Ariz. Rev. Stat. § 41-1491.20
Residential real estate related transaction; definition
Operative Text
A. A person whose business includes engaging in residential real estate related transactions may not discriminate against a person in making a real estate related transaction available or in the terms or conditions of a real estate related transaction because of race, color, religion, sex, disability, familial status or national origin. B. In this section, "residential real estate related transaction" means: 1. Making or purchasing loans or providing other financial assistance either: (a) To purchase, construct, improve, repair or maintain a dwelling. (b) To secure residential real estate. 2. Selling, brokering or appraising residential real property.
Under A.R.S. § 41-1491 et seq. § 41-1491.20, businesses that engage in residential real estate related transactions—such as making or purchasing loans, providing financial assistance for dwellings, selling, brokering, or appraising residential real property—are prohibited from discriminating on the basis of race, color, religion, sex, disability, familial status, or national origin. The rule applies both to whether a transaction is made available at all and to the terms and conditions under which it is offered. This provision covers a broad range of financial and property-related activities connected to residential housing.
Plain English — not legal advice.
Property owners, managers, and others whose business involves residential real estate related transactions should be aware that A.R.S. § 41-1491 et seq. § 41-1491.20 prohibits differential treatment based on protected characteristics such as race, disability, or familial status. Compliant operators generally apply consistent criteria when evaluating financing, sales, brokerage, or appraisal transactions, and document their decision-making processes in a uniform manner. Businesses in this space typically review their policies and practices to ensure that no protected class is treated less favorably in either access to transactions or the terms offered.
General guidance for property managers — not legal advice for your specific situation. Consult an attorney for advice on your case.
A.R.S. § 41-1491 et seq. § 41-1491.20 establishes that individuals have the right to be free from discrimination in residential real estate related transactions, including loan applications, property purchases, and appraisals, based on characteristics such as race, disability, or national origin. Tenants and prospective buyers who believe they have experienced such discrimination may consider filing a complaint with the U.S. Department of Housing and Urban Development or the Arizona Attorney General's Civil Rights Division, or raising the violation as a defense in relevant proceedings. Consulting a tenant-rights organization or legal aid provider can help individuals understand the options available under this provision.
General guidance for tenants — not legal advice for your specific situation. Consult a tenant-rights organization or attorney for advice on your case.
Generated October 9, 2026 — auto-generated, not yet human-reviewed. See /transparency for methodology.
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