HUD PIH Notice § 2022-11
Request for Applications under the Moving to Work Demonstration Program: Asset Building Cohort (HUD PIH Notices)
HUD guidance — not codified law
In Force
Verified 10/14/2026 · Next check 10/21/2026
effective 10/6/2026FederalAffordable Housing ProgramsOperative Text
HUD PIH Notice § 2022-11
Special Attention of: NOTICE PIH 2022-11
Public Housing Agency Directors; Issued: April 26, 2022
Public Housing Hub Office Directors; Expires: This notice remains in
Public Housing Field Office Directors; effect until amended, superseded
Program Center Coordinators; or rescinded
Resident Management Corporations;
Resident Councils
Subject: Request for Applications under the Moving to Work Demonstration Program:
Asset Building Cohort
1) Purpose and Background
This Notice offers eligible public housing agencies (PHAs) the opportunity to apply for
admission to the Moving to Work (MTW) Demonstration Program. MTW allows PHAs to
design and test innovative, locally designed housing and self-sufficiency strategies for low-
income families by permitting PHAs to use assistance received under Sections 8 and 9 of the
United States Housing Act of 1937, as amended, 42 U.S.C. 1437, et seq., (1937 Act) more
flexibly and by allowing certain exemptions from existing public housing and Housing
Choice Voucher (HCV) program rules, as approved by the U.S. Department of Housing and
Urban Development.1
The MTW Demonstration Program was originally authorized by Section 204 of the Omnibus
Consolidated Rescissions and Appropriations Act of 1996, P.L. 104-134; 42 U.S.C. 1437f
note (1996 MTW Statute). Section 239 of the Fiscal Year 2016 Appropriations Act, P.L.
114-113 (2016 MTW Expansion Statute), authorizes HUD to expand the MTW
Demonstration Program by designating an additional 100 PHAs over seven years (here after,
the “MTW Expansion”). The 2016 MTW Expansion Statute provides that PHAs selected as
part of the MTW Expansion must be high performers, meet certain size and Rental
Assistance Demonstration (RAD) requirements, and represent geographic diversity across the
country. All PHAs selected as a part of the MTW Expansion must follow the selection
notice for their applicable cohort. All PHAs selected as a part of the MTW Expansion must
also follow the MTW Operations Notice, which governs the participation of all PHAs in the
MTW Expansion, establishes program structure, details terms and conditions, and provides
1 The MTW Demonstration Program may only provide certain policy changes (flexibilities) related to provisions of the 1937
Act. The MTW Demonstration Program does not provide any waivers to other applicable federal, state, or local laws or
regulations. For examples on types of MTW flexibilities and more information on the MTW Demonstration Program, please
go to: https://www.hud.gov/mtw.
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all available MTW waivers and associated activities.2
This Notice lays out the process by which PHAs with 6,000 or less combined units of public
housing and HCV units will be selected for the fourth cohort of the MTW Expansion, which
will test asset building initiatives (Asset Building Cohort). For purposes of this Notice, Asset
Building Initiatives are defined as activities that encourage the growth of savings accounts
and/or aim to build credit for assisted households. Interested PHAs that meet the eligibility
criteria in Section 5(B) of this Notice may submit an application package to HUD as detailed
in Section 5(C) of this Notice. Eligibility and selection criteria are based on the requirements
of the 1996 MTW Statute, the additional criteria in the 2016 MTW Expansion Statute, and
other indicators that ensure qualified PHAs are selected. These criteria will also allow HUD
to test important policy priorities of interest to the Department and the assisted housing
community.
Section 2 of this Notice provides an overview of the evaluation and selection of PHAs in the
Asset Building Cohort of the MTW Expansion. Section 3 contains information on the
evaluation of the Asset Building Cohort of the MTW Expansion. Section 4 explains the
selection process for the Asset Building Cohort of the MTW Expansion. Section 5 provides
information on eligibility requirements and the application package for the Asset Building
Cohort of the MTW Expansion. Finally, Section 6 gives administrative details and contact
information.
2) Overview of Evaluation and Selection of PHAs in the Asset Building Cohort of the
MTW Expansion
The Asset Building Cohort of the MTW Expansion will evaluate Asset Building Initiatives
and their effect on assisted households in the public housing and HCV programs. This
Notice provides three options under which PHAs may seek to participate in the Asset
Building Cohort of the MTW Expansion. Under the first option, titled the Opt-Out Savings
Account Option, PHAs must deposit a set amount of funds per month into an escrow account
for the benefit of assisted households with the goal of increasing the number of households
that have bank accounts and strengthening household stability through asset building. Under
the second option, titled the Credit Building Option, PHAs must report public housing rent
payments to credit bureaus with the goal of increasing the credit score of assisted households.
Under the third option, titled the PHA-Designed Asset Building Option, PHAs must design a
local asset building program that encourages the growth of savings accounts and/or aims to
build credit for assisted households. More information on each of these options is discussed
in Sections 3(A)-(C) of this Notice.
PHAs seeking MTW designation in the Asset Building Cohort of the MTW Expansion will
submit an MTW Plan and application package to HUD by the due date provided in Section
5(E) of this Notice. Specific elements and requirements of the MTW Plan and application
package are discussed in Section 5(C) of this Notice.
2 The MTW Operations Notice is a Federal Register Notice and may be accessed at: https://www.federalregister.gov/d/2020-
18152.
2
Upon receiving the MTW Plan and application packages from applicant PHAs, HUD will
ensure that the MTW Plan and application packages are eligible and complete according to
Section 5(B) of this Notice. If there are enough MTW Expansion slots available3 for all of
the PHAs that were found to have submitted eligible and complete application packages,
HUD will offer MTW designation under the Asset Building Cohort of the MTW Expansion
to all of those PHAs. If there are more applicant PHAs with complete and eligible
application packages than MTW Expansion slots available, HUD will conduct a lottery of all
eligible and complete MTW Plan and application packages in the affected size category.
Those applicant PHAs selected through the lottery will be offered MTW designation under
the Asset Building Cohort of the MTW Expansion. If a lottery is conducted, the applicant
PHAs not selected through the lottery will not receive MTW designation under the Asset
Building Cohort of the MTW Expansion but may apply for any future opportunities to join
MTW under which they are eligible. All PHAs that submit an MTW Plan and application
package under this Notice will be notified of their status (selected, not selected, not
eligible/no complete application) after selections have been made.
The evaluation of the Asset Building Cohort of the MTW Expansion will be conducted by an
independent research team (also referred to as the evaluator). The research methods this
evaluator will utilize will vary depending on the Asset Building Cohort option selected by the
PHA at the time of application. More details on the evaluation are provided in Section 3 of
this Notice.
3) Asset Building Cohort Options and Evaluation Details
This section provides information on the three options available to PHAs applying to the
Asset Building Cohort of the MTW Expansion. It also details how the effectiveness of Asset
Building Initiatives will be evaluated for this Cohort.
All PHAs that are selected to participate in the Asset Building Cohort of the MTW
Expansion must participate in a “Community of Practice” that will seek to develop ideas and
best practices in furthering the goals of Asset Building Initiatives. It is anticipated that the
time commitment associated with this “Community of Practice” will be no more than two
hours per quarter (or eight hours per year).4
All PHAs that apply to the Asset Building Cohort of the MTW Expansion must choose to
participate in one of the following three options: Opt-Out Savings Account Option, Credit
Building Option, or PHA-Designed Asset Building Option. These options are explained in
greater detail below. The final, actual program design will also depend on technical
feasibility and research considerations determined by HUD.
3 Per the 2016 MTW Expansion Statute and incorporating PHAs already selected to the MTW Expansion, as of the publication
date of this Notice, there are currently 19 slots left in the MTW Expansion for PHAs in the size category with 1,000 or less
public housing and HCV units and 11 slots left in the MTW Expansion for PHAs in the size category with between 1,001 and
6,000 public housing and HCV units. There are no slots remaining in the MTW Expansion for PHAs in the size category with
more than 6,000 public housing and HCV units.
4 Many outstanding policy details regarding the Asset Building Initiatives described in this Notice have not yet been
determined. PHAs selected to participate in the Asset Building Cohort will use the Community of Practice as a resource in
finalizing these policy details for the PHA.
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A. Opt-Out Savings Accounts Option
Under this option, the PHA would create an “opt-out” savings program to deposit a set
amount of funds from HCV Housing Assistance Payment (HAP) or Operating Fund
funding each month into an escrow account for the benefit of an assisted household.
PHAs may also choose to supplement the savings program with other private and/or
public funding sources. After one year, the assisted household would then have access to
these funds.
In implementing the Opt-Out Savings Accounts Option of the Asset Building Cohort,
PHAs must incorporate the following elements into their policy design:
1) Structure: The PHA must contribute a PHA-determined, set amount of funds per
household, per month into an escrow or personal savings account for the benefit of
each assisted household participating in the savings program. The PHA must utilize
the Cohort-Specific Waiver and the associated activities titled “COHORT 5.1 Opt-
Out Savings Account” found at the end of this section in implementing the savings
program.
2) Eligibility: All Section 8 and Section 9 assisted households must be eligible to
participate in the savings program, regardless of elderly and/or disabled status.
3) Implementation Period: The PHA must provide the monthly contributions to assisted
households participating in the savings program for at least 24 consecutive months.
4) Number of Households: The PHA must offer the savings program to at least 25 of its
Section 8 and/or Section 9 assisted households. The PHA may not offer the savings
program to more than 50% of its Section 8 and/or Section 9 assisted households
during the 24-month implementation period without express permission from HUD.
The Asset Building Cohort evaluator may assist the PHA in randomly selecting
assisted households to participate in the savings program as needed.
5) Amount of Savings Contribution:5 The PHA must contribute at least $10 per month
for the benefit of each assisted household participating in the savings program. The
PHA must not contribute more per month for the benefit of each assisted household
participating in the savings program than the applicable fair market rent of the unit in
which they reside.6 This amount must be the same for each assisted household
participating in the savings program.
6) Access to Banking: The PHA must develop and implement a strategy to connect
assisted households participating in the savings program with banking resources in
the community. Banking resources should seek to maximize access to banking and
minimize fees and other risks to the financial position of assisted households. This
5 Any amount of HUD funds provided to households under this option must meet the reasonable cost requirements of 2 CFR
200.404.
6 PHAs may supplement the amount of HUD funds provided to households with philanthropic and non-federal funding sources
above the ceiling provided here.
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strategy could be developed internally at the PHA or in conjunction with a partner
organization. Assisted households participating in the savings program must have or
obtain a bank account in order to receive funds from the savings program.
7) Access to Funds by Assisted Households: The PHA must let the funds accumulate in
the escrow account for one year or until the account has reached a balance of $120
before the assisted household may access them. The PHA may establish guidelines
where assisted households can receive funds for an urgent need before the account
has reached a balance of $120. The PHA may not place restrictions on how the funds
are utilized by the assisted household after the account has reached a balance of $120.
The Cohort-Specific Waiver and associated activities for the Opt-Out Savings Account
Option are:
COHORT 5.1 Opt-Out Savings Account: Normally, a household must opt-in under a
contract of participation in a Family Self-Sufficiency (FSS) program to receive funds
from the PHA through an escrow account. This MTW waiver and associated activities
does not require participation in a traditional FSS program by the PHA or the household,
eliminates the FSS contract of participation and other requirements, and allows the PHA
to contribute funds to assisted households with the goal of increasing savings. A PHA
may, but is not required to, operate an FSS program or other self-sufficiency program in
conjunction with this waiver and associated activities.
COHORT 5.1. Opt-Out Savings Account
The agency is authorized to provide funds to assisted households with the goal of
increasing savings of assisted households.
COHORT 5.1.a.,COHORT 5.1.b. Opt-Out Savings Accounts
Activity COHORT 5.1.a. Opt-Out COHORT 5.1.b. Opt-Out Savings
Savings Accounts (PH) - The Accounts (HCV) - The agency is
agency is authorized to provide authorized to provide funds to
funds to assisted households with assisted households with the goal of
the goal of increasing savings of increasing savings of assisted
assisted households. households.
Funds shall be provided in Funds shall be provided in the
the form of a savings account form of a savings account that
that will accrue for at least will accrue for at least one year
one year or until the account or until the account reaches
reaches $120; $120;
No contract of participation No contract of participation will
will be required; be required;
Households do not need to Households do not need to meet
meet eligibility requirements eligibility requirements in the
in the FSS statute; FSS statute;
All public housing assisted All HCV assisted households
households must be eligible must be eligible to participate in
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to participate in the savings the savings program, regardless
program, regardless of of elderly and/or disabled status;
elderly and/or disabled status; and
and The amounts of contributions are
The amounts of contributions not tied to income and
are not tied to income and contributions will be made
contributions will be made whether or not there is a
whether or not there is a corresponding increase in
corresponding increase in participant contribution.
tenant rent.
Statutes Opt-Out Savings Accounts (PH & HCV) - Certain provisions of
and sections 23(b)-(f), and (n)(1) of the 1937 Act and 24 CFR 984.101-105,
Regulations 984.201-204, 984.301-306 and 984.401.
Waived
Safe Harbor(s) COHORT 5.1.a and COHORT 5.1.b
i. The PHA must continue to follow all requirements of 2 CFR part 200.
ii. 24 CFR 984.305(a) on accounting and reporting must be retained.
iii. The PHA must contribute at least $10 per month for the benefit of each
assisted household participating in the savings program.
iv. The PHA must not contribute more per month for the benefit of each assisted
household participating in the savings program than the applicable fair market
rent of the unit in which they reside.
v. The PHA must provide an opportunity for households to opt-out of this
activity.
B. Credit Building Option
Under this option, the PHA would report the public housing rent payments of public
housing households that enroll in the program through an informed consent process to
one or more credit bureaus with the goal of building credit for those households.
In implementing the Credit Building Option of the Asset Building Cohort, PHAs must
incorporate the following elements into their policy design:
1) Structure: The PHA would offer the opportunity to participate in the credit building
program to a set number of public housing households. The households would then
enroll through an informed consent process in the credit building program or decide
not to participate in the credit building program. The PHA must seek to report all
public housing rent payments (on-time, late, and missed) for the public housing
households participating in the credit building program to one or more credit bureaus
at regular intervals. Rent reporting should be in accord with standard practices that
protect consumers, such as not reporting unpaid balances that are small. During the
informed consent process, the PHA must explain potential risks and benefits of
participating in the credit building program. After deciding to participate in this
credit building program, the household may contact the PHA and withdraw their
participation at any time.
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2) Eligibility: All Section 9 assisted households must be eligible to participate in the
credit building program, regardless of elderly and/or disabled status.
3.) Implementation Period: The PHA must implement the overall credit building
program by providing data itself or through a third-party entity to credit bureaus on
public housing rent payments made by public housing households participating in the
credit building program for at least 24 consecutive months. There is no
implementation or participation time requirement per household.
4.) Number of Households: The PHA must offer the credit building program to at least 25
of its public housing households. The PHA may not offer the credit building program
to more than 50% of its public housing assisted households during the 24-month
implementation period without express permission from HUD. The Asset Building
Cohort evaluator may assist the PHA in randomly selecting the public housing
households to offer participation in the credit building program as needed.
C. PHA-Designed Asset Building Option
As stated earlier, for purposes of this Notice, Asset Building Initiatives are defined as
activities that encourage the growth of savings accounts and/or aim to build credit for
assisted households. Under this option, the PHA would design a local asset building
program to further one, or both, of these goals. PHAs should tie the PHA-Designed
Asset Building Option to one or more of the following: activities requiring MTW
statutory or regulatory flexibility, MTW funding flexibility, and/or building credit.
If a PHA seeks to implement both the Opt-Out Savings Account Option described in
Section 3(A) of this Notice and the Credit Building Option described in Section 3(B) of
this Notice, it should apply under this PHA-Designed Asset Building Option.
Inclusion of a program or initiative in the MTW Plan and application package does not
constitute approval of the program or initiative. If selected and designated as an MTW
PHA, the PHA must pursue approval of all programs and initiatives through the MTW
Supplement and all processes described in the MTW Operations Notice. This includes
the approval of the waivers and associated activities in Appendix I of the MTW
Operations Notice and the approval of any Agency-Specific Waivers and/or Cohort-
Specific Waivers.
D. Evaluation of the Asset Building Cohort of the MTW Expansion
HUD will contract with an outside evaluator to conduct evaluations at each participating
PHA. PHAs will be required to assist evaluators by providing information and
facilitating access to participating households, but PHAs will not be responsible for
evaluating Asset Building Initiatives. HUD anticipates that PHA engagement in the
evaluation of its Asset Building Initiatives will not be burdensome.
HUD anticipates that the evaluation of Asset Building Initiatives will begin
approximately six months after PHAs are selected for the Asset Building Cohort with the
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collection of baseline data from participating households. The term of evaluation will be
five years from the collection of baseline data.
HUD anticipates that the goals of the evaluation will be to document the implementation
of the Asset Building Initiatives, understand perspectives and experiences of assisted
households with these initiatives, and determine the impacts of the initiatives on outcome
measures such as amount of savings, uses of accumulated savings, credit scores and other
measures obtainable from credit reports, assessments of households’ financial well-being,
and participants’ understanding of banking and credit.
E. Restrictions for PHAs Participating in the Asset Building Cohort of the MTW
Expansion
Participation in the Asset Building Cohort of the MTW Expansion may affect an MTW
PHA’s participation in RAD. A PHA selected under the Asset Building Cohort of the
MTW Expansion may not pursue a full RAD conversion to Project-Based Rental
Assistance (PBRA) for the evaluation period. A RAD conversion to project-based
vouchers (PBVs) would be allowed.
There are no other restrictions on the types of MTW waivers and associated activities that
a PHA selected under the Asset Building Cohort of the MTW Expansion may pursue.
All flexibilities and MTW waivers and associated activities available in the MTW
Operations Notice are available to PHAs designated under this Cohort. PHAs in the
Asset Building Cohort of the MTW Expansion must also follow all rules and approval
processes contained in the MTW Operations Notice.
4) Selection Process for the Asset Building Cohort of the MTW Expansion
All PHAs that are interested in implementing one of the three options detailed in Section
3(A), 3(B) or 3(C) of this Notice and that meet the eligibility requirements outlined in
Section 5(B) of this Notice by the submission deadline in Section 5(E) of this Notice, are
invited to submit an MTW Plan and application package, which consists of the materials
detailed in Section 5(C) of this Notice. HUD will select PHAs to participate in the Asset
Building Cohort to the extent slots are available in the MTW Expansion (see footnote 3 on
page 3 of this Notice). If more eligible and complete MTW application packages are
received than slots available, HUD will conduct a lottery in the affected size category to fill
the remaining slots in the MTW Expansion.
PHAs that have not applied to prior cohorts of the MTW Expansion, or that applied to prior
cohorts of the MTW Expansion and were found not to be eligible for that cohort by HUD,
will have eligibility assessed according to the full criteria in Section 5(B) of this Notice as
described above.
PHAs that applied to prior cohorts of the MTW Expansion and were found to be eligible for
that cohort by HUD are eligible for the Asset Building Cohort of the MTW Expansion if they
are not troubled in either the Public Housing Assessment System (PHAS) or the Section
Eight Management Assessment Program (SEMAP) as of the submission deadline in Section
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5(E) of this Notice.
PHAs interested in the Asset Building Cohort of the MTW Expansion must submit an MTW
Plan and application package to HUD under this Notice by the submission deadline in
Section 5(E) of this Notice. HUD will then screen each MTW Plan and application package
received to verify eligibility according to the requirements in Section 5(B) of this Notice.
HUD will next assess all eligible MTW Plan and application packages for completeness
under the elements in 5(B) of this Notice. If there is a question as to the MTW Plan and
application package’s eligibility and/or completeness, the PHA may have the opportunity to
cure the deficiency. Deficiencies will be addressed according to Section 5(D) of this Notice.
After the opportunity to cure deficiencies has passed, HUD will select PHAs among the
eligible and complete MTW Plan and application packages to participate in the Asset
Building Cohort. Those MTW Plan and application packages that were found to be not
eligible and/or not complete will not be selected.
Following the review and selection process, HUD will notify the selected applicant PHAs via
email of their selection in the Asset Building Cohort of the MTW Expansion. HUD will also
notify those applicant PHAs not selected and those that were found to be not eligible and/or
to not have completed the MTW Plan and application packages at that time. After HUD has
made selections, if a selected applicant PHA declines to participate in the Asset Building
Cohort of the MTW Expansion, HUD may randomly select another eligible and complete
MTW Plan and application package (and the associated applicant PHA) as available.
Selection does not constitute formal entry into the MTW Demonstration Program. Selected
PHAs may not flexibly use Section 8 and Section 9 funding or invoke any MTW flexibility
before formal entry into the MTW Demonstration Program. This will not occur until an
MTW Amendment to the Annual Contributions Contract (ACC)7 detailing MTW
participation is executed by both HUD and the PHA and any other requirements of the MTW
Operations Notice are met.
Non-selection under the Asset Building Cohort will not preclude PHAs from seeking MTW
designation at a future opportunity, provided the PHA is eligible under the terms of selection
for that future opportunity.
Depending on the number of MTW Plan and application packages received, the size of the
PHAs, the geographic regions represented, and prevalence of RAD participation, HUD may
adjust the potential lottery procedures to account for these requirements of the 2016 MTW
Expansion Statute. HUD will consider the location of current MTW PHAs in assessing
geographic diversity. HUD may also consider the number of PHAs applying to participate
under each of the three options described in Sections 3(A)-3(C) of this Notice in structuring
potential lottery procedures.
5) Submission of MTW Plan and Application Package for the Asset Building Cohort of the
MTW Expansion
7 The MTW Amendment to the ACC is available in the “Forms” section of the MTW Expansion website at:
https://www.hud.gov/program_offices/public_indian_housing/programs/ph/mtw/expansion.
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A. MTW Plan and Application Package Submission Format Overview
The MTW Plan and application package for the Asset Building Cohort of the MTW
Expansion consists of the following:
i. PART I - MTW Plan and Asset Building Initiatives Information (according to Section
5(C)(ii) of this Notice); and
ii. PART II - Appendices 1-4 (according to Section 5(C)(iii) of this Notice).
B. Eligibility and Completeness Requirements for the Asset Building Cohort of the
MTW Expansion
By the submission deadline in Section 5(E) of this Notice, PHAs must meet all the
eligibility and completeness requirements included in this section. All eligibility and
completeness requirements will be verified as of that date. All eligibility requirements
will be verified by HUD systems. All completeness requirements will be demonstrated
by items in the MTW Plan and application package submitted by the PHA. The sources
used to verify the eligibility and completeness requirements are given below.
Applicant PHAs that fail to meet the eligibility requirements listed here will be deemed
not eligible. MTW Plan and application packages from non-eligible applicants will not
be selected for designation under this Cohort or placed into any potential lottery. MTW
Plan and application packages that fail to meet the completeness requirements listed here
will also not be selected for designation under this Cohort or placed into the lottery.
Opportunities to cure deficiencies in eligibility and/or completeness may be available
according to the terms in Section 5(D) of this Notice.
i. Eligibility and Completeness Requirements8
a) List of Statutory Eligibility Requirements
HUD will verify the following eligibility requirements through HUD systems as
of the submission deadline in 5(E) of this Notice:
(1) Administration of no more than 6,000 aggregate public housing and/or HCV
units as verified by HUD;9
(2) Designation as a High Performer under the PHAS or Designation as a High
Performer under SEMAP as verified by HUD; and
(3) The applicant is a PHA.
8 PHAs that applied to the prior cohorts of the MTW Expansion and were found to be eligible for that cohort by HUD are
eligible for the Asset Building Cohort of the MTW Expansion if they are not troubled in either PHAS or SEMAP as of the
submission deadline in Section 5(E) of this Notice. Additional verification of the statutory and additional eligibility
requirements will not be conducted for these PHAs. There will be verification of the completeness requirements for these
PHAs.
9 All authorized public housing and HCV units will be counted towards the aggregate amount, including any special purpose
vouchers.
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b) List of Additional Eligibility Requirements10
HUD will verify the following eligibility requirements through HUD systems as
of the submission deadline in 5(E) of this Notice:
(1) The PHA is not “troubled” under either PHAS or SEMAP (as applicable to
the PHA’s inventory);
(2) The applicant did not accept formal designation as an MTW PHA in another
cohort of the MTW Expansion;
(3) The PHA has a reporting rate in IMS/PIC of at least 90% of households in
both the public housing and HCV programs (as applicable to the PHA’s
inventory);
(4) If the PHA administers an HCV program, the PHA is up to date on all
required submissions into the Voucher Management System (VMS);
(5) The PHA submitted all required submissions for the preceding three fiscal
years into the Financial Assessment Sub-System (FASS-PH), Financial Data
Schedule (FDS);
(6) The PHA submitted its most recent PHA Plan that was due to HUD;
(7) There are no unaddressed findings from Inspector General audits,
Independent Public Accountant (IPA) audits, Tier I or II reviews, litigation
with HUD, or any other on-site or remote reviews for the PHA. The PHA
has resolved outstanding nondiscrimination or equal opportunity charges,
cause determinations, lawsuits, or letters of finding in accordance with
Section 5(B)(i)(d) of this Notice. The PHA is not currently the subject of any
unresolved Departmental challenge to the validity of the PHA’s civil rights
certification under 24 CFR 903.7(o) and 903.15;
(8) If the PHA administers a public housing program, the PHA complied with
obligation and expenditure deadlines of Capital Fund Program (CFP) grants
in accordance with the requirements of Section 9(j) of the 1937 Act for the
past three years; and
(9) If an outstanding repayment agreement with HUD is in place, the PHA has
made payments according to that agreement or has come into compliance
with the agreement.
c) List of Completeness Requirements
HUD will verify the following completeness requirements from the MTW Plan
and application package as submitted by the deadline in Section 5(E) of this
Notice:
(1) The PHA submitted an MTW Plan and application package consisting of the
MTW Plan, Asset Building Initiatives Information, and applicable
appendices;
10 In assessing eligibility, HUD will take into consideration any HUD-provided flexibility granted to the PHA
associated with emergency or disaster relief.
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(2) The PHA chose to implement one of the three options detailed in Section
3(A), 3(B) or 3(C) of this Notice;
(3) The PHA submitted a Board Resolution signed by the Board of
Commissioners (or equivalent governing body) that: approves the PHA’s
desire to obtain MTW designation under the Asset Building Cohort of the
MTW Expansion; states the intention to comply with the MTW objectives,
MTW statutory requirements, and the MTW Operations Notice; confirms
that the PHA met the public process requirements in Section 5(C)(i)(c) of this
Notice; and states the commitment to implement the Asset Building Cohort
option discussed in the MTW Plan and application package; and
(4) The PHA met the public process requirements explained in Section 5(C)(i)(c)
of this Notice.
d) Non-Eligible Applicants
An application submitted by multiple PHAs or from a consortium of PHAs will
not be considered, nor will an application from individuals or other non-PHA
entities.
Outstanding civil rights matters must be resolved before the submission deadline
in Section 5(E) of this Notice. Interested PHAs who after review are confirmed to
have civil rights matters unresolved at the submission deadline date will be
determined ineligible, and the MTW Plan and application package will receive no
further review. Interested PHAs having any of the charges, cause determinations,
lawsuits, or letters of findings referenced immediately below that have not been
resolved to HUD’s Office of Fair Housing and Equal Opportunity’s satisfaction
by the submission deadline in Section 5(E) of this Notice are ineligible. Such
matters include:
Charges from HUD concerning a systemic violation of the Fair Housing Act
or receipt of a cause determination from a substantially equivalent state or
local fair housing agency concerning a systemic violation of a substantially
equivalent state or local fair housing law proscribing discrimination because
of race, color, religion, sex, national origin, disability or familial status;
Status as a defendant in a Fair Housing Act lawsuit filed by the Department of
Justice alleging a pattern or practice of discrimination or denial of rights to a
group of persons raising an issue of general public importance pursuant to 42
U.S.C. 3614(a);
Status as a defendant in any other lawsuit filed or joined by the Department of
Justice alleging a pattern or practice or systemic violation of Title VI of the
Civil Rights Act of 1964, Section 504 of the Rehabilitation Act of 1973,
Section 109 of the Housing and Community Development Act of 1974, Title
II of the Americans with Disabilities Act, or a claim under the False Claims
Act related to fair housing, non-discrimination, or civil rights generally
including an alleged failure to affirmatively further fair housing;
Receipt of a letter of findings identifying systemic non-compliance with Title
12
VI of the Civil Rights Act of 1964, Section 504 of the Rehabilitation Act of
1973, Section 109 of the Housing and Community Development Act of 1974;
or Title II of the Americans with Disabilities Act; or
Receipt of a cause determination from a substantially equivalent state or local
fair housing agency concerning a systemic violation of provisions of a state or
local law prohibiting discrimination in housing based on sexual orientation,
gender identity, or lawful source of income.
HUD will determine if actions to resolve the charge, cause determination, lawsuit,
or letter of findings taken before the submission deadline in Section 5(E) of this
Notice are sufficient to resolve the matter. Examples of actions that may be
considered sufficient to resolve the matter include, but are not limited to:
Current compliance with a voluntary compliance agreement signed by all the
parties;
Current compliance with a HUD-approved conciliation agreement signed by
all the parties;
Current compliance with a conciliation agreement signed by all the parties and
approved by the state governmental or local administrative agency with
jurisdiction over the matter;
Current compliance with a consent order or consent decree;
Current compliance with a final judicial ruling or administrative ruling or
decision; or
Dismissal of charges.
C. MTW Plan and Application Package and Submission Format
PHAs that meet the eligibility criteria in Section 5(B) of this Notice must submit an
MTW Plan and application package as described in this section by the submission
deadline in Section 5(E) of this Notice.
i. MTW Plan and Application Package - Application Contents and Organization
a) Electronic Submission Requirement
The Asset Building Cohort MTW Plan and application package consisting of the
MTW Plan, Asset Building Initiatives Information, and appendices must be
submitted electronically as a converted PDF or as a Microsoft Word document
(1997 version or higher) to Marianne Nazzaro; Director, Moving to Work
Demonstration Program; e-mail: MTWAssetBuilding@hud.gov. The submittal e-
mail should be titled “MTW Expansion Asset Building Cohort - Application
Package” and should include the name and number of the PHA and relevant
contact information in the body of the email.
The addressee that transmitted the Asset Building Cohort MTW Plan and
application package will be considered the main point of contact for the PHA and
13
will receive an email confirming receipt within 72 hours of submission. That
main point of contact for the PHA will also receive any other correspondence
related to the PHA’s Asset Building Cohort application. If at any time that main
point of contact for the PHA should be updated, the new main point of contact
must send an email request to that effect to: MTWAssetBuilding@hud.gov. A
PHA may only have one main point of contact at a time.
b) Instructions on Page Counts for the MTW Plan and Application Package
The Asset Building Cohort MTW Plan and application package will consist of
two parts. The first part will include the MTW Plan and Asset Building
Initiatives Information. The MTW Plan will consist of narrative information
responding to Section 5(C)(ii)(a) of this Notice. The Asset Building Initiatives
Information will consist of information responding to Section 5(C)(ii)(b) of this
Notice. All pages should be numbered in this first part of the MTW Plan and
application package. The second part of the MTW Plan and application package
will include appendices and other supporting documentation responding to
Section 5(C)(iii) of this Notice. Pages should be numbered only in Appendix 4 of
this second part of the MTW Plan and application package.
The first part of the MTW Plan and application package containing the MTW
Plan and the Asset Building Initiatives Information must contain page numbers
and is suggested to be no more than 15 pages in length (it is suggested that PHAs
allot 10 pages for the MTW Plan and five pages for the Asset Building Initiatives
Information).
The second part of the MTW Plan and application package containing the
appendices consists mainly of certifications and forms that must be submitted as
provided in this Notice or as published by HUD. There are no suggested page
limits associated with Appendices 1-3 described below. Appendix 4 must contain
page numbers and is suggested to be no more than 10 pages. There is no
prescribed format for the pages in Appendix 4 as they may be letters of support,
meeting materials, sign-in sheets, resumes, etc.
c) Public Process Requirements
The Asset Building Cohort MTW Plan and application package must undergo a
public process period, elements of which include all of the following:11
11 All notices and communications must be provided, and all hearings whether in person, virtual or via telephone must be
conducted, in a manner that ensures effective communication with persons with hearing, visual, and other communication-
related disabilities consistent with Section 504 of the Rehabilitation Act and HUD's Section 504 regulation, and Titles II or III
of the ADA and implementing regulations. Recipients must provide appropriate auxiliary aids and services necessary to
ensure effective communication, which includes ensuring that information is provided in appropriate accessible formats as
needed, e.g., Braille, audio, large type, assistive listening devices, and sign language interpreters, accessible websites and
other electronic communications (See 24 C.F.R. 8.6; 28 C.F.R. 35.160, 36.303).
Under Title VI of the Civil Rights Act of 1964, PHAs are required to provide individuals with limited English proficiency
(LEP) with meaningful access to their programs and services. Providing "meaningful access" will generally involve some
combination of services for oral interpretation and written translation of vital documents.
14
The PHA must publish a notice that a hearing will be held on the full MTW
Plan and application package. The draft MTW Plan and Asset Building
Initiatives Information must be available for public inspection for at least 30
days before submission of the MTW Plan and application package to HUD.
The PHA must conduct a public hearing to discuss the MTW Plan and Asset
Building Initiatives Information and invite public comment.
The PHA’s Board of Commissioners (or equivalent governing body) must
approve the MTW Plan and application package by resolution no less than 15
days after that public hearing. This resolution must contain: confirmation of
the PHA’s desire to obtain MTW designation under the Asset Building Cohort
of the MTW Expansion; a statement of the intention to comply with the MTW
objectives, the MTW statutory requirements and the MTW Operations Notice;
confirmation that the PHA met the public process requirements in this section
of this Notice; and a statement of the commitment to implement the Asset
Building Cohort option discussed in the MTW Plan and application package.
d) MTW Plan and Application Package Table of Contents
All MTW Plan and application packages for the Asset Building Cohort of the
MTW Expansion must be submitted with a table of contents arranged in the
following order:
PART I (suggested to be no more than 15 pages and including page
numbers).
MTW Plan (suggested to be no more than 10 pages) – this is a narrative
section that responds to Section 5(C)(ii)(a) of this Notice.
Asset Building Initiatives Information (suggested to be no more than five
pages) – this is a narrative section that responds to Section 5(C)(ii)(b) of this
Notice.
PART II (no page limit or page numbers necessary for Appendices 1-3.
Appendix 4 suggested to contain no more than 10 pages and includes page
numbers).
Appendix 1: Moving to Work Certifications of Compliance – this must be
signed and submitted as described in Section 5(C)(iii)(a) and Attachment I of
this Notice.
Appendix 2: Public Process Documentation – this must be completed and
submitted as described in Sections 5(C)(i)(c) and 5(C)(iii)(b) of this Notice.
Appendix 3: Required Standard Forms – this must include the completed
forms described in Section 5(C)(iii)(c) of this Notice.
Appendix 4: Other Supporting Documentation – the PHA may provide
supporting documentation as described in Section 5(C)(iii)(d) of this Notice.
ii. PART I - MTW Plan and Asset Building Initiatives Information
15
This section provides narrative information on the scope and quality of the PHA’s
planning for its proposed local MTW program and Asset Building Initiatives. This
section should be no more than a total of 15 pages.
a) MTW Plan (suggested to be no more than 10 pages)
(1) Vision for PHA’s Local MTW Program
Provide the PHA’s overall vision for its local MTW program and the unique
challenges and opportunities that participation in the MTW Demonstration
Program would bring. The vision should be described as it relates to the three
statutory objectives of the MTW Demonstration Program – cost effectiveness,
self-sufficiency and housing choice. Provide an explanation of the reason(s) why
the PHA wants to participate in the MTW Demonstration Program.
Provide a description of the experience and skills of the PHA personnel with
primary responsibility for the administration of the local MTW program.
Provide a statement of fair housing and other civil rights goals, strategies, and
specific actions. This subsection parallels the fair housing statement in the PHA
Plan template that corresponds to the type of PHA. The statement supports the
PHA’s civil rights certification in its efforts to comply with 24 CFR 5.151,
903.7(o), and 903.15.
(2) Plan for Future Community/Resident Engagement
Discuss how the PHA plans to continue to engage assisted households in its low-
income and affordable housing programs, as well as the broader community and
stakeholders, in the implementation and development of its local MTW program.
Describe any planned engagement efforts with the local community, including
any outreach to racial and ethnic minorities, persons with limited English
proficiency, persons with disabilities, families with children and groups
representing such persons.
(3) PHA Operating and Inventory Information
Narratively provide a general description of the PHA’s current public housing and
HCV program units and the households that it serves. Discuss any major changes
the PHA anticipates to the demographics of the households it serves. Discuss any
major plans the PHA has for its housing stock as a result of its participation in the
MTW Demonstration Program. Discuss challenges that the PHA faces in
occupying public housing units, leasing HCV units and/or serving the special
needs of specific populations.
Provide any specific examples of how the PHA has demonstrated innovation and
creativity within its current program (including grants received, participation in
other HUD programs, etc.)
16
(4) Plan for Local MTW Program
Describe what types of initiatives the PHA seeks to implement in its local MTW
program and why. It is not necessary that the PHA put forth discrete activities but
should discuss how the PHA seeks to utilize MTW flexibility in its community to
address local needs. This discussion should be organized under the three statutory
objectives of the MTW Demonstration Program, including: Cost Effectiveness,
Self-Sufficiency, and Housing Choice.
(5) Proposed Use of MTW Funds
The PHA shall request authority to use public housing and HCV funds flexibly in
this section.12 Then, list or describe the PHA’s proposed uses of MTW Funds.
Describe how/if the PHA plans to use funds in a flexible manner across the
traditional Section 8 and Section 9 programs.
(6) Evidence of Significant Partnerships
Discuss any significant partnerships between the PHA and other public agencies,
city/state/local governments, private nonprofits and/or for-profit entities
(particularly local welfare offices and local providers of job training, financial
empowerment, and related services). The PHA should clearly explain how such
partnerships will help to achieve the vision of the PHA’s local MTW program.
Discuss how the PHA intends to leverage funding and/or other in-kind resources
in the implementation of its local MTW program.
b) Asset Building Initiatives Information (suggested to be no more than five pages)
(1) Assessment of Existing Asset Building Programs
Provide an assessment of past and existing efforts of the PHA on asset building
for assisted households, including efforts that encourage the growth of savings
accounts and/or aim to build credit for assisted households. This assessment
should include a discussion of any current or past participation in HUD’s FSS or
other self-sufficiency programs, any PHA resources related to asset building
education, and any partnerships with local organizations related to asset building
and/or asset building education.
(2) Choice of Asset Building Initiatives Option
Identify one of the three options detailed in Section 3(A), 3(B) or 3(C) of this
Notice that the PHA will implement if selected for the Asset Building Cohort of
the MTW Expansion. The PHA must explain why it chose this option.
(3) Information Specific to Asset Building Initiatives Option Chosen by PHA
12 Per the 1996 MTW Statute, applicant PHAs must request the authority to use public housing and HCV funds flexibly in the
MTW Plan and application package.
17
The PHA should only provide information under this item that is applicable to the
Asset Building Initiative Option that was chosen.
If the PHA chose the Opt-Out Savings Account Option in Section 3(A) of this
Notice:
State the goal of implementing the savings program and the anticipated
benefits of the savings program for assisted households.
In the table below, identify the number of assisted households that the PHA
anticipates will participate in the savings program and the amount of savings
that will be contributed per household, per month.13 These numbers must
meet the thresholds and boundaries set in Section 3(A) of this Notice.
(A) Anticipated Number of Assisted Households Participating in
Savings Program
(must be at least 25 households)
(B) Anticipated Percentage of Assisted Households Participating in
Savings Program
(must be no more than 50% of total Assisted households)
(C) Anticipated Amount of Savings Contributed Per Household Per
Month
(must be at least $10 per household, per month)
Total PHA Investment Per Month
(A) x (C)
Total Anticipated PHA Investment Per Year
((A) x (C)) x 12 months
Total Anticipated PHA Investment for Life of Program
((A) x (C)) x 24 months
Discuss if and how implementing the savings program will impact the PHA’s
overall budget. If the total costs of the savings program to the PHA are
projected to exceed 5% of the PHA’s overall budget, please state this and
explain how the PHA will continue to meet utilization and occupancy goals.
Discuss whether the PHA plans to seek funding or other resources from any
other public or private sources to support the savings program.
13 For example, if an applicant PHA with 200 assisted households anticipated that 50 assisted households would participate in
the savings program with an anticipated amount of $15 per month, per household, the table the PHA submitted would read as
follows:
(A) Anticipated Number of Assisted Households Participating in Savings Program
50
(must be at least 25 households)
(B) Anticipated Percentage of Assisted Households Participating in Savings Program
25%
(must be no more than 50% of total Assisted households)
(C) Anticipated Amount of Savings Contributed Per Household Per Month
$15
(must be at least $10 per household, per month)
Total PHA Investment Per Month
$750
(A) x (C)
Total Anticipated PHA Investment Per Year
$9,000
((A) x (C)) x 12 months
Total Anticipated PHA Investment for Life of Program
$18,000
((A) x (C)) x 24 months
18
Discuss preliminary ideas on how the PHA strategy to increase assisted
households’ access to banking resources would be structured.
If the PHA chose the Credit Building Option in Section 3(B) of this Notice:
State the goal of implementing the credit building program and the anticipated
benefits of the credit building program for assisted households.
Identify the percentage and number of public housing households to which the
PHA anticipates it will offer participation in the credit building program. This
number must meet the threshold set in Section 3(B) of this Notice.
Discuss preliminary ideas on how the PHA would implement credit reporting
of public housing rent payments on its own or with a partner organization.
Discuss if and how implementing the credit building program will impact the
PHA’s overall budget. Discuss whether the PHA plans to seek funding or
other resources from any other public or private sources to support the credit
building program.
If the PHA chose the PHA-Designed Asset Building Option in Section 3(C) of
this Notice
Describe the asset building program envisioned by the PHA. State the goal of
this program and the anticipated benefits of the program for assisted
households. If the PHA utilized any evaluations or existing demonstrations to
develop its policy, please include a description of these.
State whether the primary program goal is to encourage the growth of savings
accounts or to build credit for assisted households.
Discuss the elements of the PHA’s program that will encourage the growth of
savings accounts and/or aim to build credit for assisted households.
Distinguish between the elements that will require MTW statutory or
regulatory flexibility, MTW funding flexibility and/or that are tied to building
credit. The PHA should also distinguish related or adjacent elements that will
not require MTW flexibility.
Identify the percentage and number of assisted households that the PHA
anticipates will be affected by the PHA’s program.
Discuss if and how implementing the PHA’s program will impact the PHA’s
overall budget. Discuss whether the PHA plans to seek funding or other
resources from any other public or private sources to support the PHA’s
program.
19
iii. PART II - Appendices
a) Appendix 1: Moving to Work Certifications of Compliance (Attachment I of this
Notice)
The PHA must provide a certification that the MTW Plan and application package
is consistent with the “Moving to Work Certifications of Compliance.” A
certification sheet for this purpose is provided in Attachment I of this Notice.
b) Appendix 2: Public Process Documentation
The PHA must provide documentation that the elements of the public process
described in Section 5(C)(i)(c) of this Notice were met. There is no prescribed
format or page limit for this appendix, but materials must include:
The public notice advertising the public hearing;
Evidence that the public hearing was held (items could include minutes, sign-
in sheet, etc.); and
A resolution signed by the Board of Commissioners (or equivalent governing
body) adopting the MTW Plan and application package and the certifications
contained therein. This resolution must contain: confirmation of the PHA’s
desire to obtain MTW designation under the fourth cohort of the MTW
Expansion; a statement of the intention to comply with the MTW objectives,
the MTW statutory requirements and the MTW Operations Notice;
confirmation that the PHA met the public process requirements in Section
5(C)(i)(c) of this Notice; and a statement of the commitment to implement the
Asset Building Cohort option proposed in the MTW Plan and application
package.
c) Appendix 3: Required Standard Forms
The PHA must provide completed versions of the:
Certification of Consistency with the Consolidated Plan (form HUD-2991);
Certification of Payments (form HUD-50071); and
Disclosure of Lobbying Activities (SF-LLL) if applicable.
Blank copies of these Standard Forms may be accessed on the fourth cohort
website at: https://www.hud.gov/mtw.
d) Appendix 4: Other Supporting Documentation
The PHA may elect to provide other materials such as letters of support,
community meeting materials, resumes, memorandums of understanding, etc. to
substantiate and reinforce narrative information provided in the MTW Plan and
application package. Pages in this appendix must be numbered and length is
suggested to be limited to 10 pages.
20
D. Corrections to Deficient Applications
HUD will uniformly notify each applicant of any curable deficiency by email, give
instructions for how to address the curable deficiency, and give a date by which the PHA
must respond to the curable deficiency. Failure to respond according to the instructions
and deadline may result in the PHA failing to meet the requirements of this Notice.
E. Application Submission Deadline
MTW Plan and application packages in response to this Notice must be received by:
11:59 pm Eastern Daylight Time (EDT) on JULY 28, 2022.
6) Administrative and Contact Information
A. Paperwork Reduction Act
The information collection requirements contained in this document are approved by the
Office of Management and Budget (OMB) under the Paperwork Reduction Act of 1995
(44 U.S C. 2501-3520). The OMB control number is 2577-0216. In accordance with the
Paperwork Reduction Act, HUD may not conduct or sponsor, and a person is not required
to respond to, a collection of information unless the collection displays a currently valid
OMB control number.
B. Additional Resources
PHAs interested in applying for the Asset Building Cohort of the MTW Expansion will
find resources available in compiling the application package at:
https://www.hud.gov/mtw. On this webpage, HUD will post this Notice, links to the
standard forms listed in Section 5(C)(iii)(c) of this Notice, Frequently Asked Questions
and other resources.
C. Contact Information
For further information, contact: Marianne Nazzaro; Director, Moving to Work
Demonstration Program; e-mail: MTWAssetBuilding@hud.gov, or visit the MTW
Demonstration Program website at: https://www.hud.gov/mtw.
______________/ s /___________________
Dominique Blom
General Deputy Assistant Secretary
for Public and Indian Housing
21
ATTACHMENT I
Moving to Work Certifications of Compliance
CERTIFICATIONS OF COMPLIANCE
U.S. DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT
OFFICE OF PUBLIC AND INDIAN HOUSING
Certifications of Compliance with HUD and Federal Requirements and Regulations:
Board Resolution to Accompany Application to the Moving to Work Demonstration Program
Acting on behalf of the Board of Commissioners of the applicant public housing agency (PHA) listed below, as its
Chairperson or other authorized PHA official if there is no Board of Commissioners, I approve the submission of
the application to the Moving to Work (MTW) Demonstration Program for the PHA and make the following
certifications and agreements with the Department of Housing and Urban Development (HUD) in connection
with the submission of the application and implementation thereof:
(1) The PHA will adhere to the MTW Operations Notice or successor notice and all requirements therein.
(2) The PHA will adhere to HUD guidance in the MTW Operations Notice or successor notice in continuing to
ensure at least 75% of families assisted are very low-income as defined in Section 3(b)(2) of the 1937 Act
throughout the PHA’s participation in the MTW Demonstration Program.
(3) The PHA will adhere to HUD guidance in the MTW Operations Notice or successor notice in establishing a
reasonable rent policy that is designed to encourage employment and self-sufficiency.
(4) The PHA will adhere to HUD guidance in the MTW Operations Notice or successor notice in continuing to
assist substantially the same total number of eligible low-income families as would have been served absent
MTW throughout the PHA’s participation in the MTW Demonstration Program.
(5) The PHA will adhere to HUD guidance in the MTW Operations Notice or successor notice in continuing to
maintain a comparable mix of families (by family size) as would have been provided had the funds not been
used under the MTW Demonstration Program throughout the PHA’s participation in the MTW
Demonstration Program.
(6) The PHA will adhere to HUD guidance in the MTW Operations Notice or successor notice in continuing to
ensure housing assisted under the MTW Demonstration Program meets housing quality standards
established or approved by the Secretary throughout the PHA’s participation in the MTW Demonstration
Program.
(7) The PHA published a notice that a hearing would be held, that the application and all information relevant
to the public hearing was available for public inspection for at least 30 days, that there were no less than 15
days between the public hearing and the approval of the application by the Board of Commissioners, and
that the PHA conducted a public hearing to discuss the application and invited public comment.
(8) The PHA took into consideration public and resident comments (including those of its Resident Advisory
Board or Boards) before approval of the application by the Board of Commissioners or Board of Directors in
order to incorporate any public comments into the application.
22
(9) The PHA certifies that the Board of Commissioners has reviewed and approved the budget for the Capital
Fund Program grants contained in the Capital Fund Program Annual Statement/Performance and Evaluation
Report, form HUD-50075.1 (or successor form as required by HUD).
(10) The PHA certifies that it will carry out its application in conformity with: Title VI of the Civil Rights Act of
1964 (42 USC 2000d-200d-4); the Fair Housing Act (42 USC 3601-19): Section 504 of the Rehabilitation Act
of 1973 (29 USC 794); Title II of the Americans with Disabilities Act of 1990 (42 USC 12101 et seq.); all
regulations implementing these authorities; other applicable Federal, State, and local civil rights laws; and
that it will affirmatively further fair housing by fulfilling the requirements set out in HUD regulations found
at Title 24 of the Code of Federal Regulations, including regulations in place at the time of this certification,
and any subsequently promulgated regulations governing the obligation to affirmatively further fair
housing. The MTW PHA is always responsible for understanding and implementing the requirements of
HUD regulations and policies and has a continuing obligation to affirmative further fair housing in
compliance with the 1968 Fair Housing Act, the Housing and Community Development Act of 1974, The
Cranston-Gonzalez National Affordable Housing Act, and the Quality Housing and Work Responsibility Act of
1998. (42 U.S.C. 3608, 5304(b)(2), 5306(d)(7)(B), 12705(b)(15), and 1437C–1(d)(16)).
(11) The PHA will carry out its plan in conformity with HUD’s Equal Access Rule at 24 CFR 5.105(a)(2) and will not
make a determination of eligibility for housing based on sexual orientation, gender identity, or marital
status.
(12) The application is consistent with the applicable Comprehensive Plan (or any plan incorporating such
provisions of the Comprehensive Plan) for the jurisdiction in which the PHA is located.
(13) The application certifies that according to the appropriate State or local officials that the application is
consistent with the applicable Consolidated Plan.
(14) The PHA complies with the prohibitions against discrimination on the basis of age pursuant to the Age
Discrimination Act of 1975 and HUD’s implementing regulations at 24 C.F.R. Part 146.
(15) The PHA complies with the Violence Against Women Act and its implementing regulations at 24 C.F.R. Part
5, Subpart L and Parts 960 and 966.
(16) The PHA complies with the Architectural Barriers Act of 1968 and its implementing regulations at 24 CFR
Part 41, Policies and Procedures for the Enforcement of Standards and Requirements for Accessibility by the
Physically Handicapped.
(17) The PHA complies with the requirements of Section 3 of the Housing and Urban Development Act of 1968,
Employment Opportunities for Low-or Very-Low Income Persons, and with its implementing regulation at 24
CFR Part 75.
(18) The PHA complies with requirements with regard to a drug free workplace required by 24 CFR Part 24,
Subpart F.
(19) The PHA complies with requirements with regard to compliance with restrictions on lobbying required by 24
CFR Part 87, together with disclosure forms if required by this Part, and with restrictions on payments to
influence Federal Transactions, in accordance with the Byrd Amendment and implementing regulations at
49 CFR Part 24.
(20) The PHA complies with acquisition and relocation requirements of the Uniform Relocation Assistance and
Real Property Acquisition Policies Act of 1970 and implementing regulations at 49 CFR Part 24 as applicable.
23
(21) The PHA will take appropriate affirmative action to award contracts to minority and women's business
enterprises under 24 CFR 5.105(a).
(22) The PHA will provide HUD or the responsible entity any documentation needed to carry out its review under
the National Environmental Policy Act and other related authorities in accordance with 24 CFR Part 58.
Regardless of who acts as the responsible entity, the PHA will maintain documentation that verifies
compliance with environmental requirements pursuant to 24 Part 58 and 24 CFR Part 50 and will make this
documentation available to HUD upon its request.
(23) With respect to public housing the PHA will comply with Davis-Bacon or HUD determined wage rate
requirements under Section 12 of the United States Housing Act of 1937 and the Contract Work Hours and
Safety Standards Act.
(24) The PHA will keep records in accordance with 2 CFR 200.333-200.337 and facilitate an effective audit to
determine compliance with program requirements.
(25) The PHA will comply with the Lead-Based Paint Poisoning Prevention Act and 24 CFR Part 35.
(26) The PHA will comply with the requirements of the Uniform Administrative Requirements, Cost Principles,
and Audit Requirements for Federal Rewards at 2 CFR Part 200.
(27) The application and all attachments are available at the primary business office of the PHA and at all other
times and locations identified by the PHA in its Plan and will continue to be made available at least at the
primary business office of the PHA.
_________________________________________ _________________________________
PHA NAME PHA NUMBER/HA CODE
I/We, the undersigned, certify under penalty of perjury that the information provided above is true and
correct. WARNING: Anyone who knowingly submits a false claim or makes a false statement is subject to
criminal and/or civil penalties, including confinement for up to 5 years, fines, and civil and administrative
penalties. (18 U.S.C. §§ 287, 1001, 1010, 1012, 1014; 31 U.S.S. §3729, 3802).
_____________________________________ _________________________________
NAME OF AUTHORIZED OFFICIAL* TITLE
_________________________________________ _________________________________
SIGNATURE DATE
* Must be signed by either the Chairperson or Secretary of the Board of the PHA's legislative body. This certification
cannot be signed by an employee unless authorized by the PHA Board to do so. If this document is not signed by the
Chairman or Secretary, documentation such as the by-laws or authorizing board resolution must accompany this
certification.
24
Source: Legislative text reproduced verbatim
Plain English
PIH Notice 2022-11 establishes a competitive application process through which eligible public housing agencies (PHAs) with 6,000 or fewer combined public housing and Housing Choice Voucher units may seek designation in the Moving to Work Demonstration Program's Asset Building Cohort. Participating PHAs must implement one of three options: an opt-out savings account program, a credit-building program that reports rent payments to credit bureaus, or a locally designed asset-building initiative. Selection is based on eligibility criteria, application completeness, and—if demand exceeds available slots—a lottery.
Written by anthropic/claude-sonnet-4.6 · Reviewed on October 7, 2026
Plain English — not legal advice.
For Property Managers
Public housing agency directors and administrators should review PIH Notice 2022-11 carefully to determine whether their agency meets the statutory and additional eligibility requirements, including high-performer status and a portfolio of 6,000 or fewer units. Compliant applicants generally complete a public hearing process, obtain board approval, and submit a full MTW Plan and application package by the July 28, 2022 deadline. Formal MTW flexibility may not be exercised until HUD executes an MTW Amendment to the Annual Contributions Contract.
General guidance for property managers — not legal advice for your specific situation. Consult an attorney for advice on your case.
For Tenants
PIH Notice 2022-11 describes a federal demonstration program designed to test initiatives that help assisted households build savings and improve credit scores. Residents of participating public housing agencies may be offered the opportunity to enroll in a savings account program or a rent-reporting credit-building program, with protections such as an opt-out right and informed consent requirements. Tenants interested in whether their PHA is applying or has been selected can contact their local PHA directly or consult a tenant-rights organization for guidance.
General guidance for tenants — not legal advice for your specific situation. Consult a tenant-rights organization or attorney for advice on your case.
Generated October 7, 2026 — auto-generated, not yet human-reviewed. See /transparency for methodology.
Effective Timeline
Current
Oct 6, 2026
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Related Rules
§ 574.605
§ 574.605 Applicability of uniform administrative requirements, cost principles, and audit requirements for Federal awards.
§ 574.625
§ 574.625 Conflict of interest.
§ 574.645
§ 574.645 Coastal barriers.