Operative Text
In the event that the costs for capital improvements for a water or sewer system are to be charged to or to be passed through to the mobile home owners or if such expenses shall be required of mobile home owners in a mobile home park owned all or in part by the residents, any such charge exceeding $200 per mobile home owner may, at the option of the mobile home owner, be paid in full within 60 days from the notification of the assessment, or amortized with interest over the same duration and at the same rate as allowed for a single-family home under the local government ordinance. If no amortization is provided for a single house, then the period of amortization by the municipality, county, or special district shall be not less than 8 years. The amortization requirement established herein shall be binding upon any municipality, county, or special district serving the mobile home park.
Under Florida Statute § 723.046, when a mobile home park passes capital improvement costs for water or sewer systems on to individual mobile home owners, any charge exceeding $200 per owner cannot simply be demanded as an immediate lump sum. Instead, the owner has the right to either pay the full amount within 60 days or spread the cost over time through amortization, with interest terms mirroring those allowed for single-family homes under local government ordinance. If no local amortization schedule exists for single-family homes, the law requires a minimum amortization period of at least 8 years, and this requirement is binding on any municipality, county, or special district involved.
Plain English — not legal advice.
Property owners and managers of mobile home parks subject to Fla. Stat. § 723.046 generally ensure that any water or sewer capital improvement charge exceeding $200 per mobile home owner is accompanied by proper written notification that clearly presents both payment options: full payment within 60 days or amortization on terms consistent with local ordinance for single-family homes. Compliant operators confirm the applicable local amortization terms before issuing assessments, and where no local single-family amortization schedule exists, they structure the repayment period at no less than 8 years. Keeping documentation of the notification, the applicable local ordinance terms, and each owner's chosen payment election supports a clear record of compliance.
General guidance for property managers — not legal advice for your specific situation. Consult an attorney for advice on your case.
Mobile home owners covered by Fla. Stat. § 723.046 have a statutory right to choose how they pay any water or sewer capital improvement charge that exceeds $200 — either as a full payment within 60 days of notification or spread out over an amortization period tied to local single-family home standards, with a floor of 8 years if no local schedule exists. If a park operator or local government attempts to demand immediate full payment of a charge above that threshold without offering the amortization option, that may constitute a violation of this provision. Tenants who believe their rights under § 723.046 have not been honored may consider contacting a local tenant-rights organization, a legal aid office, or the Florida Department of Agriculture and Consumer Services, which oversees mobile home park issues in Florida.
General guidance for tenants — not legal advice for your specific situation. Consult a tenant-rights organization or attorney for advice on your case.
Generated October 28, 2026 — auto-generated, not yet human-reviewed. See /transparency for methodology.
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