 low
               income limit, and 40 percent of the household’s adjusted monthly
               income is less than the applicable monthly rent for the unit.
            o The list of households determined not to be at-risk must be
               accompanied by a calculation that demonstrates that each household
               has an annual income greater than HUD’s FY 2012 low income limit,
               or 40 percent of the household’s adjusted monthly income is equal to
               or more than the applicable monthly rent for the unit.
            o The calculation for each list of households must include size of the
               household, household’s annual income, the applicable HUD FY 2012
               low income limit for a household this size, the household’s adjusted
               monthly income, 40 percent of the household’s adjusted monthly
               income, and the applicable monthly rent of the unit (see section 6, step
               5 for the different meanings of “applicable monthly rent”);
      For properties where the mortgage maturity, rental assistance contract
       expiration, or use agreement expiration happened before the owner submits
       the request for assistance, documentation (such as a lease) showing that the at-
       risk households and the households determined not to be at-risk resided at the
                                                                                         12

           property at the time of the mortgage maturity, rental assistance contract
           expiration, or use agreement expiration; and
          A list of unassisted units (identified by unit number and household name)
           currently occupied by households (that also resided at the property at the time
           of the mortgage maturity, rental assistance contract expiration, or use
           agreement expiration, if such event occurred before the owner submits the
           request for assistance) that did not provide income information to the owner.
           (Please note that these households will not receive assistance through this
           Notice. For all residents identified in the owner’s request for assistance as a
           household that did not provide income information to the owner, the owner
           must maintain documentation showing that the family did not provide the
           requested information, and that the family was notified in writing that their
           failure to provide income information to the owner means the family will not
           have the opportunity to receive rental assistance through this Notice.)

   Owners must provide all of the information listed above in their request for
   assistance. Owners may wish to refer to Attachment B for a sample format to provide
   the information required in the owner’s request for assistance. Owners may find the
   suggested format helpful, but are not required to use the format provided in
   Attachment B.

2. Once the Multifamily Hub/PC Director has received the owner’s complete request for
   assistance (submitted by [a date to be specified in the Final Notice]), the Multifamily
   Hub/PC Director or designee will review the applications by [a date to be specified in
   the Final Notice], to verify that:

   a) For properties in category 1, the mortgage is an FHA-insured, HUD held or Direct
   loan that is maturing/has matured in FY 2012 or prior to FY2012, and the permission
   of the Secretary is/was a requirement prior to mortgage prepayment, as indicated on
   the mortgage note document. Please note: the Multifamily Hub/PC Director or
   designee must verify this date (day, month, and year) by reviewing the actual
   mortgage note, use agreement or contract document, rather than relying on HUD
   database information. Staff should also verify that the mortgage was not prepaid
   prior to mortgage maturity.

   b) For properties in category 2, the owner’s RAP contract expired prior to FY 2012,
   or Rent Supplement contract expired prior to 2001. This includes verifying that the
   contract reached its expiration date, and did not terminate prior to the expiration date
   due to the prepayment of the underlying mortgage at the property.

   c) For properties in category 3, the FHA-insured, HUD Held or Direct loan is
   maturing/has matured in FY2012 or prior to FY2012, that permission of the Secretary
   is not required prior to prepayment, that the mortgage has not been prepaid, and that
   the underlying affordability use agreement also is terminating/has terminated. If
   there is no active HUD Held or Direct loan at the property, verify that the “stand
   alone” use agreement or state Interest Reduction Payments (IRP) agreement
                                                                                     13

expires/expired in FY 2012 or prior to FY 2012. Please note: the Multifamily Hub/PC
Director or designee must verify this date (day, month, and year) by reviewing the
actual mortgage note, use agreement or contract document, rather than relying on
HUD database information. Please note: the Multifamily Hub/PC Director or
designee must review the specific provisions of the use agreement and mortgage note
to verify that the expiration or maturity will in fact remove affordability restrictions
on unassisted units at the property;

d) The property is located in a low-vacancy area (low-vacancy areas are listed in
Attachment A);

e) The number of households identified by the owner as at-risk households does not
exceed the total number of unassisted units at the property (in the case of a mortgage
maturity or use agreement expiration), or in the case of a Rent Supplement or RAP
contract expiration, the number of households identified by the owner as at-risk
households does not exceed the number of units on the original Rent Supplement or
RAP contract. If the application involves the expiration of a Rent Supplement or
RAP contract, the Multifamily Hub/PC Director or designee must review the Rent
Supplement or RAP contract to verify the number of units on the original contract. If
the number of households identified by the owner as at-risk households does exceed
the total number of unassisted units at the property (or the number of units on the
original Rent Supplement or RAP contract), the Multifamily Hub/PC Director or
designee must advise the owner to reduce the number of at-risk households to the
allowable amount (no more than the total number of unassisted units at the property
or the number of units on the original Rent Supplement or RAP contract) if the owner
wishes to be further considered for funding. This revised request must be received by
the Multifamily Hub/PC Director or designee no later than [a date to be specified in
the Final Notice]; and

f) The households identified by the owner as at-risk households, and the households
determined by the owner not to be at-risk, resided at the property at the time of the
mortgage maturity, rental assistance contract expiration, or use agreement expiration
(for properties where the mortgage maturity, rental assistance contract expiration, or
use agreement expiration happened before the owner submits the request for
assistance). If the documentation submitted in the owner’s request fails to show that
every household (at-risk and not at-risk) resided at the property at the time of the
mortgage maturity, rental assistance contract expiration, or use agreement expiration,
the Multifamily Hub/PC Director or designee must advise the owner to submit
corrected documentation or remove these households from the request if the owner
wishes to be further considered for funding. This revised request must be received by
the Multifamily Hub/PC Director or designee no later than [a date to be specified in
the Final Notice].

Applications that meet the above requirements shall be deemed acceptable to proceed.
Please note: the Multifamily Hub/PC Director or designee will not be responsible for
                                                                                         14

   verifying the accuracy of the reported tenant income or the calculations of at-risk
   households.

   If the owner’s request for assistance does not meet the above requirements, the
   owner’s request for assistance will be denied. The Multifamily Hub/PC Director or
   designee will notify the owner of the denial of the request.

   Requests deemed acceptable by the Multifamily Hub/PC Director or designee under
   step 2 will proceed to step 3 below.

3. By [a date to be specified in the Final Notice], the Multifamily Hub/PC Director or
   designee will send an email to the HUD Office of Housing Voucher’s Financial
   Management Division (FMD) at PIHConversionActions@hud.gov (with “$6 Million
   TPV Set-Aside” in the subject line) to inform FMD of those requests for assistance
   that have been deemed acceptable. This email must include the name of the owner,
   the property name address, the name of the Multifamily Hub/PC point of contact, the
   date of the mortgage maturity, rental assistance contract expiration, or use agreement
   expiration, the number of at-risk households identified by the owner, and the number
   of households determined by the owner not to be at-risk.

4. HUD will then rank the requests according to the date of the mortgage maturity,
   rental assistance contract expiration, or use agreement expiration to determine the
   order of funding. The earliest date will be ranked number one, and the most recent
   date will be ranked last. This ranking prioritizes those households that have been
   without affordability restrictions or rental assistance the longest.

   If two or more requests have the same date of mortgage maturity, rental assistance
   contract expiration, or use agreement expiration, a lottery will be conducted to
   determine the rank of these requests. For example, if two requests have the earliest
   date, a lottery will determine which request is ranked number one and which request
   is ranked number two.

5. Starting from the owner request ranked number one, the FMD conducts a preliminary
   budget calculation, using the number of the owner-identified at-risk households plus
   the number of households determined by the owner not to be at-risk to estimate the
   amount needed to fund the owner’s request for assistance, in order to account for the
   possibility that some or all of the households determined by the owner not to be at-
   risk are actually eligible for assistance (as determined by the PHA at step 12 below).
   Only those requests that FMD estimates may be funded with the $6,000,000 available
   under this Notice proceed to step 6 below. HUD may resume funding applications in
   the ranked order should additional resources become available after the initial
   selections are made.

6. By [a date to be specified in the Final Notice], the FMD will notify the Multifamily
   Hub/PC point of contact for each request identified as eligible to proceed.
                                                                                        15

7. By [a date to be specified in the Final Notice], the Multifamily Hub/PC Director or
   designee will submit a copy of the owner’s request for assistance to the PH Field
   Office Director and request that the PH Field Office Director identify and invite a
   PHA (that currently administers the HCV program and has jurisdiction over the area
   in which the property is located) to administer the voucher assistance.

8. By [a date to be specified in the Final Notice], the PH Field Office Director or
   designee will determine the appropriate PHA to administer the assistance in
   accordance with established criteria for selection of PHA administration of tenant
   protection vouchers, including, but not limited to, jurisdiction, and PHA
   administrative capacity. The PHA will have the opportunity to agree or decline to
   administer the enhanced vouchers or PBV assistance.

9. For PBV requests: If the identified PHA does not wish to or is unable to administer
   PBV assistance, the PH Field Office Director or designee will make a reasonable
   effort to find a PHA with jurisdiction and administrative capacity willing to
   administer PBV assistance. Please note that any PHA willing to administer PBV
   assistance at this step is agreeing to do so in accordance with all the statutory and
   regulatory requirements of the PBV program (see section 8 below), including the
   statutory limit of 20 percent for the amount of the PHA’s HCV budget authority that
   may be project-based. The PHA identified by the PH Field Office Director or
   designee at this step must also be willing to administer enhanced voucher assistance,
   in case the PHA determines that it will be unable to enter into a PBV HAP contract
   with the owner due to the statutory and regulatory requirements of the PBV program.

   If the invited PHA agrees to administer PBV assistance (and enhanced voucher
   assistance, if the PHA determines that that it will be unable to enter into a PBV HAP
   contract with the owner due to the statutory and regulatory requirements of the PBV
   program), the owner’s request for assistance will move on to step 11 below.

   If the PH Field Office Director or designee is unable to identify a PHA willing or able
   to administer PBV assistance, the owner’s request will move on to step 10 below in
   order to identify a PHA willing to administer enhanced voucher assistance.

10. For enhanced voucher requests: If the PH Field Office Director or designee is able to
    identify a PHA willing to administer the enhanced vouchers, the owner’s request for
    assistance will move on to step 11 below.

   If the PH Field Office Director or designee is unable to identify a PHA willing to
   administer enhanced vouchers, the owner’s request for assistance will be denied. The
   PH Field Office Director or designee will notify the Multifamily Hub/PC Director
   and FMD (at PIHConversionActions@hud.gov, with “$6 Million TPV Set-Aside” in
   the subject line) of the denial. The Multifamily Hub/PC Director or designee will
   then notify the owner of the denial, and FMD will determine whether the next owner
   request for assistance (in the order determined by the ranking at step 4) may proceed
   (from step 5 above), based on the funding available.
                                                                                       16


11. The PH Field Office Director or designee provides a copy of the owner’s request for
    assistance to the PHA that agrees to administer the enhanced vouchers or PBV
    assistance.

12. The PHA must determine the eligibility of all at-risk households identified by the
    owner. For purposes of determining income eligibility, the PHA uses the applicable
    low income limits (not the very low income limits).

   Additionally, households must meet the 40 percent rent burden threshold described in
   section 6 above to be eligible for assistance through this Notice. If 40 percent of the
   household’s adjusted monthly income, as calculated by the PHA (in accordance with
   24 CFR 5.611), is not less than the applicable monthly rent for that household’s unit
   (see section 6, step 5 for the different meanings of “applicable monthly rent”), then
   the household is not eligible for assistance through this Notice.

   Families admitted to the HCV program are special admissions under 24 CFR 982.203
   and are not subject to targeting requirements under 24 CFR 982.201(b)(2) for families
   selected from the PHA’s waiting list. The PHA must also notify all residents of the
   unassisted units at the owner’s property determined by the owner not to be at-risk
   (and are still residing at the property), informing them that if they believe they meet
   the HCV income limits, they may request to have their income calculated by the PHA
   for eligibility purposes. This notification does not include any of the households that
   did not provide income information to the owner (as identified in the owner’s request
   for assistance).

   In order to reduce processing time, HUD will permit the PHA to use the owner’s most
   recent family income examination (form HUD-50059) if the owner’s current
   certification for the family (form HUD-50059) is no more than six months old and the
   PHA determines that the owner certifications are acceptable after reviewing a small
   sample for accuracy. The PHA is never required to use the owner certifications and
   may choose to conduct its own income determination and verification. PHAs should
   be aware that many owners will not have form HUD-50059 for the households being
   assisted through this Notice

13. The PHA submits the Section 8 Tenant-Based Assistance Funding Application (Form
    HUD-52515) to the PH Field Office Director. PHAs are requested to enter their PHA
    code number (for example, CT002) as well as their electronic mail address, telephone
    number, and facsimile telephone number in the same place at the top of the form
    where they are also to enter the PHA’s name and mailing address. Instructions for
    completing the remainder of the form are as follows:
    a) Do not complete Section A.
    b) Under Section B of this form, only complete the box for total dwelling units under
    vouchers. Insert the number of eligible families as determined by the PHA’s
    eligibility determinations in step 12.
    c) Do not complete Section C.
                                                                                                  17

          d) Under Section D of this form, the PHA must identify whether the assistance will be
          for enhanced vouchers or PBV assistance.

      14. The PH Field Office Director or designee reviews Section B of the PHA’s HUD-
          52515 to ensure that it accurately reflects the number of eligible families as
          determined by the PHA’s eligibility determinations in step 12. The PH Field Office
          Director or designee submits the PHA’s HUD-52515, as well as the name of the
          owner and the property name and address, to the FMD (at
          PIHConversionActions@hud.gov, with “$6 Million TPV Set-Aside” in the subject
          line).

      15. The FMD calculates the budget authority, using the information from Section B of the
          HUD-52515 to determine the amount of funding the PHA will be assigned. The
          FMD also calculates the special fee of $200 per unit under the ACC funding
          increment for the extraordinary costs associated with administering the enhanced
          voucher or PBV assistance under this Notice. The FMD assigns funds to the PHA.

      16. The Financial Management Center (FMC) prepares the ACC documents and ACC
          transmittal letter, and forwards these to the PHA with a copy of the letter to the PH
          Field Office Director.

8. Procedures for Processing PBV Assistance.

   After receiving the ACC documents and transmittal letter, the PHA must verify whether the
   owner’s request for PBV assistance meets the statutory and regulatory requirements of the
   PBV program, including the prohibition of assistance for ineligible units (24 CFR 983.53),
   prohibition of assistance for units in subsidized housing (24 CFR 983.54), prohibition of
   excess public assistance (24 CFR 983.55), the cap on number of PBV units in each building
   (24 CFR 983.56), site selection standards (24 CFR 983.57), the environmental review (24
   CFR 983.58), and all other program requirements, including all applicable fair housing and
   civil rights requirements. Please note that the owner’s property may be partially assisted
   with pre-existing Project-Based Section 8 contracts; units subsidized with such assistance
   may not be included in the PBV HAP contract (see 24 CFR 983.54(b)), and such units do not
   count against the 25 percent PBV cap described at 24 CFR 983.56.
   Please note that only the units occupied by eligible families may be covered by the PBV
   HAP contract. Units that were occupied by at-risk households at the time of the owner’s
   request for assistance, and are either vacant or the occupant family was determined ineligible
   for admission to the HCV program at the time of the PHA’s eligibility determinations, must
   not be covered by the HAP contract.

      8.1 When a PHA is unable to enter into a PBV HAP contract with the owner. If the
      PHA determines that it will be unable to enter into a PBV HAP contract with the owner
      due to the statutory and regulatory requirements of the PBV program (e.g., the property
      does not meet the PHA’s site selection standards), then the funding provided to the PHA
      under this notice must be used to provide enhanced voucher assistance for all eligible
                                                                                                18

       families. Please see section 9 below for procedures for processing enhanced voucher
       assistance.

       8.2 When a PHA enters a PBV HAP contract for fewer units than requested. If the
       PHA determines that it will be able to enter into a PBV HAP contract, but there are more
       eligible families than there are eligible units under the PBV program (e.g., because the
       number of eligible families exceeds the 25 percent per building cap described at 24 CFR
       983.56), then the PHA will administer enhanced vouchers for the eligible families whose
       units are not eligible to be included in the property’s PBV HAP contract; please see
       section 9 below for procedures for processing enhanced voucher assistance. When the
       number of eligible families exceeds the 25 percent building cap, owners may decide
       which units will be included in the PBV HAP contract.

9. Procedures for Processing Enhanced Voucher Assistance. After receiving the ACC
   documents and transmittal letter, the PHA must issue vouchers to the eligible families. If any
   vouchers remain unused after issuance to the eligible families at the property (for example, if
   a family chooses to move from the property but is unable to successfully lease up under the
   program), the PHA retains the vouchers and may use them to assist families on the PHA
   waiting list. If the PHA uses remaining voucher funding to assist families on the PHA
   waiting list, the voucher is simply a regular voucher and does not have any enhanced
   features.

       9.1 Characteristics of Enhanced Voucher Assistance. Enhanced vouchers have several
       special requirements but in all other respects are subject to normal housing choice
       voucher program rules. For example, the PHA may not make payments to the owner until
       after execution of the HAP contract on behalf of an individual family, and the assistance
       may not be paid to cover any period of time before the PHA inspection and determination
       that the unit meets the housing quality standards of the program.

       a) Enhanced voucher family right to remain. A family that receives an enhanced voucher
       has the right to remain in the project as long as the units are used for rental housing and
       are otherwise eligible for housing choice voucher assistance (e.g., the rent is reasonable,
       unit meets HQS, etc.). The owner may not terminate the tenancy of a family that
       exercises its right to remain except for a serious or repeated lease violation or other good
       cause. If an owner refuses to honor the family’s right to remain, the family may exercise
       any judicial remedy that is available under State and/or local law.

       b) Payment standard where the family chooses to stay in the same project.

               (1) Special payment standard. For a family that stays in the project, the payment
                   standard used to calculate the voucher housing assistance payment is the gross
                   rent (rent to owner plus the applicable PHA utility allowance for any tenant-
                   supplied utilities) of the family's unit (provided the proposed gross rent is
                   reasonable), regardless of whether the gross rent exceeds the normally
                   applicable PHA payment standard.
                                                                                         19

       (2) Rent reasonableness documentation and lease requirements. All regular
           program requirements concerning the reasonableness of the rent and the
           provisions of the HUD-prescribed lease addendum apply to enhanced
           vouchers. The PHA must determine that the proposed rent for the family's unit
           is reasonable. The PHA determines whether the proposed new rents for the
           property are reasonable just as it does for any other potential units under the
           tenant-based assistance programs.

           The PHA determines whether the rent requested by the owner is a reasonable
           rent for the unit in comparison to other comparable unassisted units based on
           the current condition of the unit. The PHA does not base the rent
           reasonableness determination on any planned future enhancements to the
           property. If the PHA determines the owner’s proposed new rent is not
           reasonable, the owner must either lower the rent or the family will have to
           find another unit in order to benefit from the voucher.

           The special payment standard for enhanced tenant-based assistance for a
           family that stays in the unit sometimes results in the PHA approving a tenancy
           for a unit that otherwise would be ineligible or unaffordable to a family with
           regular tenant-based assistance. If the rent is reasonable in comparison to the
           rents of comparable unassisted units, there is nothing improper or incorrect in
           approving the owner’s new rent even if the rent would not normally be
           affordable for a family with regular voucher. However, it is very important
           for the PHA to make sure the owner’s new rent is reasonable and to properly
           document this determination. The PHA must document the rent
           reasonableness of the owner’s rent in the family’s file by including the rents
           and addresses of the comparable units used to make the determination. The
           PHA should use the guidance provided in Notice PIH 2011-46 when
           determining whether the rent is reasonable.

c) Family move: Normal payment standard is applicable. The normally applicable PHA
payment standard is always used to determine the family’s maximum voucher subsidy
when the family moves from the project. This includes cases where the proposed new
rent for the family's current unit is not reasonable or the unit fails HQS, requiring the
family to move in order to receive tenant-based assistance.

d) Enhanced voucher minimum rent requirement for stayers. Families assisted with
enhanced housing choice voucher assistance have a special statutory minimum rent
requirement. The law requires that a family receiving enhanced voucher assistance must
pay for rent no less than the rent the family was paying on the date of the rental assistance
contract expiration, maturity of the mortgage and/or expiration of the use agreement
that removed the affordability restrictions at the property.

The method for calculating the minimum rent changes if the family’s income
subsequently decreases to a significant extent (15 percent or more) from the family’s
gross income on the effective date of the rental assistance contract expiration, maturity of
                                                                                          20

the mortgage and/or expiration of the use agreement that removed the affordability
restrictions at the property. Guidance on recalculating the minimum rent in cases when a
family’s income significantly decreases is discussed in detail in subsection (1) below.

The enhanced voucher minimum rent only applies if the family remains in the project.
The enhanced voucher minimum rent does not apply if the family moves from the
project.

           (1) Significant decline in family income – effect on enhanced voucher
               minimum rent. If an enhanced voucher family suffers a significant decline
               in family income, the minimum family share required of the family shall
               be reduced so that the percentage of income for rent does not exceed the
               greater of 30 percent or the percentage of monthly adjusted income
               actually paid by the family for rent (the rent to owner plus tenant-paid
               utilities) on the effective date of the rental assistance contract expiration,
               maturity of the mortgage and/or expiration of the use agreement that
               removed the affordability restrictions at the property. HUD is defining a
               significant decrease as a decrease in gross family income of at least 15
               percent from the gross family income on the date of the rental assistance
               contract expiration, maturity of the mortgage and/or expiration of the use
               agreement that removed the affordability restrictions at the property.

              The PHA normally uses the specific dollar amount the family was paying
              for rent on the effective date of the maturity of the rental assistance
              contract expiration, mortgage and/or expiration of the use agreement that
              removed the affordability restrictions at the property in determining the
              family’s enhanced voucher minimum rent. However, if the family
              subsequently suffers a significant decline in family income, the PHA uses
              a different method for calculating the family’s enhanced voucher
              minimum rent. The enhanced voucher minimum rent changes from an
              actual dollar amount to a specific percentage of income.

              The family’s new enhanced voucher minimum rent is the greater of (A)
              the percentage of the monthly adjusted income the family paid for gross
              rent on the effective date of the rental assistance contract expiration,
              maturity of the mortgage and/or expiration of the use agreement that
              removed the affordability restrictions at the property, or (B) 30 percent of
              the family’s current adjusted monthly income.

              The new enhanced voucher minimum rent for these families is a
              percentage of income as opposed to a specific dollar amount. Once this
              change in the enhanced voucher minimum rent becomes effective for a
              family, the enhanced voucher minimum rent for the family remains that
              specific percentage of income (e.g., 32 percent) and will not revert to a
              specific dollar amount, even if the family income subsequently increases
              or decreases.
                                                                          21


For instance, assume a family paid $500 for gross rent on the effective
date of the rental assistance contract expiration, maturity of the mortgage
and/or expiration of the use agreement that removed the affordability
restrictions at the property, which equaled 35 percent of the family’s
monthly adjusted income at that time. After receiving enhanced voucher
assistance for ten months, the family suffered a 50 percent decrease in
monthly gross income. The PHA now calculates the enhanced voucher
minimum rent for the family as the percentage of monthly adjusted
income the family paid for rent on the effective date of the rental
assistance contract expiration, maturity of the mortgage and/or expiration
of the use agreement that removed the affordability restrictions at the
property (35 percent) instead of the actual dollar amount ($500). The
enhanced voucher family in this example must now pay at least 35 percent
of the family monthly adjusted income for rent, regardless of any further
changes in family income.

If the family enhanced voucher minimum rent is changed to a percentage
of adjusted monthly income that is no greater than 30 percent of monthly
adjusted income, the enhanced voucher minimum rent is essentially
meaningless for the family. A family is already required to pay at least 30
percent of monthly adjusted income under the housing choice voucher
subsidy formula.

When a family reports a significant decrease in family income, the PHA
conducts an interim redetermination and verifies the change in income as
soon as possible to prevent hardship on the family, preferably by the first
of the month following the date the family reports the change and provides
the necessary documentation. The PHA may implement the reduction on a
provisional basis before completing the verification in order to prevent
undue hardship to the family.

The change in the determination of the enhanced voucher minimum rent
only applies if a family suffers a significant loss of income (at least a 15
percent decrease in the gross family income on the date of the rental
assistance contract expiration, maturity of the mortgage and/or expiration
of the use agreement that removed the affordability restrictions at the
property). Otherwise, the enhanced voucher minimum rent remains the
specific dollar amount.

Regardless of which method is used to calculate the enhanced voucher
minimum rent, the minimum rent represents the lowest amount the family
may pay as their family share for as long as the family remains in the
project. A family may pay no less than the enhanced voucher minimum
rent. Depending on the circumstances, the family may have to pay more
than the enhanced voucher minimum rent.
                                                                                         22


e) Calculating HAP for enhanced voucher assistance. Regardless of whether the owner’s
new gross rent (after the rental assistance contract expiration, maturity of the mortgage
and/or expiration of the use agreement that removed the affordability restrictions at the
property) exceeds or is less than the PHA payment standard, the housing assistance
payment for a family that stays in their present unit (or moves from an oversized unit to
an appropriate size unit within the project) is the following:

the gross rent for the unit minus the greatest of:
(i) 30 percent of the adjusted family income;
(ii) 10 percent of the family monthly income (gross monthly income);
(iii) the welfare rent in as-paid states;
(iv) the enhanced voucher minimum rent; or
(v) such other minimum rent established by the PHA as authorized by Federal law (see
24 CFR §5.630.)

f) Movers from the project – all regular housing choice voucher rules apply. If a resident
decides to move from the project with the voucher assistance, the payment standard is not
enhanced and the enhanced voucher minimum rent does not apply. This is the case when
the family chooses to use the voucher to move from the property immediately, or if after
receiving enhanced voucher assistance for a period of time the family chooses to
subsequently move from the unit with continued voucher assistance. In either
circumstance, the housing assistance payment and the family share at the new unit are
calculated in accordance with the regular rules of the housing choice voucher program.

g) Administering voucher assistance. The special conditions of enhanced voucher
assistance (enhanced voucher minimum rent and the special payment standard rules) are
applicable for as long as the family receives voucher assistance at the project.

If an owner subsequently raises the rent for an enhanced voucher family in accordance
with the lease, State and local law, and voucher program regulations (including rent
reasonableness), the PHA will use the new gross rent to calculate the voucher HAP
payment for the family.

The PHA must identify an eligible family as an enhanced voucher family even if the
gross rent of the family’s unit does not currently exceed the normally applicable PHA
payment standard. Since the enhanced payment standard rule also covers any subsequent
rent increases, it is possible that the special payment standard may come into play later in
the family’s tenancy. An enhanced voucher family is also required by law to pay no less
than the enhanced voucher minimum rent, regardless of whether the gross rent exceeds
the normally applicable PHA payment standard.

       (1) Enhanced voucher minimum rent. The enhanced voucher minimum rent
           requirement remains in effect for all families who receive enhanced voucher
           assistance and remain at the property.
                                                                                             23

              (2) Special payment standard. Subject to availability of appropriations, the
                  payment standard used to calculate the family subsidy will continue to be
                  enhanced to match the gross rent for the unit if the gross rent exceeds the
                  normally applicable payment standard and the PHA determines the rent is
                  reasonable for as long as the enhanced voucher family continues to reside in
                  the same project.

                  If the owner raises the rent for a family assisted with an enhanced voucher in
                  accordance with the lease, State and local law, and voucher program
                  regulations, the PHA will increase the enhanced payment standard to equal the
                  new gross rent (rent to owner and the applicable PHA utility allowance for
                  any tenant-supplied utilities) for the unit provided the PHA determines the
                  rent is reasonable. The additional cost of the subsidy will be covered through
                  the regular renewal process for the PHA’s voucher program.

                  If a change in the PHA utility allowance (either an increase or decrease)
                  affects the gross rent for a family assisted with an enhanced voucher, the PHA
                  must adjust the enhanced payment standard accordingly. The enhanced
                  payment standard may never exceed the gross rent for the assisted family’s
                  unit.

                  Again, it is emphasized that the PHA always applies the normally applicable
                  payment standard if the family subsequently moves from the project.

              (3) Over-housed families. For the enhanced voucher policies that are applicable
                  to families residing in units where the actual number of bedrooms exceeds the
                  family unit size for which the family qualifies under the PHA subsidy
                  standards (i.e., “over-housed families”), please see Notice PIH 2008-12
                  (extended by Notice PIH 2011-20).

10. Paperwork Reduction Act. The information collection requirements contained in this
    document have been approved by the Office of Management and Budget (OMB) under the
    Paperwork Reduction Act of 1995 (44 U.S.C. 3501-3520). The OMB control numbers are
    2577-0169, 2502-0204, and 2502-0086. In accordance with the Paperwork Reduction Act,
    HUD may not conduct or sponsor, and a person is not required to respond to, a collection of
    information unless the collection displays a currently valid OMB control number.
                                                                                             24

11. Further Information. Any questions concerning this Notice should be directed to the
    Housing Voucher Management and Operations Division, Office of Public Housing and
    Voucher Programs, at (202) 708-0477 (this is not a toll-free number). Persons with hearing
    or speech impairments may access these numbers via TTY by calling the toll-free Federal
    Information Relay Service at (800) 877-8339




              /s/                                                 /s/
   Sandra B. Henriquez                                     Carol J. Galante
   Assistant Secretary for                                 Acting Assistant Secretary for
   Public and Indian Housing                               Housing – Federal Housing
                                                           Commissioner
                                                                                             25

 Attachment A
Low Vacancy Areas:
                                                                          Vacancy Rate for
                                                                          Units Affordable
                                                                          to 80% of AMI
                                                                           2009
 County
                                                                           ACS 5     2000
  FIPS    County Name
                                                                           Year     Census
  Code
                                                                          Average
01007     Bibb County; Birmingham-Hoover, AL Metro Area; Alabama             0.6%     6.2%
01063     Greene County; Tuscaloosa, AL Metro Area; Alabama                  0.4%     3.4%
01065     Hale County; Tuscaloosa, AL Metro Area; Alabama                    0.9%     2.6%
01085     Lowndes County; Montgomery, AL Metro Area; Alabama                 3.9%     6.6%
01091     Marengo County, Alabama                                            3.3%     7.1%
01107     Pickens County, Alabama                                            5.7%     5.9%
01131     Wilcox County, Alabama                                             3.6%     5.4%
02020     Anchorage Municipality; Anchorage, AK Metro Area; Alaska           4.8%     5.4%
02050     Bethel Census Area, Alaska                                         2.6%     6.8%
02110     Juneau City and Borough; Juneau, AK Micro Area; Alaska             1.8%     6.2%
02188     Northwest Arctic Borough, Alaska                                   2.6%     4.9%
02195     Petersburg Census Area, Alaska                                     6.8%      N/A
02220     Sitka City and Borough, Alaska                                     1.3%     5.1%
02270     Wade Hampton Census Area, Alaska                                   1.0%     5.0%
04005     Coconino County; Flagstaff, AZ Metro Area; Arizona                 6.8%     7.2%
05041     Desha County, Arkansas                                             6.2%     7.1%
05057     Hempstead County; Hope, AR Micro Area; Arkansas                    3.2%     5.4%
05079     Lincoln County; Pine Bluff, AR Metro Area; Arkansas                6.8%     7.1%
          Lonoke County; Little Rock-North Little Rock-Conway, AR Metro
05085     Area; Arkansas                                                     3.0%     6.2%
05099     Nevada County; Hope, AR Micro Area; Arkansas                       2.4%     4.7%
          Alameda County; San Francisco-Oakland-Fremont, CA Metro
06001     Area; California                                                   6.7%     2.5%
06007     Butte County; Chico, CA Metro Area; California                     4.7%     5.9%
06009     Calaveras County, California                                       6.2%     5.8%
06011     Colusa County, California                                          2.8%     2.9%
          Contra Costa County; San Francisco-Oakland-Fremont, CA Metro
06013     Area; California                                                   7.6%     3.0%
06019     Fresno County; Fresno, CA Metro Area; California                   4.9%     6.9%
          Humboldt County; Eureka-Arcata-Fortuna, CA Micro Area;
06023     California                                                         6.3%     5.8%
06025     Imperial County; El Centro, CA Metro Area; California              5.6%     5.5%
06027     Inyo County; Bishop, CA Micro Area; California                     3.4%     7.2%
06031     Kings County; Hanford-Corcoran, CA Metro Area; California          3.7%     6.7%
                                                                                             26

                                                                           2009
County
                                                                           ACS 5     2000
 FIPS    County Name
                                                                           Year     Census
 Code
                                                                          Average
         Los Angeles County; Los Angeles-Long Beach-Santa Ana, CA
06037    Metro Area; California                                             2.4%      4.2%
06039    Madera County; Madera-Chowchilla, CA Metro Area; California        3.8%      6.2%
         Marin County; San Francisco-Oakland-Fremont, CA Metro Area;
06041    California                                                         2.6%      1.8%
06045    Mendocino County; Ukiah, CA Micro Area; California                 5.0%      3.5%
06047    Merced County; Merced, CA Metro Area; California                   6.3%      4.7%
06053    Monterey County; Salinas, CA Metro Area; California                5.7%      2.4%
06055    Napa County; Napa, CA Metro Area; California                       5.1%      2.0%
06057    Nevada County; Truckee-Grass Valley, CA Micro Area; California     6.7%      3.2%
         Orange County; Los Angeles-Long Beach-Santa Ana, CA Metro
06059    Area; California                                                   2.7%      2.7%
         Placer County; Sacramento--Arden-Arcade--Roseville, CA Metro
06061    Area; California                                                   7.5%      4.3%
         Sacramento County; Sacramento--Arden-Arcade--Roseville, CA
06067    Metro Area; California                                             7.6%      5.2%
         San Benito County; San Jose-Sunnyvale-Santa Clara, CA Metro
06069    Area; California                                                   3.4%      2.6%
         San Diego County; San Diego-Carlsbad-San Marcos, CA Metro
06073    Area; California                                                   4.7%      3.0%
         San Francisco County; San Francisco-Oakland-Fremont, CA Metro
06075    Area; California                                                   4.2%      2.3%
06077    San Joaquin County; Stockton, CA Metro Area; California            6.3%      4.5%
         San Luis Obispo County; San Luis Obispo-Paso Robles, CA Metro
06079    Area; California                                                   3.4%      3.0%
         San Mateo County; San Francisco-Oakland-Fremont, CA Metro
06081    Area; California                                                   4.0%      1.6%
         Santa Barbara County; Santa Barbara-Santa Maria-Goleta, CA
06083    Metro Area; California                                             3.7%      2.8%
         Santa Clara County; San Jose-Sunnyvale-Santa Clara, CA Metro
06085    Area; California                                                   3.3%      1.6%
         Santa Cruz County; Santa Cruz-Watsonville, CA Metro Area;
06087    California                                                         3.4%      2.1%
06089    Shasta County; Redding, CA Metro Area; California                  6.5%      7.0%
06091    Sierra County, California                                          1.4%      6.9%
06095    Solano County; Vallejo-Fairfield, CA Metro Area; California        7.1%      4.0%
06097    Sonoma County; Santa Rosa-Petaluma, CA Metro Area; California      5.3%      1.8%
06099    Stanislaus County; Modesto, CA Metro Area; California              6.6%      4.1%
06101    Sutter County; Yuba City, CA Metro Area; California                7.1%      5.5%
06107    Tulare County; Visalia-Porterville, CA Metro Area; California      3.3%      6.6%
                                                                                              27

                                                                            2009
County
                                                                            ACS 5     2000
 FIPS    County Name
                                                                            Year     Census
 Code
                                                                           Average
         Tuolumne County; Phoenix Lake-Cedar Ridge, CA Micro Area;
06109    California                                                          5.5%      6.9%
         Ventura County; Oxnard-Thousand Oaks-Ventura, CA Metro Area;
06111    California                                                          3.2%      2.8%
         Yolo County; Sacramento--Arden-Arcade--Roseville, CA Metro
06113    Area; California                                                    3.9%      3.1%
         Arapahoe County; Denver-Aurora-Broomfield, CO Metro Area;
08005    Colorado                                                            8.5%      4.3%
08013    Boulder County; Boulder, CO Metro Area; Colorado                    4.8%      3.6%
         Broomfield County; Denver-Aurora-Broomfield, CO Metro Area;
08014    Colorado                                                            6.5%       N/A
08021    Conejos County, Colorado                                            7.5%      5.7%
08045    Garfield County, Colorado                                           2.6%      3.7%
         Jefferson County; Denver-Aurora-Broomfield, CO Metro Area;
08059    Colorado                                                            5.6%      4.0%
08069    Larimer County; Fort Collins-Loveland, CO Metro Area; Colorado      5.3%      4.3%
08071    Las Animas County, Colorado                                         8.3%      5.7%
08077    Mesa County; Grand Junction, CO Metro Area; Colorado                2.7%      6.1%
08079    Mineral County, Colorado                                             N/A      6.2%
08087    Morgan County; Fort Morgan, CO Micro Area; Colorado                 8.4%      6.0%
08097    Pitkin County, Colorado                                             4.7%      6.2%
         Fairfield County; Bridgeport-Stamford-Norwalk, CT Metro Area;
09001    Connecticut                                                         7.5%      4.4%
         Hartford County; Hartford-West Hartford-East Hartford, CT Metro
09003    Area; Connecticut                                                   7.5%      6.6%
09005    Litchfield County; Torrington, CT Micro Area; Connecticut           7.5%      4.6%
         Middlesex County; Hartford-West Hartford-East Hartford, CT
09007    Metro Area; Connecticut                                             5.9%      5.0%
         New Haven County; New Haven-Milford, CT Metro Area;
09009    Connecticut                                                         7.3%      6.7%
         New London County; Norwich-New London, CT Metro Area;
09011    Connecticut                                                         5.6%      6.7%
         Tolland County; Hartford-West Hartford-East Hartford, CT Metro
09013    Area; Connecticut                                                   6.2%      3.9%
09015    Windham County; Willimantic, CT Micro Area; Connecticut             4.3%      5.2%
         District of Columbia; Washington-Arlington-Alexandria, DC-VA-
11001    MD-WV Metro Area ; District of Columbia                             5.8%      6.6%
12003    Baker County; Jacksonville, FL Metro Area; Florida                  1.5%      7.1%
         Miami-Dade County; Miami-Fort Lauderdale-Pompano Beach, FL
12086    Metro Area; Florida                                                 7.8%      7.1%
13007    Baker County; Albany, GA Metro Area; Georgia                        7.2%      1.1%
                                                                                             28

                                                                           2009
County
                                                                           ACS 5     2000
 FIPS    County Name
                                                                           Year     Census
 Code
                                                                          Average
         Barrow County; Atlanta-Sandy Springs-Marietta, GA Metro Area;
13013    Georgia                                                            8.6%      5.6%
         Butts County; Atlanta-Sandy Springs-Marietta, GA Metro Area;
13035    Georgia                                                            4.0%      5.9%
13043    Candler County, Georgia                                            2.6%      6.2%
13079    Crawford County; Macon, GA Metro Area; Georgia                     7.0%      6.6%
13083    Dade County; Chattanooga, TN-GA Metro Area ; Georgia               8.6%      6.4%
         Dawson County; Atlanta-Sandy Springs-Marietta, GA Metro Area;
13085    Georgia                                                            3.5%      3.6%
13105    Elbert County, Georgia                                             7.5%      7.1%
         Forsyth County; Atlanta-Sandy Springs-Marietta, GA Metro Area;
13117    Georgia                                                            6.5%      4.5%
13129    Gordon County; Calhoun, GA Micro Area; Georgia                     8.4%      6.4%
13133    Greene County, Georgia                                             7.3%      3.4%
13139    Hall County; Gainesville, GA Metro Area; Georgia                   7.3%      5.9%
         Jasper County; Atlanta-Sandy Springs-Marietta, GA Metro Area;
13159    Georgia                                                            3.7%      3.2%
         Lamar County; Atlanta-Sandy Springs-Marietta, GA Metro Area;
13171    Georgia                                                            4.6%      6.9%
13181    Lincoln County, Georgia                                            2.2%      4.7%
13197    Marion County; Columbus, GA-AL Metro Area ; Georgia                8.3%      3.7%
         Meriwether County; Atlanta-Sandy Springs-Marietta, GA Metro
13199    Area; Georgia                                                      4.9%      6.2%
13205    Mitchell County, Georgia                                           2.2%      3.4%
13211    Morgan County, Georgia                                             3.1%      3.8%
         Newton County; Atlanta-Sandy Springs-Marietta, GA Metro Area;
13217    Georgia                                                            7.7%      6.6%
         Pike County; Atlanta-Sandy Springs-Marietta, GA Metro Area;
13231    Georgia                                                            8.1%      4.2%
13237    Putnam County, Georgia                                             1.0%      4.3%
13249    Schley County; Americus, GA Micro Area; Georgia                    3.2%      6.4%
13293    Upson County; Thomaston, GA Micro Area; Georgia                    2.7%      7.0%
         Walton County; Atlanta-Sandy Springs-Marietta, GA Metro Area;
13297    Georgia                                                            4.0%      5.5%
13301    Warren County, Georgia                                             1.2%      4.7%
13307    Webster County, Georgia                                             N/A       N/A
15005    Kalawao County, Hawaii                                              N/A       N/A
16001    Ada County; Boise City-Nampa, ID Metro Area; Idaho                 6.6%      5.6%
16017    Bonner County, Idaho                                               5.0%      7.0%
16027    Canyon County; Boise City-Nampa, ID Metro Area; Idaho              7.8%      7.1%
                                                                                               29

                                                                             2009
County
                                                                             ACS 5     2000
 FIPS    County Name
                                                                             Year     Census
 Code
                                                                            Average
16041    Franklin County; Logan, UT-ID Metro Area ; Idaho                      1.1%     3.0%
16045    Gem County; Boise City-Nampa, ID Metro Area; Idaho                     N/A     6.1%
16047    Gooding County, Idaho                                                 4.7%     4.0%
16053    Jerome County; Twin Falls, ID Micro Area; Idaho                       4.1%     6.9%
16057    Latah County; Moscow, ID Micro Area; Idaho                            5.8%     5.3%
16065    Madison County; Rexburg, ID Micro Area; Idaho                         3.0%     6.3%
16069    Nez Perce County; Lewiston, ID-WA Metro Area ; Idaho                  3.3%     4.3%
16071    Oneida County, Idaho                                                  5.3%     6.3%
16077    Power County; Pocatello, ID Metro Area; Idaho                         3.8%     4.9%
16087    Washington County, Idaho                                              3.8%     6.4%
17007    Boone County; Rockford, IL Metro Area; Illinois                       6.8%     6.5%
17009    Brown County, Illinois                                                2.4%     6.4%
17013    Calhoun County; St. Louis, MO-IL Metro Area ; Illinois                4.1%     7.1%
17019    Champaign County; Champaign-Urbana, IL Metro Area; Illinois           8.5%     7.1%
17027    Clinton County; St. Louis, MO-IL Metro Area ; Illinois                3.5%     4.4%
         Cook County; Chicago-Naperville-Joliet, IL-IN-WI Metro Area ;
17031    Illinois                                                             8.0%      6.1%
         DeKalb County; Chicago-Naperville-Joliet, IL-IN-WI Metro Area ;
17037    Illinois                                                             4.5%      3.8%
         DuPage County; Chicago-Naperville-Joliet, IL-IN-WI Metro Area ;
17043    Illinois                                                             8.3%      5.2%
17053    Ford County; Champaign-Urbana, IL Metro Area; Illinois               2.5%      5.0%
17055    Franklin County, Illinois                                            6.8%      6.7%
17057    Fulton County; Canton, IL Micro Area; Illinois                       5.2%      4.4%
17061    Greene County, Illinois                                              5.0%      5.6%
17071    Henderson County; Burlington, IA-IL Micro Area ; Illinois            1.0%      7.0%
         Henry County; Davenport-Moline-Rock Island, IA-IL Metro Area ;
17073    Illinois                                                             8.0%      5.5%
17075    Iroquois County, Illinois                                            6.7%      6.6%
17083    Jersey County; St. Louis, MO-IL Metro Area ; Illinois                4.8%      5.2%
17087    Johnson County, Illinois                                             1.3%      3.4%
         Kane County; Chicago-Naperville-Joliet, IL-IN-WI Metro Area ;
17089    Illinois                                                             7.2%      5.1%
17091    Kankakee County; Kankakee-Bradley, IL Metro Area; Illinois           7.2%      6.4%
         Lake County; Chicago-Naperville-Joliet, IL-IN-WI Metro Area ;
17097    Illinois                                                             8.2%      5.5%
17109    McDonough County; Macomb, IL Micro Area; Illinois                    3.4%      6.9%
         McHenry County; Chicago-Naperville-Joliet, IL-IN-WI Metro Area ;
17111    Illinois                                                             7.1%      4.0%
                                                                                              30

                                                                            2009
County
                                                                            ACS 5     2000
 FIPS    County Name
                                                                            Year     Census
 Code
                                                                           Average
17125    Mason County, Illinois                                               3.6%     5.8%
         Mercer County; Davenport-Moline-Rock Island, IA-IL Metro Area ;
17131    Illinois                                                            4.9%      5.2%
17139    Moultrie County, Illinois                                           8.0%      5.2%
17141    Ogle County; Rochelle, IL Micro Area; Illinois                      5.8%      6.0%
17147    Piatt County; Champaign-Urbana, IL Metro Area; Illinois             5.7%      4.8%
17149    Pike County, Illinois                                               4.6%      6.6%
17153    Pulaski County, Illinois                                            5.2%      6.6%
         Rock Island County; Davenport-Moline-Rock Island, IA-IL Metro
17161    Area; Illinois                                                      7.0%      7.1%
17169    Schuyler County, Illinois                                            N/A      6.3%
17171    Scott County; Jacksonville, IL Micro Area; Illinois                 4.1%      6.8%
17173    Shelby County, Illinois                                             3.9%      6.7%
17181    Union County, Illinois                                              1.8%      4.4%
17195    Whiteside County; Sterling, IL Micro Area; Illinois                 3.6%      7.0%
         Will County; Chicago-Naperville-Joliet, IL-IN-WI Metro Area;
17197    Illinois                                                            8.0%      6.5%
17203    Woodford County; Peoria, IL Metro Area; Illinois                    4.4%      6.7%
18001    Adams County; Decatur, IN Micro Area; Indiana                       8.0%      6.2%
18007    Benton County; Lafayette, IN Metro Area; Indiana                    4.3%      6.8%
18015    Carroll County; Lafayette, IN Metro Area; Indiana                   4.2%      4.5%
         Dearborn County; Cincinnati-Middletown, OH-KY-IN Metro Area;
18029    Indiana                                                             8.6%      7.0%
18031    Decatur County; Greensburg, IN Micro Area; Indiana                  1.7%      6.4%
18037    Dubois County; Jasper, IN Micro Area; Indiana                       6.1%      3.8%
         Jasper County; Chicago-Naperville-Joliet, IL-IN-WI Metro Area;
18073    Indiana                                                             5.1%      5.2%
18085    Kosciusko County; Warsaw, IN Micro Area; Indiana                    3.0%      6.4%
18087    LaGrange County, Indiana                                            5.7%      6.4%
         Lake County; Chicago-Naperville-Joliet, IL-IN-WI Metro Area;
18089    Indiana                                                             7.8%      7.0%
18105    Monroe County; Bloomington, IN Metro Area; Indiana                  8.5%      6.4%
         Newton County; Chicago-Naperville-Joliet, IL-IN-WI Metro Area;
18111    Indiana                                                             5.9%      6.7%
18119    Owen County; Bloomington, IN Metro Area; Indiana                    4.6%      5.5%
18121    Parke County, Indiana                                               7.5%      5.5%
         Porter County; Chicago-Naperville-Joliet, IL-IN-WI Metro Area;
18127    Indiana                                                             7.1%      7.1%
18137    Ripley County, Indiana                                              6.0%      4.7%
18149    Starke County, Indiana                                              3.9%      4.5%
                                                                                            31

                                                                          2009
County
                                                                          ACS 5     2000
 FIPS    County Name
                                                                          Year     Census
 Code
                                                                         Average
18157    Tippecanoe County; Lafayette, IN Metro Area; Indiana               6.6%     5.2%
18159    Tipton County; Kokomo, IN Metro Area; Indiana                      1.8%     6.3%
18161    Union County, Indiana                                              5.7%     6.2%
18165    Vermillion County; Terre Haute, IN Metro Area; Indiana             7.5%     5.4%
18171    Warren County, Indiana                                             6.4%     5.8%
         Washington County; Louisville-Jefferson County, KY-IN Metro
18175    Area; Indiana                                                     6.3%      6.5%
18181    White County, Indiana                                             8.5%      6.6%
18183    Whitley County; Fort Wayne, IN Metro Area; Indiana                6.7%      7.3%
19003    Adams County, Iowa                                                4.5%      6.9%
19005    Allamakee County, Iowa                                            7.4%      6.2%
19009    Audubon County, Iowa                                              4.3%      6.3%
19011    Benton County; Cedar Rapids, IA Metro Area; Iowa                  3.8%      6.7%
19013    Black Hawk County; Waterloo-Cedar Falls, IA Metro Area; Iowa      4.8%      4.9%
19015    Boone County; Boone, IA Micro Area; Iowa                          2.9%      7.2%
19017    Bremer County; Waterloo-Cedar Falls, IA Metro Area; Iowa          3.0%      5.4%
19021    Buena Vista County; Storm Lake, IA Micro Area; Iowa               1.8%      5.7%
19023    Butler County, Iowa                                               2.5%      4.7%
19031    Cedar County, Iowa                                                0.9%      5.3%
19033    Cerro Gordo County; Mason City, IA Micro Area; Iowa               8.0%      5.4%
19037    Chickasaw County, Iowa                                            3.4%      6.8%
19041    Clay County; Spencer, IA Micro Area; Iowa                         7.3%      4.2%
         Dallas County; Des Moines-West Des Moines, IA Metro Area;
19049    Iowa                                                              4.5%      6.3%
19073    Greene County, Iowa                                               4.7%      6.3%
19075    Grundy County; Waterloo-Cedar Falls, IA Metro Area; Iowa          5.0%      4.7%
19079    Hamilton County, Iowa                                             6.4%      5.0%
19081    Hancock County, Iowa                                              5.3%      5.6%
19085    Harrison County; Omaha-Council Bluffs, NE-IA Metro Area; Iowa     5.5%      7.0%
19091    Humboldt County, Iowa                                             5.3%      5.7%
19097    Jackson County, Iowa                                              6.0%      5.2%
19103    Johnson County; Iowa City, IA Metro Area; Iowa                    5.3%      3.4%
19105    Jones County; Cedar Rapids, IA Metro Area; Iowa                   6.5%      5.1%
19113    Linn County; Cedar Rapids, IA Metro Area; Iowa                    6.9%      5.9%
         Madison County; Des Moines-West Des Moines, IA Metro Area;
19121    Iowa                                                              4.4%      7.2%
19131    Mitchell County, Iowa                                              N/A      6.9%
19135    Monroe County, Iowa                                                N/A      6.8%
                                                                                             32

                                                                           2009
County
                                                                           ACS 5     2000
 FIPS    County Name
                                                                           Year     Census
 Code
                                                                          Average
19139    Muscatine County; Muscatine, IA Micro Area; Iowa                    5.1%     6.3%
19153    Polk County; Des Moines-West Des Moines, IA Metro Area; Iowa        5.7%     6.5%
19159    Ringgold County, Iowa                                               1.0%     5.3%
         Scott County; Davenport-Moline-Rock Island, IA-IL Metro Area;
19163    Iowa                                                               8.0%      7.2%
19169    Story County; Ames, IA Metro Area; Iowa                            4.2%      4.8%
19177    Van Buren County, Iowa                                             7.0%      5.9%
19179    Wapello County; Ottumwa, IA Micro Area; Iowa                       7.4%      7.0%
         Warren County; Des Moines-West Des Moines, IA Metro Area;
19181    Iowa                                                               2.8%      7.2%
19185    Wayne County, Iowa                                                 2.2%      6.9%
19187    Webster County; Fort Dodge, IA Micro Area; Iowa                    4.6%      7.3%
19191    Winneshiek County, Iowa                                            7.0%      5.9%
19197    Wright County, Iowa                                                6.7%      7.1%
20017    Chase County; Emporia, KS Micro Area; Kansas                        N/A      4.8%
20023    Cheyenne County, Kansas                                            5.8%      7.1%
20045    Douglas County; Lawrence, KS Metro Area; Kansas                    6.3%      3.7%
20049    Elk County, Kansas                                                  N/A      7.3%
20059    Franklin County; Kansas City, MO-KS Metro Area; Kansas             6.5%      5.4%
20073    Greenwood County, Kansas                                           3.7%      6.2%
20079    Harvey County; Wichita, KS Metro Area; Kansas                      8.7%      7.0%
20087    Jefferson County; Topeka, KS Metro Area; Kansas                    4.9%      4.8%
20091    Johnson County; Kansas City, MO-KS Metro Area; Kansas              7.6%      7.2%
20107    Linn County; Kansas City, MO-KS Metro Area; Kansas                 4.7%      6.2%
20121    Miami County; Kansas City, MO-KS Metro Area; Kansas                2.9%      5.9%
20131    Nemaha County, Kansas                                              4.7%      6.3%
20133    Neosho County, Kansas                                              3.3%      7.3%
20161    Riley County; Manhattan, KS Metro Area; Kansas                     4.3%      3.7%
20183    Smith County, Kansas                                               6.3%      4.4%
20199    Wallace County, Kansas                                             4.8%      7.1%
21017    Bourbon County; Lexington-Fayette, KY Metro Area; Kentucky         4.7%      7.0%
         Bracken County; Cincinnati-Middletown, OH-KY-IN Metro Area;
21023    Kentucky                                                           6.1%      3.5%
21025    Breathitt County, Kentucky                                         2.4%      7.0%
         Bullitt County; Louisville-Jefferson County, KY-IN Metro Area;
21029    Kentucky                                                           6.1%      7.0%
21031    Butler County, Kentucky                                            7.3%      7.0%
21045    Casey County, Kentucky                                             2.1%      6.3%
21051    Clay County, Kentucky                                              4.0%      5.2%
                                                                                              33

                                                                            2009
County
                                                                            ACS 5     2000
 FIPS    County Name
                                                                            Year     Census
 Code
                                                                           Average
21069    Fleming County, Kentucky                                             4.5%     6.9%
21097    Harrison County, Kentucky                                            7.3%     6.2%
21101    Henderson County; Evansville, IN-KY Metro Area; Kentucky             6.7%     6.4%
         Henry County; Louisville-Jefferson County, KY-IN Metro Area;
21103    Kentucky                                                            1.8%      6.3%
21105    Hickman County, Kentucky                                             N/A      4.5%
21109    Jackson County, Kentucky                                            4.7%      4.9%
21113    Jessamine County; Lexington-Fayette, KY Metro Area; Kentucky        5.6%      5.4%
21129    Lee County, Kentucky                                                5.9%      6.9%
21153    Magoffin County, Kentucky                                           8.3%      6.6%
         Oldham County; Louisville-Jefferson County, KY-IN Metro Area;
21185    Kentucky                                                            5.7%      4.8%
21189    Owsley County, Kentucky                                             1.1%      6.4%
21197    Powell County, Kentucky                                             3.1%      7.2%
         Shelby County; Louisville-Jefferson County, KY-IN Metro Area;
21211    Kentucky                                                            7.1%      5.0%
21221    Trigg County; Clarksville, TN-KY Metro Area; Kentucky               7.6%      4.6%
21229    Washington County, Kentucky                                         6.3%      1.9%
21239    Woodford County; Lexington-Fayette, KY Metro Area; Kentucky         3.2%      6.0%
22007    Assumption Parish; Pierre Part, LA Micro Area; Louisiana            6.0%      4.5%
22009    Avoyelles Parish, Louisiana                                         6.1%      4.9%
22025    Catahoula Parish, Louisiana                                         2.9%      6.2%
22029    Concordia Parish; Natchez, MS-LA Micro Area; Louisiana              5.6%      5.8%
22037    East Feliciana Parish; Baton Rouge, LA Metro Area; Louisiana        1.2%      6.9%
22039    Evangeline Parish, Louisiana                                        8.5%      6.4%
22041    Franklin Parish, Louisiana                                          1.8%      5.4%
22045    Iberia Parish; New Iberia, LA Micro Area; Louisiana                 4.0%      5.9%
22065    Madison Parish; Tallulah, LA Micro Area; Louisiana                  3.7%      5.7%
         Plaquemines Parish; New Orleans-Metairie-Kenner, LA Metro
22075    Area; Louisiana                                                     2.6%      5.0%
22081    Red River Parish, Louisiana                                         2.9%      7.1%
22083    Richland Parish, Louisiana                                          5.4%      6.6%
         St. Bernard Parish; New Orleans-Metairie-Kenner, LA Metro Area;
22087    Louisiana                                                           4.4%      6.0%
22091    St. Helena Parish; Baton Rouge, LA Metro Area; Louisiana             N/A      4.6%
22125    West Feliciana Parish; Baton Rouge, LA Metro Area; Louisiana        2.5%      7.1%
         Cumberland County; Portland-South Portland-Biddeford, ME
23005    Metro Area; Maine                                                   5.7%      3.7%
23009    Hancock County, Maine                                               8.1%      4.9%
                                                                                             34

                                                                           2009
County
                                                                           ACS 5     2000
 FIPS    County Name
                                                                           Year     Census
 Code
                                                                          Average
23013    Knox County; Rockland, ME Micro Area; Maine                         7.3%     5.1%
23019    Penobscot County; Bangor, ME Metro Area; Maine                      5.9%     6.2%
         Sagadahoc County; Portland-South Portland-Biddeford, ME Metro
23023    Area; Maine                                                        7.5%      6.2%
         Anne Arundel County; Baltimore-Towson, MD Metro Area;
24003    Maryland                                                           6.3%      4.7%
24005    Baltimore County; Baltimore-Towson, MD Metro Area; Maryland        6.2%      6.0%
         Calvert County; Washington-Arlington-Alexandria, DC-VA-MD-WV
24009    Metro Area; Maryland                                               3.9%      7.2%
24011    Caroline County, Maryland                                          4.5%      7.1%
24013    Carroll County; Baltimore-Towson, MD Metro Area; Maryland          6.0%      4.9%
         Charles County; Washington-Arlington-Alexandria, DC-VA-MD-
24017    WV Metro Area; Maryland                                            5.4%      4.4%
24019    Dorchester County; Cambridge, MD Micro Area; Maryland              4.7%      7.1%
         Frederick County; Washington-Arlington-Alexandria, DC-VA-MD-
24021    WV Metro Area; Maryland                                            5.5%      4.8%
24025    Harford County; Baltimore-Towson, MD Metro Area; Maryland          6.0%      5.9%
         Montgomery County; Washington-Arlington-Alexandria, DC-VA-
24031    MD-WV Metro Area; Maryland                                         5.3%      3.1%
         Prince George's County; Washington-Arlington-Alexandria, DC-
24033    VA-MD-WV Metro Area; Maryland                                      8.1%      5.4%
         Queen Anne's County; Baltimore-Towson, MD Metro Area;
24035    Maryland                                                           4.9%      5.2%
24041    Talbot County; Easton, MD Micro Area; Maryland                     3.1%      5.9%
         Washington County; Hagerstown-Martinsburg, MD-WV Metro
24043    Area; Maryland                                                     7.4%      5.7%
24045    Wicomico County; Salisbury, MD Metro Area; Maryland                5.6%      5.2%
         Barnstable County; Barnstable Town, MA Metro Area;
25001    Massachusetts                                                      6.5%      5.8%
         Bristol County; Providence-New Bedford-Fall River, RI-MA Metro
25005    Area; Massachusetts                                                5.1%      5.6%
25007    Dukes County, Massachusetts                                        6.6%      4.3%
         Essex County; Boston-Cambridge-Quincy, MA-NH Metro Area;
25009    Massachusetts                                                      6.3%      3.4%
25011    Franklin County; Springfield, MA Metro Area; Massachusetts         2.3%      2.9%
25013    Hampden County; Springfield, MA Metro Area; Massachusetts          5.0%      5.5%
25015    Hampshire County; Springfield, MA Metro Area; Massachusetts        4.8%      2.4%
         Middlesex County; Boston-Cambridge-Quincy, MA-NH Metro
25017    Area; Massachusetts                                                5.8%      2.4%
         Norfolk County; Boston-Cambridge-Quincy, MA-NH Metro Area;
25021    Massachusetts                                                      3.8%      2.8%
                                                                                             35

                                                                           2009
County
                                                                           ACS 5     2000
 FIPS    County Name
                                                                           Year     Census
 Code
                                                                          Average
         Plymouth County; Boston-Cambridge-Quincy, MA-NH Metro
25023    Area; Massachusetts                                                4.4%      3.4%
         Suffolk County; Boston-Cambridge-Quincy, MA-NH Metro Area;
25025    Massachusetts                                                      5.5%      3.4%
25027    Worcester County; Worcester, MA Metro Area; Massachusetts          7.8%      4.5%
26005    Allegan County; Allegan, MI Micro Area; Michigan                   6.5%      7.1%
26007    Alpena County; Alpena, MI Micro Area; Michigan                     6.8%      5.5%
26015    Barry County; Grand Rapids-Wyoming, MI Metro Area; Michigan        7.6%      6.6%
         Cass County; South Bend-Mishawaka, IN-MI Metro Area;
26027    Michigan                                                           8.5%      6.3%
26029    Charlevoix County, Michigan                                        5.9%      5.4%
26031    Cheboygan County, Michigan                                         8.0%      6.3%
26045    Eaton County; Lansing-East Lansing, MI Metro Area; Michigan        8.0%      5.2%
26051    Gladwin County, Michigan                                           6.8%      5.9%
26055    Grand Traverse County; Traverse City, MI Micro Area; Michigan      8.3%      5.0%
26061    Houghton County; Houghton, MI Micro Area; Michigan                 4.4%      6.7%
26063    Huron County, Michigan                                             8.2%      6.7%
26067    Ionia County; Grand Rapids-Wyoming, MI Metro Area; Michigan        6.3%      6.5%
26077    Kalamazoo County; Kalamazoo-Portage, MI Metro Area; Michigan       8.6%      6.8%
26081    Kent County; Grand Rapids-Wyoming, MI Metro Area; Michigan         7.8%      6.2%
26087    Lapeer County; Detroit-Warren-Livonia, MI Metro Area; Michigan     7.2%      7.2%
26091    Lenawee County; Adrian, MI Micro Area; Michigan                    6.8%      7.0%
         Macomb County; Detroit-Warren-Livonia, MI Metro Area;
26099    Michigan                                                           7.2%      5.1%
26111    Midland County; Midland, MI Micro Area; Michigan                   6.0%      6.7%
26115    Monroe County; Monroe, MI Metro Area; Michigan                     8.0%      6.6%
26119    Montmorency County, Michigan                                       4.2%      5.0%
         Newaygo County; Grand Rapids-Wyoming, MI Metro Area;
26123    Michigan                                                           6.2%      6.4%
26129    Ogemaw County, Michigan                                            4.8%      4.5%
         Saginaw County; Saginaw-Saginaw Township North, MI Metro
26145    Area; Michigan                                                     8.7%      7.0%
26165    Wexford County; Cadillac, MI Micro Area; Michigan                  5.4%      6.5%
         Anoka County; Minneapolis-St. Paul-Bloomington, MN-WI Metro
27003    Area; Minnesota                                                    7.6%      2.1%
27005    Becker County, Minnesota                                           1.7%      5.7%
27007    Beltrami County; Bemidji, MN Micro Area; Minnesota                 6.2%      4.0%
         Blue Earth County; Mankato-North Mankato, MN Metro Area;
27013    Minnesota                                                          5.6%      3.4%
27017    Carlton County; Duluth, MN-WI Metro Area; Minnesota                2.5%      4.3%
                                                                                           36

                                                                         2009
County
                                                                         ACS 5     2000
 FIPS    County Name
                                                                         Year     Census
 Code
                                                                        Average
         Carver County; Minneapolis-St. Paul-Bloomington, MN-WI Metro
27019    Area; Minnesota                                                  4.3%      2.8%
27021    Cass County; Brainerd, MN Micro Area; Minnesota                  4.6%      4.1%
         Chisago County; Minneapolis-St. Paul-Bloomington, MN-WI
27025    Metro Area; Minnesota                                            5.3%      2.2%
27029    Clearwater County, Minnesota                                     5.5%      5.3%
27031    Cook County, Minnesota                                           4.9%      6.3%
27035    Crow Wing County; Brainerd, MN Micro Area; Minnesota             4.6%      2.6%
         Dakota County; Minneapolis-St. Paul-Bloomington, MN-WI Metro
27037    Area; Minnesota                                                  8.2%      2.5%
27041    Douglas County; Alexandria, MN Micro Area; Minnesota             2.3%      6.5%
27049    Goodhue County; Red Wing, MN Micro Area; Minnesota               6.0%      4.7%
         Hennepin County; Minneapolis-St. Paul-Bloomington, MN-WI
27053    Metro Area; Minnesota                                            6.5%      2.7%
         Isanti County; Minneapolis-St. Paul-Bloomington, MN-WI Metro
27059    Area; Minnesota                                                  8.7%      6.0%
27061    Itasca County, Minnesota                                         4.5%      4.2%
27065    Kanabec County, Minnesota                                        3.1%      5.0%
27087    Mahnomen County, Minnesota                                       5.9%      6.8%
27093    Meeker County, Minnesota                                         7.4%      4.3%
27095    Mille Lacs County, Minnesota                                     3.4%      3.3%
27097    Morrison County, Minnesota                                       3.0%      4.0%
27099    Mower County; Austin, MN Micro Area; Minnesota                   5.1%      6.2%
         Nicollet County; Mankato-North Mankato, MN Metro Area;
27103    Minnesota                                                        2.3%      6.4%
27105    Nobles County; Worthington, MN Micro Area; Minnesota             2.4%      7.1%
27111    Otter Tail County; Fergus Falls, MN Micro Area; Minnesota        6.1%      6.0%
27115    Pine County, Minnesota                                           3.9%      4.2%
27121    Pope County, Minnesota                                           4.2%      4.0%
         Ramsey County; Minneapolis-St. Paul-Bloomington, MN-WI
27123    Metro Area; Minnesota                                            6.6%      2.6%
27137    St. Louis County; Duluth, MN-WI Metro Area; Minnesota            5.2%      6.1%
         Scott County; Minneapolis-St. Paul-Bloomington, MN-WI Metro
27139    Area; Minnesota                                                  6.7%      4.7%
27143    Sibley County, Minnesota                                         7.9%      5.7%
27145    Stearns County; St. Cloud, MN Metro Area; Minnesota              6.8%      3.4%
27149    Stevens County, Minnesota                                        7.2%      6.8%
27157    Wabasha County; Rochester, MN Metro Area; Minnesota              7.4%      5.2%
27159    Wadena County, Minnesota                                         7.0%      6.4%
                                                                                            37

                                                                          2009
County
                                                                          ACS 5     2000
 FIPS    County Name
                                                                          Year     Census
 Code
                                                                         Average
         Washington County; Minneapolis-St. Paul-Bloomington, MN-WI
27163    Metro Area; Minnesota                                             6.7%      5.0%
27169    Winona County; Winona, MN Micro Area; Minnesota                   4.8%      5.1%
         Wright County; Minneapolis-St. Paul-Bloomington, MN-WI Metro
27171    Area; Minnesota                                                   3.9%      2.5%
28005    Amite County; McComb, MS Micro Area; Mississippi                  4.7%      4.0%
28011    Bolivar County; Cleveland, MS Micro Area; Mississippi             6.2%      6.5%
28013    Calhoun County, Mississippi                                       2.7%      6.5%
28021    Claiborne County, Mississippi                                     8.7%      7.1%
28027    Coahoma County; Clarksdale, MS Micro Area; Mississippi            5.9%      5.1%
28051    Holmes County, Mississippi                                        2.6%      4.7%
28053    Humphreys County, Mississippi                                      N/A      3.5%
28061    Jasper County; Laurel, MS Micro Area; Mississippi                 3.2%      4.5%
28069    Kemper County; Meridian, MS Micro Area; Mississippi               1.2%      2.4%
28089    Madison County; Jackson, MS Metro Area; Mississippi               6.8%      5.3%
28093    Marshall County; Memphis, TN-MS-AR Metro Area; Mississippi        5.6%      7.0%
28103    Noxubee County, Mississippi                                       2.3%      7.2%
28119    Quitman County, Mississippi                                       8.2%      3.7%
28123    Scott County, Mississippi                                         6.8%      7.0%
28125    Sharkey County, Mississippi                                       6.5%      6.7%
28133    Sunflower County; Indianola, MS Micro Area; Mississippi           3.4%      6.3%
28135    Tallahatchie County, Mississippi                                  7.8%      4.0%
28137    Tate County; Memphis, TN-MS-AR Metro Area; Mississippi            7.1%      4.6%
28145    Union County, Mississippi                                         7.6%      5.8%
28147    Walthall County, Mississippi                                      3.5%      4.9%
28155    Webster County, Mississippi                                       2.3%      4.4%
28157    Wilkinson County, Mississippi                                     2.2%      1.3%
29003    Andrew County; St. Joseph, MO-KS Metro Area; Missouri              N/A      6.3%
29013    Bates County; Kansas City, MO-KS Metro Area; Missouri             4.9%      6.3%
         Bollinger County; Cape Girardeau-Jackson, MO-IL Metro Area;
29017    Missouri                                                          5.9%      6.4%
29019    Boone County; Columbia, MO Metro Area; Missouri                   6.6%      7.3%
29037    Cass County; Kansas City, MO-KS Metro Area; Missouri              6.5%      7.1%
29045    Clark County; Fort Madison-Keokuk, IA-MO Micro Area; Missouri     6.3%      7.2%
29049    Clinton County; Kansas City, MO-KS Metro Area; Missouri           6.2%      7.2%
29051    Cole County; Jefferson City, MO Metro Area; Missouri              6.0%      7.0%
29093    Iron County, Missouri                                             3.9%      7.1%
29183    St. Charles County; St. Louis, MO-IL Metro Area; Missouri         6.8%      5.8%
                                                                                             38

                                                                           2009
County
                                                                           ACS 5     2000
 FIPS    County Name
                                                                           Year     Census
 Code
                                                                          Average
29186    Ste. Genevieve County, Missouri                                     6.6%     5.8%
29189    St. Louis County; St. Louis, MO-IL Metro Area; Missouri             6.7%     7.0%
29219    Warren County; St. Louis, MO-IL Metro Area; Missouri                1.9%     6.7%
29227    Worth County, Missouri                                              8.6%     6.1%
30005    Blaine County, Montana                                              5.5%     7.0%
30013    Cascade County; Great Falls, MT Metro Area; Montana                 5.3%     6.5%
30029    Flathead County; Kalispell, MT Micro Area; Montana                  7.0%     6.3%
30031    Gallatin County; Bozeman, MT Micro Area; Montana                    4.5%     6.0%
30049    Lewis and Clark County; Helena, MT Micro Area; Montana              5.3%     5.6%
30063    Missoula County; Missoula, MT Metro Area; Montana                   6.0%     4.6%
30081    Ravalli County, Montana                                             8.1%     6.2%
30095    Stillwater County, Montana                                          3.4%     5.6%
30099    Teton County, Montana                                               1.5%     6.1%
30103    Treasure County, Montana                                            3.8%     6.9%
30105    Valley County, Montana                                              7.8%     7.3%
30111    Yellowstone County; Billings, MT Metro Area; Montana                4.0%     5.4%
31005    Arthur County, Nebraska                                              N/A     5.3%
31007    Banner County; Scottsbluff, NE Micro Area; Nebraska                 2.7%      N/A
31019    Buffalo County; Kearney, NE Micro Area; Nebraska                    7.2%     5.9%
31021    Burt County, Nebraska                                               5.0%     6.3%
31039    Cuming County, Nebraska                                             0.8%     5.3%
31051    Dixon County; Sioux City, IA-NE-SD Metro Area; Nebraska             5.6%     6.4%
31059    Fillmore County, Nebraska                                           1.4%     7.2%
31061    Franklin County, Nebraska                                           8.2%     5.6%
31109    Lancaster County; Lincoln, NE Metro Area; Nebraska                  7.5%     6.6%
31117    McPherson County; North Platte, NE Micro Area; Nebraska             4.5%     6.2%
31121    Merrick County; Grand Island, NE Micro Area; Nebraska               4.6%     6.1%
31149    Rock County, Nebraska                                               6.7%     6.9%
31153    Sarpy County; Omaha-Council Bluffs, NE-IA Metro Area; Nebraska      6.9%     5.1%
31159    Seward County; Lincoln, NE Metro Area; Nebraska                     5.3%     6.9%
31165    Sioux County, Nebraska                                              6.9%     5.7%
31167    Stanton County; Norfolk, NE Micro Area; Nebraska                     N/A     6.1%
31173    Thurston County, Nebraska                                           7.0%     4.1%
         Washington County; Omaha-Council Bluffs, NE-IA Metro Area;
31177    Nebraska                                                           5.8%      6.9%
31179    Wayne County, Nebraska                                             7.1%      6.0%
33001    Belknap County; Laconia, NH Micro Area; New Hampshire              4.7%      6.3%
33005    Cheshire County; Keene, NH Micro Area; New Hampshire               4.9%      3.4%
                                                                                              39

                                                                            2009
County
                                                                            ACS 5     2000
 FIPS    County Name
                                                                            Year     Census
 Code
                                                                           Average
33009    Grafton County; Lebanon, NH-VT Micro Area; New Hampshire             7.6%     3.8%
         Hillsborough County; Manchester-Nashua, NH Metro Area; New
33011    Hampshire                                                           6.9%      2.5%
33013    Merrimack County; Concord, NH Micro Area; New Hampshire             4.5%      3.1%
         Rockingham County; Boston-Cambridge-Quincy, MA-NH Metro
33015    Area; New Hampshire                                                 7.4%      3.0%
         Strafford County; Boston-Cambridge-Quincy, MA-NH Metro Area;
33017    New Hampshire                                                       4.7%      2.6%
33019    Sullivan County; Claremont, NH Micro Area; New Hampshire            3.9%      6.5%
         Bergen County; New York-Northern New Jersey-Long Island, NY-
34003    NJ-PA Metro Area; New Jersey                                        3.8%      2.8%
         Burlington County; Philadelphia-Camden-Wilmington, PA-NJ-DE-
34005    MD Metro Area; New Jersey                                           6.1%      5.9%
         Camden County; Philadelphia-Camden-Wilmington, PA-NJ-DE-MD
34007    Metro Area; New Jersey                                              5.5%      7.2%
         Cumberland County; Vineland-Millville-Bridgeton, NJ Metro Area;
34011    New Jersey                                                          8.1%      6.1%
         Essex County; New York-Northern New Jersey-Long Island, NY-NJ-
34013    PA Metro Area; New Jersey                                           7.1%      5.8%
         Gloucester County; Philadelphia-Camden-Wilmington, PA-NJ-DE-
34015    MD Metro Area; New Jersey                                           7.7%      6.7%
         Hudson County; New York-Northern New Jersey-Long Island, NY-
34017    NJ-PA Metro Area; New Jersey                                        6.2%      3.5%
         Hunterdon County; New York-Northern New Jersey-Long Island,
34019    NY-NJ-PA Metro Area; New Jersey                                     2.2%      4.4%
34021    Mercer County; Trenton-Ewing, NJ Metro Area; New Jersey             7.7%      6.0%
         Middlesex County; New York-Northern New Jersey-Long Island,
34023    NY-NJ-PA Metro Area; New Jersey                                     5.3%      3.0%
         Monmouth County; New York-Northern New Jersey-Long Island,
34025    NY-NJ-PA Metro Area; New Jersey                                     5.6%      4.5%
         Morris County; New York-Northern New Jersey-Long Island, NY-
34027    NJ-PA Metro Area; New Jersey                                        6.0%      2.8%
         Passaic County; New York-Northern New Jersey-Long Island, NY-
34031    NJ-PA Metro Area; New Jersey                                        6.5%      3.1%
         Sussex County; New York-Northern New Jersey-Long Island, NY-
34037    NJ-PA Metro Area; New Jersey                                        3.5%      4.8%
         Union County; New York-Northern New Jersey-Long Island, NY-
34039    NJ-PA Metro Area; New Jersey                                        6.5%      3.9%
         Warren County; Allentown-Bethlehem-Easton, PA-NJ Metro Area;
34041    New Jersey                                                          7.0%      6.5%
35033    Mora County, New Mexico                                             7.1%      5.6%
                                                                                             40

                                                                           2009
County
                                                                           ACS 5     2000
 FIPS    County Name
                                                                           Year     Census
 Code
                                                                          Average
         Albany County; Albany-Schenectady-Troy, NY Metro Area; New
36001    York                                                               4.8%      6.7%
         Bronx County; New York-Northern New Jersey-Long Island, NY-
36005    NJ-PA Metro Area; New York                                         3.7%      4.6%
36019    Clinton County; Plattsburgh, NY Micro Area; New York               5.3%      7.0%
36021    Columbia County; Hudson, NY Micro Area; New York                   5.9%      5.6%
         Dutchess County; Poughkeepsie-Newburgh-Middletown, NY
36027    Metro Area; New York                                               6.0%      4.8%
         Kings County; New York-Northern New Jersey-Long Island, NY-NJ-
36047    PA Metro Area; New York                                            3.7%      3.8%
         Nassau County; New York-Northern New Jersey-Long Island, NY-
36059    NJ-PA Metro Area; New York                                         6.3%      2.2%
         New York County; New York-Northern New Jersey-Long Island,
36061    NY-NJ-PA Metro Area; New York                                      2.5%      3.9%
         Orange County; Poughkeepsie-Newburgh-Middletown, NY Metro
36071    Area; New York                                                     4.2%      4.7%
         Putnam County; New York-Northern New Jersey-Long Island, NY-
36079    NJ-PA Metro Area; New York                                         5.0%      2.7%
         Queens County; New York-Northern New Jersey-Long Island, NY-
36081    NJ-PA Metro Area; New York                                         3.3%      2.8%
         Richmond County; New York-Northern New Jersey-Long Island,
36085    NY-NJ-PA Metro Area; New York                                      8.2%      4.8%
         Rockland County; New York-Northern New Jersey-Long Island,
36087    NY-NJ-PA Metro Area; New York                                      4.2%      3.1%
         Saratoga County; Albany-Schenectady-Troy, NY Metro Area; New
36091    York                                                               6.0%      5.8%
         Suffolk County; New York-Northern New Jersey-Long Island, NY-
36103    NJ-PA Metro Area; New York                                         6.5%      3.7%
36109    Tompkins County; Ithaca, NY Metro Area; New York                   3.3%      4.1%
36111    Ulster County; Kingston, NY Metro Area; New York                   4.2%      5.6%
         Westchester County; New York-Northern New Jersey-Long Island,
36119    NY-NJ-PA Metro Area; New York                                      5.2%      3.5%
36121    Wyoming County, New York                                           5.2%      7.0%
37005    Alleghany County, North Carolina                                   2.1%      5.7%
37015    Bertie County, North Carolina                                      4.4%      6.9%
         Burke County; Hickory-Lenoir-Morganton, NC Metro Area; North
37023    Carolina                                                           8.5%      7.1%
37029    Camden County; Elizabeth City, NC Micro Area; North Carolina        N/A      3.0%
37041    Chowan County, North Carolina                                      1.6%      6.8%
37043    Clay County, North Carolina                                        7.6%      5.1%
                                                                                               41

                                                                             2009
County
                                                                             ACS 5     2000
 FIPS    County Name
                                                                             Year     Census
 Code
                                                                            Average
         Davidson County; Thomasville-Lexington, NC Micro Area; North
37057    Carolina                                                             6.1%      6.0%
37073    Gates County, North Carolina                                         2.0%      3.7%
37077    Granville County, North Carolina                                     3.6%      6.7%
37079    Greene County; Greenville, NC Metro Area; North Carolina             4.5%      6.7%
37083    Halifax County; Roanoke Rapids, NC Micro Area; North Carolina        6.0%      7.0%
37091    Hertford County, North Carolina                                      7.2%      5.6%
37109    Lincoln County; Lincolnton, NC Micro Area; North Carolina            4.5%      5.6%
37111    McDowell County, North Carolina                                      7.5%      5.8%
37117    Martin County, North Carolina                                        5.6%      5.7%
37121    Mitchell County, North Carolina                                      1.2%      6.6%
37123    Montgomery County, North Carolina                                    5.9%      5.3%
         Northampton County; Roanoke Rapids, NC Micro Area; North
37131    Carolina                                                             1.7%      4.9%
37143    Perquimans County; Elizabeth City, NC Micro Area; North Carolina     2.6%      5.3%
         Person County; Durham-Chapel Hill, NC Metro Area; North
37145    Carolina                                                             5.5%      5.8%
37169    Stokes County; Winston-Salem, NC Metro Area; North Carolina          7.0%      7.1%
37175    Transylvania County; Brevard, NC Micro Area; North Carolina          4.6%      5.6%
37177    Tyrrell County, North Carolina                                       3.7%      5.0%
         Union County; Charlotte-Gastonia-Concord, NC-SC Metro Area;
37179    North Carolina                                                       5.5%      3.6%
37181    Vance County; Henderson, NC Micro Area; North Carolina               6.4%      5.7%
37187    Washington County, North Carolina                                    4.4%      6.1%
37189    Watauga County; Boone, NC Micro Area; North Carolina                 6.6%      7.0%
37195    Wilson County; Wilson, NC Micro Area; North Carolina                 6.5%      5.2%
38015    Burleigh County; Bismarck, ND Metro Area; North Dakota               5.5%      5.3%
38017    Cass County; Fargo, ND-MN Metro Area; North Dakota                   4.5%      5.0%
         Grand Forks County; Grand Forks, ND-MN Metro Area; North
38035    Dakota                                                               6.9%      6.2%
38079    Rolette County, North Dakota                                         7.8%      7.3%
38085    Sioux County, North Dakota                                           3.5%      3.3%
38091    Steele County, North Dakota                                          5.0%      5.2%
38101    Ward County; Minot, ND Micro Area; North Dakota                      3.7%      5.3%
39001    Adams County, Ohio                                                   8.6%      7.0%
39005    Ashland County; Ashland, OH Micro Area; Ohio                         5.1%      6.5%
         Brown County; Cincinnati-Middletown, OH-KY-IN Metro Area;
39015    Ohio                                                                 6.3%      7.1%
39019    Carroll County; Canton-Massillon, OH Metro Area; Ohio                2.9%      5.9%
                                                                                           42

                                                                         2009
County
                                                                         ACS 5     2000
 FIPS    County Name
                                                                         Year     Census
 Code
                                                                        Average
39029    Columbiana County; East Liverpool-Salem, OH Micro Area; Ohio      6.2%     6.1%
39037    Darke County; Greenville, OH Micro Area; Ohio                     3.9%     5.7%
39045    Fairfield County; Columbus, OH Metro Area; Ohio                   5.8%     6.3%
39055    Geauga County; Cleveland-Elyria-Mentor, OH Metro Area; Ohio       7.3%     5.9%
39057    Greene County; Dayton, OH Metro Area; Ohio                        6.1%     7.2%
39067    Harrison County, Ohio                                             2.0%     7.2%
39069    Henry County, Ohio                                                5.9%     6.6%
39071    Highland County, Ohio                                             5.0%     7.1%
39073    Hocking County, Ohio                                              6.1%     4.3%
39075    Holmes County, Ohio                                               5.0%     5.7%
39077    Huron County; Norwalk, OH Micro Area; Ohio                        7.9%     5.8%
39083    Knox County; Mount Vernon, OH Micro Area; Ohio                    5.5%     6.4%
39085    Lake County; Cleveland-Elyria-Mentor, OH Metro Area; Ohio         7.4%     6.3%
39089    Licking County; Columbus, OH Metro Area; Ohio                     5.3%     6.5%
39091    Logan County; Bellefontaine, OH Micro Area; Ohio                  2.5%     7.3%
39097    Madison County; Columbus, OH Metro Area; Ohio                     4.3%     7.0%
39107    Mercer County; Celina, OH Micro Area; Ohio                        5.4%     6.4%
39109    Miami County; Dayton, OH Metro Area; Ohio                         8.1%     7.1%
39117    Morrow County; Columbus, OH Metro Area; Ohio                      1.0%     4.6%
39121    Noble County, Ohio                                                5.5%     3.9%
39125    Paulding County, Ohio                                             8.6%     6.5%
39129    Pickaway County; Columbus, OH Metro Area; Ohio                    6.9%     5.9%
39135    Preble County; Dayton, OH Metro Area; Ohio                        1.7%     6.0%
39137    Putnam County, Ohio                                               8.1%     5.7%
39163    Vinton County, Ohio                                               4.8%     3.7%
39169    Wayne County; Wooster, OH Micro Area; Ohio                        6.3%     7.0%
39171    Williams County, Ohio                                             6.5%     5.5%
39173    Wood County; Toledo, OH Metro Area; Ohio                          7.5%     5.4%
41027    Hood River County; Hood River, OR Micro Area; Oregon              7.4%     2.1%
41029    Jackson County; Medford, OR Metro Area; Oregon                    3.8%     5.7%
41033    Josephine County; Grants Pass, OR Micro Area; Oregon              4.0%     6.7%
41039    Lane County; Eugene-Springfield, OR Metro Area; Oregon            4.4%     6.4%
         Multnomah County; Portland-Vancouver-Beaverton, OR-WA
41051    Metro Area; Oregon                                               5.1%      6.8%
41053    Polk County; Salem, OR Metro Area; Oregon                        7.6%      7.1%
         Washington County; Portland-Vancouver-Beaverton, OR-WA
41067    Metro Area; Oregon                                               5.7%      7.1%
                                                                                           43

                                                                         2009
County
                                                                         ACS 5     2000
 FIPS    County Name
                                                                         Year     Census
 Code
                                                                        Average
         Yamhill County; Portland-Vancouver-Beaverton, OR-WA Metro
41071    Area; Oregon                                                     5.0%      5.5%
42001    Adams County; Gettysburg, PA Micro Area; Pennsylvania            1.7%      3.9%
42005    Armstrong County; Pittsburgh, PA Metro Area; Pennsylvania        4.0%      6.5%
42009    Bedford County, Pennsylvania                                     3.8%      6.7%
42011    Berks County; Reading, PA Metro Area; Pennsylvania               6.1%      6.7%
42013    Blair County; Altoona, PA Metro Area; Pennsylvania               5.8%      7.2%
         Bucks County; Philadelphia-Camden-Wilmington, PA-NJ-DE-MD
42017    Metro Area; Pennsylvania                                         8.2%      4.4%
42019    Butler County; Pittsburgh, PA Metro Area; Pennsylvania           5.6%      6.0%
42027    Centre County; State College, PA Metro Area; Pennsylvania        2.4%      3.4%
         Chester County; Philadelphia-Camden-Wilmington, PA-NJ-DE-MD
42029    Metro Area; Pennsylvania                                         5.4%      5.0%
42031    Clarion County, Pennsylvania                                     8.2%      6.6%
42033    Clearfield County; DuBois, PA Micro Area; Pennsylvania           5.5%      6.0%
42035    Clinton County; Lock Haven, PA Micro Area; Pennsylvania          2.4%      5.2%
         Columbia County; Bloomsburg-Berwick, PA Micro Area;
42037    Pennsylvania                                                     5.5%      7.1%
         Cumberland County; Harrisburg-Carlisle, PA Metro Area;
42041    Pennsylvania                                                     3.0%      6.7%
         Delaware County; Philadelphia-Camden-Wilmington, PA-NJ-DE-
42045    MD Metro Area; Pennsylvania                                      7.3%      6.3%
42053    Forest County, Pennsylvania                                      3.3%      7.0%
42055    Franklin County; Chambersburg, PA Micro Area; Pennsylvania       4.5%      7.1%
42057    Fulton County, Pennsylvania                                      2.0%      6.9%
42061    Huntingdon County; Huntingdon, PA Micro Area; Pennsylvania       8.1%      6.9%
42065    Jefferson County, Pennsylvania                                   4.2%      6.3%
42067    Juniata County, Pennsylvania                                     2.4%      5.4%
42071    Lancaster County; Lancaster, PA Metro Area; Pennsylvania         4.2%      5.1%
42075    Lebanon County; Lebanon, PA Metro Area; Pennsylvania             3.6%      6.9%
         Lehigh County; Allentown-Bethlehem-Easton, PA-NJ Metro Area;
42077    Pennsylvania                                                     4.9%      7.1%
         Mercer County; Youngstown-Warren-Boardman, OH-PA Metro
42085    Area; Pennsylvania                                               7.9%      6.8%
42089    Monroe County; East Stroudsburg, PA Micro Area; Pennsylvania     4.9%      5.8%
         Montgomery County; Philadelphia-Camden-Wilmington, PA-NJ-
42091    DE-MD Metro Area; Pennsylvania                                   6.4%      5.9%
         Northampton County; Allentown-Bethlehem-Easton, PA-NJ Metro
42095    Area; Pennsylvania                                               5.2%      6.2%
                                                                                             44

                                                                           2009
County
                                                                           ACS 5     2000
 FIPS    County Name
                                                                           Year     Census
 Code
                                                                          Average
         Pike County; New York-Northern New Jersey-Long Island, NY-NJ-
42103    PA Metro Area; Pennsylvania                                        5.8%      5.0%
42105    Potter County, Pennsylvania                                        5.7%      6.8%
42109    Snyder County; Selinsgrove, PA Micro Area; Pennsylvania            2.0%      5.1%
42111    Somerset County; Somerset, PA Micro Area; Pennsylvania             5.7%      7.1%
42115    Susquehanna County, Pennsylvania                                   2.7%      7.0%
42117    Tioga County, Pennsylvania                                         3.6%      6.2%
42119    Union County; Lewisburg, PA Micro Area; Pennsylvania               3.6%      6.4%
42121    Venango County; Oil City, PA Micro Area; Pennsylvania              3.7%      6.4%
42127    Wayne County, Pennsylvania                                         3.7%      7.1%
         Wyoming County; Scranton--Wilkes-Barre, PA Metro Area;
42131    Pennsylvania                                                       1.0%      5.2%
         Bristol County; Providence-New Bedford-Fall River, RI-MA Metro
44001    Area; Rhode Island                                                 2.8%      4.3%
         Kent County; Providence-New Bedford-Fall River, RI-MA Metro
44003    Area; Rhode Island                                                 5.1%      4.8%
         Newport County; Providence-New Bedford-Fall River, RI-MA
44005    Metro Area; Rhode Island                                           6.4%      5.5%
         Providence County; Providence-New Bedford-Fall River, RI-MA
44007    Metro Area; Rhode Island                                           7.7%      5.1%
45005    Allendale County, South Carolina                                   7.4%      4.6%
45017    Calhoun County; Columbia, SC Metro Area; South Carolina            1.8%      4.8%
45039    Fairfield County; Columbia, SC Metro Area; South Carolina          7.5%      6.5%
45065    McCormick County, South Carolina                                   6.5%      7.0%
45081    Saluda County; Columbia, SC Metro Area; South Carolina             6.8%      5.5%
45089    Williamsburg County, South Carolina                                2.9%      6.6%
46011    Brookings County; Brookings, SD Micro Area; South Dakota           4.8%      7.0%
46015    Brule County, South Dakota                                         2.7%      6.7%
46017    Buffalo County, South Dakota                                        N/A      4.9%
46031    Corson County, South Dakota                                        3.5%      4.1%
46033    Custer County, South Dakota                                        8.2%      5.1%
46049    Faulk County, South Dakota                                         4.1%      5.7%
46059    Hand County, South Dakota                                          3.7%      5.1%
46067    Hutchinson County, South Dakota                                    6.0%      5.9%
46079    Lake County, South Dakota                                          5.8%      3.0%
46099    Minnehaha County; Sioux Falls, SD Metro Area; South Dakota         7.7%      5.0%
46103    Pennington County; Rapid City, SD Metro Area; South Dakota         6.7%      5.8%
46109    Roberts County, South Dakota                                       5.2%      5.7%
46111    Sanborn County, South Dakota                                       3.2%      6.3%
                                                                                              45

                                                                            2009
County
                                                                            ACS 5     2000
 FIPS    County Name
                                                                            Year     Census
 Code
                                                                           Average
46113    Shannon County, South Dakota                                         1.1%     0.6%
46121    Todd County, South Dakota                                            8.1%     4.8%
47003    Bedford County; Shelbyville, TN Micro Area; Tennessee                4.7%     6.1%
         Cheatham County; Nashville-Davidson--Murfreesboro--Franklin,
47021    TN Metro Area; Tennessee                                            3.9%      6.6%
47047    Fayette County; Memphis, TN-MS-AR Metro Area; Tennessee             6.4%      6.7%
47127    Moore County; Tullahoma, TN Micro Area; Tennessee                   4.4%      3.5%
         Robertson County; Nashville-Davidson--Murfreesboro--Franklin,
47147    TN Metro Area; Tennessee                                            7.4%      5.2%
47171    Unicoi County; Johnson City, TN Metro Area; Tennessee               8.1%      6.4%
47175    Van Buren County, Tennessee                                         5.9%      6.4%
48013    Atascosa County; San Antonio, TX Metro Area; Texas                  5.7%      5.7%
         Austin County; Houston-Sugar Land-Baytown, TX Metro Area;
48015    Texas                                                               8.5%      3.6%
48033    Borden County, Texas                                                 N/A       N/A
48035    Bosque County, Texas                                                7.0%      6.5%
48041    Brazos County; College Station-Bryan, TX Metro Area; Texas          7.7%      6.6%
48053    Burnet County, Texas                                                4.9%      6.9%
48055    Caldwell County; Austin-Round Rock, TX Metro Area; Texas            3.8%      4.6%
48095    Concho County, Texas                                                1.7%      5.6%
48097    Cooke County; Gainesville, TX Micro Area; Texas                     5.8%      6.0%
48119    Delta County; Dallas-Fort Worth-Arlington, TX Metro Area; Texas     1.0%      6.1%
48123    DeWitt County, Texas                                                7.1%      7.1%
48137    Edwards County, Texas                                               2.7%      4.3%
48139    Ellis County; Dallas-Fort Worth-Arlington, TX Metro Area; Texas     6.9%      6.8%
         Fort Bend County; Houston-Sugar Land-Baytown, TX Metro Area;
48157    Texas                                                               7.3%      6.4%
48171    Gillespie County; Fredericksburg, TX Micro Area; Texas              1.5%      3.6%
48173    Glasscock County, Texas                                              N/A      7.0%
48205    Hartley County, Texas                                               1.1%      6.8%
48209    Hays County; Austin-Round Rock, TX Metro Area; Texas                6.1%      4.6%
48225    Houston County, Texas                                               7.3%      7.1%
48247    Jim Hogg County, Texas                                              5.9%      4.8%
         Johnson County; Dallas-Fort Worth-Arlington, TX Metro Area;
48251    Texas                                                               5.8%      6.8%
         Kaufman County; Dallas-Fort Worth-Arlington, TX Metro Area;
48257    Texas                                                               6.7%      7.2%
48261    Kenedy County; Kingsville, TX Micro Area; Texas                      N/A       N/A
48267    Kimble County, Texas                                                5.1%      5.9%
                                                                                             46

                                                                           2009
County
                                                                           ACS 5     2000
 FIPS    County Name
                                                                           Year     Census
 Code
                                                                          Average
48269    King County, Texas                                                   N/A      N/A
48293    Limestone County, Texas                                             6.0%     6.1%
48301    Loving County, Texas                                                 N/A      N/A
48305    Lynn County, Texas                                                   N/A     7.3%
48307    McCulloch County, Texas                                             0.5%     5.8%
48327    Menard County, Texas                                                3.7%     6.5%
         Rockwall County; Dallas-Fort Worth-Arlington, TX Metro Area;
48397    Texas                                                              3.0%      6.1%
48421    Sherman County, Texas                                              5.5%      6.5%
48425    Somervell County; Granbury, TX Micro Area; Texas                    N/A      6.6%
48453    Travis County; Austin-Round Rock, TX Metro Area; Texas             8.1%      3.2%
48467    Van Zandt County, Texas                                            4.2%      5.6%
48477    Washington County; Brenham, TX Micro Area; Texas                   4.0%      6.6%
48479    Webb County; Laredo, TX Metro Area; Texas                          6.4%      6.6%
48491    Williamson County; Austin-Round Rock, TX Metro Area; Texas         6.3%      3.8%
48495    Winkler County, Texas                                              0.8%      5.2%
49005    Cache County; Logan, UT-ID Metro Area; Utah                        4.8%      4.7%
49009    Daggett County, Utah                                               3.7%      3.3%
49011    Davis County; Ogden-Clearfield, UT Metro Area; Utah                6.5%      6.2%
49021    Iron County; Cedar City, UT Micro Area; Utah                       6.8%      7.0%
49023    Juab County; Provo-Orem, UT Metro Area; Utah                       3.4%      2.3%
49027    Millard County, Utah                                               4.3%      6.9%
49031    Piute County, Utah                                                  N/A      4.3%
49035    Salt Lake County; Salt Lake City, UT Metro Area; Utah              5.9%      6.9%
49047    Uintah County; Vernal, UT Micro Area; Utah                         5.3%      6.7%
49049    Utah County; Provo-Orem, UT Metro Area; Utah                       5.3%      3.4%
50001    Addison County, Vermont                                            8.1%      3.4%
50003    Bennington County; Bennington, VT Micro Area; Vermont              2.2%      4.8%
50005    Caledonia County, Vermont                                          6.9%      6.3%
         Chittenden County; Burlington-South Burlington, VT Metro Area;
50007    Vermont                                                            3.8%      1.8%
         Franklin County; Burlington-South Burlington, VT Metro Area;
50011    Vermont                                                            5.4%      2.7%
         Grand Isle County; Burlington-South Burlington, VT Metro Area;
50013    Vermont                                                            4.6%      5.6%
50015    Lamoille County, Vermont                                           4.5%      2.9%
50021    Rutland County; Rutland, VT Micro Area; Vermont                    7.2%      4.7%
50023    Washington County; Barre, VT Micro Area; Vermont                   6.1%      3.5%
50025    Windham County, Vermont                                            8.2%      5.1%
                                                                                             47

                                                                           2009
County
                                                                           ACS 5     2000
 FIPS    County Name
                                                                           Year     Census
 Code
                                                                          Average
50027    Windsor County; Lebanon, NH-VT Micro Area; Vermont                  6.7%     5.0%
51003    Albemarle County; Charlottesville, VA Metro Area; Virginia          5.5%     3.9%
51005    Alleghany County, Virginia                                          3.1%     5.3%
51007    Amelia County; Richmond, VA Metro Area; Virginia                     N/A     4.9%
51009    Amherst County; Lynchburg, VA Metro Area; Virginia                  2.3%     5.0%
         Arlington County; Washington-Arlington-Alexandria, DC-VA-MD-
51013    WV Metro Area; Virginia                                            6.6%      2.3%
51015    Augusta County; Staunton-Waynesboro, VA Micro Area; Virginia       6.0%      5.4%
51017    Bath County, Virginia                                              5.6%      2.9%
51019    Bedford County; Lynchburg, VA Metro Area; Virginia                 6.9%      6.3%
51021    Bland County, Virginia                                             3.8%      6.7%
51025    Brunswick County, Virginia                                         1.7%      1.8%
51029    Buckingham County, Virginia                                        3.5%      3.5%
51031    Campbell County; Lynchburg, VA Metro Area; Virginia                4.6%      6.9%
51033    Caroline County; Richmond, VA Metro Area; Virginia                 8.1%      3.9%
         Clarke County; Washington-Arlington-Alexandria, DC-VA-MD-WV
51043    Metro Area; Virginia                                               7.1%      3.1%
51045    Craig County; Roanoke, VA Metro Area; Virginia                     1.1%      3.9%
51047    Culpeper County; Culpeper, VA Micro Area; Virginia                 7.4%      2.5%
51049    Cumberland County; Richmond, VA Metro Area; Virginia                N/A      3.3%
51057    Essex County, Virginia                                             2.7%      3.0%
         Fairfax County; Washington-Arlington-Alexandria, DC-VA-MD-WV
51059    Metro Area; Virginia                                               5.0%      2.3%
51063    Floyd County, Virginia                                             7.8%      6.4%
51065    Fluvanna County; Charlottesville, VA Metro Area; Virginia          3.8%      4.0%
51067    Franklin County; Roanoke, VA Metro Area; Virginia                  6.4%      5.8%
51069    Frederick County; Winchester, VA-WV Metro Area; Virginia           6.6%      5.5%
         Gloucester County; Virginia Beach-Norfolk-Newport News, VA-NC
51073    Metro Area; Virginia                                               2.5%      4.9%
51075    Goochland County; Richmond, VA Metro Area; Virginia                6.0%      6.9%
51079    Greene County; Charlottesville, VA Metro Area; Virginia            1.4%      3.0%
51081    Greensville County, Virginia                                       5.7%      3.1%
51083    Halifax County, Virginia                                           8.4%      7.1%
51085    Hanover County; Richmond, VA Metro Area; Virginia                  5.2%      5.7%
51087    Henrico County; Richmond, VA Metro Area; Virginia                  6.8%      5.2%
         Isle of Wight County; Virginia Beach-Norfolk-Newport News, VA-
51093    NC Metro Area; Virginia                                            3.0%      5.1%
51097    King and Queen County; Richmond, VA Metro Area; Virginia           2.7%      2.6%
51101    King William County; Richmond, VA Metro Area; Virginia             3.2%      5.0%
                                                                                              48

                                                                            2009
County
                                                                            ACS 5     2000
 FIPS    County Name
                                                                            Year     Census
 Code
                                                                           Average
51103    Lancaster County, Virginia                                           1.8%     7.0%
51109    Louisa County; Richmond, VA Metro Area; Virginia                     3.9%     3.5%
51111    Lunenburg County, Virginia                                           7.4%     4.6%
51113    Madison County, Virginia                                             4.7%     3.4%
         Mathews County; Virginia Beach-Norfolk-Newport News, VA-NC
51115    Metro Area; Virginia                                                 N/A      4.0%
51119    Middlesex County, Virginia                                          7.8%      4.9%
         Montgomery County; Blacksburg-Christiansburg-Radford, VA
51121    Metro Area; Virginia                                                4.9%      3.5%
51125    Nelson County; Charlottesville, VA Metro Area; Virginia             7.6%      3.2%
51127    New Kent County; Richmond, VA Metro Area; Virginia                   N/A      2.1%
51131    Northampton County, Virginia                                        3.8%      4.6%
51133    Northumberland County, Virginia                                      N/A      3.0%
51135    Nottoway County, Virginia                                           3.0%      4.8%
51139    Page County, Virginia                                               3.6%      4.2%
51149    Prince George County; Richmond, VA Metro Area; Virginia             4.8%      4.6%
         Prince William County; Washington-Arlington-Alexandria, DC-VA-
51153    MD-WV Metro Area; Virginia                                          8.3%      3.6%
         Pulaski County; Blacksburg-Christiansburg-Radford, VA Metro
51155    Area; Virginia                                                      6.3%      6.6%
51157    Rappahannock County, Virginia                                        N/A      3.3%
51159    Richmond County, Virginia                                           2.1%      3.6%
51161    Roanoke County; Roanoke, VA Metro Area; Virginia                    6.4%      5.6%
51165    Rockingham County; Harrisonburg, VA Metro Area; Virginia            2.3%      4.2%
51171    Shenandoah County, Virginia                                         6.3%      4.1%
51183    Sussex County; Richmond, VA Metro Area; Virginia                    1.5%      4.4%
         Warren County; Washington-Arlington-Alexandria, DC-VA-MD-
51187    WV Metro Area; Virginia                                             7.9%      3.7%
         Washington County; Kingsport-Bristol-Bristol, TN-VA Metro Area;
51191    Virginia                                                            6.1%      6.9%
51193    Westmoreland County, Virginia                                       1.2%      4.2%
         York County; Virginia Beach-Norfolk-Newport News, VA-NC Metro
51199    Area; Virginia                                                      4.8%      3.7%
         Alexandria city; Washington-Arlington-Alexandria, DC-VA-MD-WV
51510    Metro Area; Virginia                                                5.6%      2.3%
51515    Bedford city; Lynchburg, VA Metro Area; Virginia                     N/A      6.2%
51530    Buena Vista city, Virginia                                          2.1%      3.6%
51540    Charlottesville city; Charlottesville, VA Metro Area; Virginia      6.1%      2.9%
         Chesapeake city; Virginia Beach-Norfolk-Newport News, VA-NC
51550    Metro Area; Virginia                                                1.6%      4.9%
                                                                                              49

                                                                            2009
County
                                                                            ACS 5     2000
 FIPS    County Name
                                                                            Year     Census
 Code
                                                                           Average
51595    Emporia city, Virginia                                               5.4%     6.4%
         Fairfax city; Washington-Arlington-Alexandria, DC-VA-MD-WV
51600    Metro Area; Virginia                                                 N/A      1.6%
         Falls Church city; Washington-Arlington-Alexandria, DC-VA-MD-
51610    WV Metro Area; Virginia                                             4.6%      3.6%
         Hampton city; Virginia Beach-Norfolk-Newport News, VA-NC
51650    Metro Area; Virginia                                                7.7%      6.7%
51660    Harrisonburg city; Harrisonburg, VA Metro Area; Virginia            4.0%      3.6%
51678    Lexington city, Virginia                                             N/A      3.3%
         Newport News city; Virginia Beach-Norfolk-Newport News, VA-NC
51700    Metro Area; Virginia                                                6.6%      6.6%
         Poquoson city; Virginia Beach-Norfolk-Newport News, VA-NC
51735    Metro Area; Virginia                                                5.2%      0.8%
         Portsmouth city; Virginia Beach-Norfolk-Newport News, VA-NC
51740    Metro Area; Virginia                                                4.6%      7.0%
         Radford city; Blacksburg-Christiansburg-Radford, VA Metro Area;
51750    Virginia                                                            2.5%      6.1%
51760    Richmond city; Richmond, VA Metro Area; Virginia                    7.2%      6.4%
51770    Roanoke city; Roanoke, VA Metro Area; Virginia                      5.4%      6.4%
         Suffolk city; Virginia Beach-Norfolk-Newport News, VA-NC Metro
51800    Area; Virginia                                                      5.0%      6.9%
         Virginia Beach city; Virginia Beach-Norfolk-Newport News, VA-NC
51810    Metro Area; Virginia                                                5.2%      4.6%
51820    Waynesboro city; Staunton-Waynesboro, VA Micro Area; Virginia       6.5%      5.8%
         Williamsburg city; Virginia Beach-Norfolk-Newport News, VA-NC
51830    Metro Area; Virginia                                                8.6%      2.8%
         Chelan County; Wenatchee-East Wenatchee, WA Metro Area;
53007    Washington                                                          7.3%      7.1%
         Clark County; Portland-Vancouver-Beaverton, OR-WA Metro
53011    Area; Washington                                                    5.3%      7.0%
53029    Island County; Oak Harbor, WA Micro Area; Washington                6.1%      4.4%
53031    Jefferson County, Washington                                        3.0%      5.3%
         King County; Seattle-Tacoma-Bellevue, WA Metro Area;
53033    Washington                                                          4.8%      4.2%
         Kitsap County; Bremerton-Silverdale, WA Metro Area;
53035    Washington                                                          6.2%      6.9%
53037    Kittitas County; Ellensburg, WA Micro Area; Washington              3.7%      6.6%
53043    Lincoln County, Washington                                          1.5%      6.0%
53045    Mason County; Shelton, WA Micro Area; Washington                    5.0%      6.5%
         Pierce County; Seattle-Tacoma-Bellevue, WA Metro Area;
53053    Washington                                                          6.4%      6.8%
                                                                                           50

                                                                         2009
County
                                                                         ACS 5     2000
 FIPS    County Name
                                                                         Year     Census
 Code
                                                                        Average
53055    San Juan County, Washington                                       5.8%     6.9%
         Skagit County; Mount Vernon-Anacortes, WA Metro Area;
53057    Washington                                                       4.2%      4.9%
         Skamania County; Portland-Vancouver-Beaverton, OR-WA Metro
53059    Area; Washington                                                 0.4%      7.1%
         Snohomish County; Seattle-Tacoma-Bellevue, WA Metro Area;
53061    Washington                                                       4.7%      5.8%
53065    Stevens County, Washington                                       6.9%      6.4%
53067    Thurston County; Olympia, WA Metro Area; Washington              4.1%      6.3%
53069    Wahkiakum County, Washington                                      N/A      5.1%
53073    Whatcom County; Bellingham, WA Metro Area; Washington            2.7%      6.0%
54001    Barbour County, West Virginia                                    5.1%      4.8%
         Berkeley County; Hagerstown-Martinsburg, MD-WV Metro Area;
54003    West Virginia                                                    5.8%      7.0%
54013    Calhoun County, West Virginia                                    6.5%      6.9%
54017    Doddridge County; Clarksburg, WV Micro Area; West Virginia       0.9%      5.6%
         Hampshire County; Winchester, VA-WV Metro Area; West
54027    Virginia                                                         3.9%      6.7%
         Jefferson County; Washington-Arlington-Alexandria, DC-VA-MD-
54037    WV Metro Area; West Virginia                                     7.1%      4.1%
54041    Lewis County, West Virginia                                      3.1%      7.2%
54043    Lincoln County; Charleston, WV Metro Area; West Virginia         1.9%      5.6%
54051    Marshall County; Wheeling, WV-OH Metro Area; West Virginia       3.2%      5.1%
54071    Pendleton County, West Virginia                                  2.7%      5.9%
54083    Randolph County, West Virginia                                   6.4%      6.8%
54085    Ritchie County, West Virginia                                    6.0%      5.9%
54087    Roane County, West Virginia                                      2.1%      6.7%
54095    Tyler County, West Virginia                                      3.9%      7.2%
54101    Webster County, West Virginia                                    8.3%      6.9%
54109    Wyoming County, West Virginia                                    1.1%      6.3%
55001    Adams County, Wisconsin                                          5.7%      6.9%
55003    Ashland County, Wisconsin                                        8.0%      7.0%
55005    Barron County, Wisconsin                                         4.5%      4.6%
55007    Bayfield County, Wisconsin                                       5.0%      6.7%
55009    Brown County; Green Bay, WI Metro Area; Wisconsin                6.5%      4.1%
55013    Burnett County, Wisconsin                                        4.5%      5.2%
55017    Chippewa County; Eau Claire, WI Metro Area; Wisconsin            4.5%      5.2%
55019    Clark County, Wisconsin                                          7.1%      6.3%
55021    Columbia County; Madison, WI Metro Area; Wisconsin               8.2%      6.9%
                                                                                           51

                                                                         2009
County
                                                                         ACS 5     2000
 FIPS    County Name
                                                                         Year     Census
 Code
                                                                        Average
55025    Dane County; Madison, WI Metro Area; Wisconsin                    7.0%     4.3%
55031    Douglas County; Duluth, MN-WI Metro Area; Wisconsin               7.5%     6.6%
55035    Eau Claire County; Eau Claire, WI Metro Area; Wisconsin           4.0%     3.6%
55037    Florence County; Iron Mountain, MI-WI Micro Area; Wisconsin       7.7%     5.3%
         Jefferson County; Watertown-Fort Atkinson, WI Micro Area;
55055    Wisconsin                                                        6.6%      6.0%
55061    Kewaunee County; Green Bay, WI Metro Area; Wisconsin             2.6%      6.2%
55063    La Crosse County; La Crosse, WI-MN Metro Area; Wisconsin         3.1%      4.8%
55077    Marquette County, Wisconsin                                      3.1%      6.8%
         Milwaukee County; Milwaukee-Waukesha-West Allis, WI Metro
55079    Area; Wisconsin                                                  4.8%      5.8%
55081    Monroe County, Wisconsin                                         5.2%      6.7%
55083    Oconto County; Green Bay, WI Metro Area; Wisconsin               4.9%      5.8%
55087    Outagamie County; Appleton, WI Metro Area; Wisconsin             5.1%      5.0%
         Ozaukee County; Milwaukee-Waukesha-West Allis, WI Metro
55089    Area; Wisconsin                                                  8.3%      5.0%
         Pierce County; Minneapolis-St. Paul-Bloomington, MN-WI Metro
55093    Area; Wisconsin                                                  3.5%      3.0%
55097    Portage County; Stevens Point, WI Micro Area; Wisconsin          4.3%      4.1%
55101    Racine County; Racine, WI Metro Area; Wisconsin                  6.0%      7.1%
55107    Rusk County, Wisconsin                                           3.3%      6.0%
         St. Croix County; Minneapolis-St. Paul-Bloomington, MN-WI
55109    Metro Area; Wisconsin                                            4.2%      3.3%
55113    Sawyer County, Wisconsin                                         1.6%      6.5%
55115    Shawano County, Wisconsin                                        5.9%      6.4%
55117    Sheboygan County; Sheboygan, WI Metro Area; Wisconsin            6.8%      5.6%
55119    Taylor County, Wisconsin                                         6.7%      4.9%
55123    Vernon County, Wisconsin                                         6.8%      6.8%
55127    Walworth County; Whitewater, WI Micro Area; Wisconsin            7.9%      4.9%
         Washington County; Milwaukee-Waukesha-West Allis, WI Metro
55131    Area; Wisconsin                                                  3.8%      5.0%
         Waukesha County; Milwaukee-Waukesha-West Allis, WI Metro
55133    Area; Wisconsin                                                  4.6%      5.4%
55137    Waushara County, Wisconsin                                       3.3%      6.3%
55139    Winnebago County; Oshkosh-Neenah, WI Metro Area; Wisconsin       7.5%      6.0%
         Wood County; Marshfield-Wisconsin Rapids, WI Micro Area;
55141    Wisconsin                                                        6.6%      6.0%
56001    Albany County; Laramie, WY Micro Area; Wyoming                   7.4%      5.7%
56005    Campbell County; Gillette, WY Micro Area; Wyoming                5.3%      6.5%
56019    Johnson County, Wyoming                                          1.4%      5.0%
                                                                                             52

                                                                           2009
County
                                                                           ACS 5     2000
 FIPS    County Name
                                                                           Year     Census
 Code
                                                                          Average
56033    Sheridan County; Sheridan, WY Micro Area; Wyoming                   3.6%     5.2%
         Aguada Municipio; Aguadilla-Isabela-San Sebastián, PR Metro
72003    Area; Puerto Rico                                                   N/A      6.7%
         Aguadilla Municipio; Aguadilla-Isabela-San Sebastián, PR Metro
72005    Area; Puerto Rico                                                  4.3%      6.5%
         Aguas Buenas Municipio; San Juan-Caguas-Guaynabo, PR Metro
72007    Area; Puerto Rico                                                  2.2%      6.5%
72015    Arroyo Municipio; Guayama, PR Metro Area; Puerto Rico              2.5%      3.7%
         Barceloneta Municipio; San Juan-Caguas-Guaynabo, PR Metro
72017    Area; Puerto Rico                                                  4.7%      5.0%
         Barranquitas Municipio; San Juan-Caguas-Guaynabo, PR Metro
72019    Area; Puerto Rico                                                  1.0%      6.9%
         Caguas Municipio; San Juan-Caguas-Guaynabo, PR Metro Area;
72025    Puerto Rico                                                        2.5%      5.2%
         Canovanas Municipio; San Juan-Caguas-Guaynabo, PR Metro
72029    Area; Puerto Rico                                                  2.1%      6.4%
         Carolina Municipio; San Juan-Caguas-Guaynabo, PR Metro Area;
72031    Puerto Rico                                                        4.4%      7.2%
         Cataño Municipio; San Juan-Caguas-Guaynabo, PR Metro Area;
72033    Puerto Rico                                                        3.6%      5.2%
         Cayey Municipio; San Juan-Caguas-Guaynabo, PR Metro Area;
72035    Puerto Rico                                                        4.1%      6.3%
72037    Ceiba Municipio; Fajardo, PR Metro Area; Puerto Rico               1.6%      6.9%
         Ciales Municipio; San Juan-Caguas-Guaynabo, PR Metro Area;
72039    Puerto Rico                                                         N/A      6.2%
         Cidra Municipio; San Juan-Caguas-Guaynabo, PR Metro Area;
72041    Puerto Rico                                                         N/A      5.6%
72043    Coamo Municipio; Coamo, PR Micro Area; Puerto Rico                  N/A      5.7%
         Corozal Municipio; San Juan-Caguas-Guaynabo, PR Metro Area;
72047    Puerto Rico                                                        1.2%      4.8%
72057    Guayama Municipio; Guayama, PR Metro Area; Puerto Rico             3.9%      5.3%
72059    Guayanilla Municipio; Yauco, PR Metro Area; Puerto Rico            2.2%      5.4%
         Guaynabo Municipio; San Juan-Caguas-Guaynabo, PR Metro Area;
72061    Puerto Rico                                                        2.0%      6.6%
         Gurabo Municipio; San Juan-Caguas-Guaynabo, PR Metro Area;
72063    Puerto Rico                                                        6.7%      3.9%
         Hatillo Municipio; San Juan-Caguas-Guaynabo, PR Metro Area;
72065    Puerto Rico                                                        6.0%      4.8%
         Isabela Municipio; Aguadilla-Isabela-San Sebastián, PR Metro
72071    Area; Puerto Rico                                                  2.2%      6.8%
72073    Jayuya Municipio; Jayuya, PR Micro Area; Puerto Rico                N/A      2.6%
72075    Juana Díaz Municipio; Ponce, PR Metro Area; Puerto Rico            1.9%      5.1%
                                                                                                53

                                                                              2009
 County
                                                                              ACS 5     2000
  FIPS    County Name
                                                                              Year     Census
  Code
                                                                             Average
          Juncos Municipio; San Juan-Caguas-Guaynabo, PR Metro Area;
72077     Puerto Rico                                                          4.6%      4.9%
          Lofza Municipio; San Juan-Caguas-Guaynabo, PR Metro Area;
72087     Puerto Rico                                                          1.3%      4.4%
72093     Maricao Municipio, Puerto Rico                                        N/A      4.5%
          Maunabo Municipio; San Juan-Caguas-Guaynabo, PR Metro Area;
72095     Puerto Rico                                                           N/A      1.7%
          Morovis Municipio; San Juan-Caguas-Guaynabo, PR Metro Area;
72101     Puerto Rico                                                          2.3%      4.7%
          Naguabo Municipio; San Juan-Caguas-Guaynabo, PR Metro Area;
72103     Puerto Rico                                                          6.4%      6.3%
          Orocovis Municipio; San Juan-Caguas-Guaynabo, PR Metro Area;
72107     Puerto Rico                                                          0.6%      5.1%
72111     Peñuelas Municipio; Yauco, PR Metro Area; Puerto Rico                1.9%      5.0%
72113     Ponce Municipio; Ponce, PR Metro Area; Puerto Rico                   2.6%      4.7%
          Quebradillas Municipio; San Juan-Caguas-Guaynabo, PR Metro
72115     Area; Puerto Rico                                                    2.4%      4.7%
          Río Grande Municipio; San Juan-Caguas-Guaynabo, PR Metro
72119     Area; Puerto Rico                                                    4.0%      6.5%
          Sabana Grande Municipio; San Germán-Cabo Rojo, PR Metro
72121     Area; Puerto Rico                                                    1.0%      5.1%
72123     Salinas Municipio; Coamo, PR Micro Area; Puerto Rico                 1.8%      2.8%
          San Germán Municipio; San Germán-Cabo Rojo, PR Metro Area;
72125     Puerto Rico                                                          1.9%      6.0%
          San Juan Municipio; San Juan-Caguas-Guaynabo, PR Metro Area;
72127     Puerto Rico                                                          4.5%      6.2%
72133     Santa Isabel Municipio; Santa Isabel, PR Micro Area; Puerto Rico      N/A      1.6%
          Vega Alta Municipio; San Juan-Caguas-Guaynabo, PR Metro Area;
72143     Puerto Rico                                                          5.0%      4.8%
72147     Vieques Municipio, Puerto Rico                                       8.4%      7.0%
72149     Villalba Municipio; Ponce, PR Metro Area; Puerto Rico                1.8%      4.4%
          Yabucoa Municipio; San Juan-Caguas-Guaynabo, PR Metro Area;
72151     Puerto Rico                                                          3.8%      4.8%
72153     Yauco Municipio; Yauco, PR Metro Area; Puerto Rico                   2.0%      6.1%

Note: A property meets the low-vacancy threshold if it is located in a county that was below the
national rental vacancy rate for units affordable to low-income households in 2000 (7.3%) and
was within the 80th percentile of low-income rental vacancy rates (8.7%) as measured by the
2009 5 year ACS (meaning that 80 percent of counties had a vacancy rate below 8.7 percent in
the 2009 5 year ACS).
                                                                                                 54

Attachment B
Sample Format for Owners’ Requests for Assistance under this Notice:

Name of Owner:_______________________
Property Name: ________________________
Property Address:______________________

    1. Date of the maturity of the mortgage, expiration of the rental assistance contract, or
       expiration of the use agreement: ____________

    2. I have attached a copy of all use agreement, rental assistance contract, and mortgage note
       documents related to the expiring/expired mortgage, contract or use agreement.

    3. I have attached a narrative statement explaining how the property meets the description
       of Category 1, Category 2 or Category 3, as defined in this Notice.

    4. I have attached documentation (such as a lease) showing that the households identified as
       at risk and not at-risk (under sections 5 and 6 below) resided at the property at the time of
       the mortgage maturity, rental assistance contract expiration, or use agreement expiration.
       [Only applicable for properties where the mortgage maturity, rental assistance contract
       expiration, or use agreement expiration happened before the owner submits the request
       for assistance.]

    5. I am seeking enhanced voucher (or project-based voucher) assistance.
    6. I have attached a statement certifying that I am in compliance with the civil rights
       threshold requirements set forth at section 4 (“Eligibility”) of this Notice.

    7. Below is a list of unassisted units occupied by at-risk households, accompanied by a
       calculation that demonstrates that each at-risk household has an annual income equal to
       or less than HUD’s FY 2012 low income limit, and 40 percent of the household’s
       adjusted monthly income is less than the applicable monthly rent for the unit.

     Unit      Household   Size of the   Household’s   HUD’s FY      Household’s   40% of         Applicable
     Number    Name        Household     Annual        2012 Low      Adjusted      Household’s    Monthly
                           (e.g., 4      Income        income        Monthly       Adjusted       Rent of
                           person                      Limit for a   Income        Monthly        this Unit
                           household)                  Household                   Income
                                                       this Size
1
2
3
4
5
6
7
8
                                                                                                  55


     8. Below is a list of unassisted units occupied by households determined not to be at-risk,
        accompanied by a calculation that demonstrates that each household has an annual
        income greater than HUD’s FY 2012 low income limit, or 40 percent of the household’s
        adjusted monthly income is equal to or more than the proposed monthly rent for the unit.

      Unit     Household    Size of the   Household’s   HUD’s FY      Household’s   40% of        Applicable
      Number   Name         Household     Annual        2012 Low      Adjusted      Household’s   Monthly
                            (e.g., 4      Income        income        Monthly       Adjusted      Rent of
                            person                      Limit for a   Income        Monthly       this Unit
                            household)                  Household                   Income
                                                        this Size
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15

     9. Below is a list of unassisted units occupied by households that did not provide me with
        income information.

      Unit      Household
      Number    Name
1
2
3
4
5
6
7
8
9
10

Source: Legislative text reproduced verbatim
Plain English

PIH Notice 2012-39 establishes a process through which HUD makes up to $10 million in tenant-protection voucher funding available to assist low-income renters in low-vacancy areas who face rent burdens exceeding 40 percent of adjusted monthly income following a mortgage maturity, rental assistance contract expiration, or affordability use agreement expiration. Eligible properties must be located in counties meeting specific vacancy-rate thresholds, and assistance may be provided as either enhanced vouchers or project-based vouchers administered through local public housing agencies. HUD ranks applicants by the date of the triggering event, prioritizing households that have gone longest without affordability protections.

Written by anthropic/claude-sonnet-4.6 · Reviewed on October 7, 2026

Plain English — not legal advice.

For Property Managers

Under PIH Notice 2012-39, property owners who believe their properties qualify submit a written request to the HUD Multifamily Hub or Program Center Director, including documentation of the triggering event, a civil rights compliance certification, and income calculations for each household. Compliant operators notify residents in writing at least 30 days before submitting a request and maintain documentation for households that decline to share income information. Owners should contact a local PHA before applying to understand likely rent levels under enhanced or project-based voucher assistance.

General guidance for property managers — not legal advice for your specific situation. Consult an attorney for advice on your case.

For Tenants

PIH Notice 2012-39 is designed to protect low-income renters in tight rental markets whose housing affordability protections have expired or are expiring, by making housing choice vouchers available to eligible households. Tenants who disagree with an owner's income determination have the right to request that the administering PHA independently calculate their eligibility if the owner's application is selected for funding. Tenants seeking guidance on eligibility or the application process may contact HUD's Housing Voucher Management and Operations Division at (202) 708-0477 or reach out to a local tenant-rights organization.

General guidance for tenants — not legal advice for your specific situation. Consult a tenant-rights organization or attorney for advice on your case.

Generated October 7, 2026 — auto-generated, not yet human-reviewed. See /transparency for methodology.

Effective Timeline

Current
Oct 6, 2026
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Related Rules

§ 574.605
§ 574.605 Applicability of uniform administrative requirements, cost principles, and audit requirements for Federal awards.
§ 574.625
§ 574.625 Conflict of interest.
§ 574.645
§ 574.645 Coastal barriers.

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