Mich. Comp. Laws § § 37.1504
Financial assistance or financing; prohibited conduct.
Operative Text
Sec. 504. A person shall not discriminate on the basis of disability in making or purchasing loans for acquiring, constructing, improving, repairing, or maintaining real property, or in providing other financial assistance secured by or otherwise related to real property.
Michigan Civil Rights Act § 37.1504 prohibits any person from treating someone differently because of a disability when it comes to loans or other financial assistance tied to real property — whether that means acquiring, building, improving, repairing, or maintaining it. The rule applies both to those who originate such loans and to those who purchase them on the secondary market. It establishes a broad, affirmative prohibition against disability-based discrimination across the full spectrum of real-estate-related financing.
Plain English — not legal advice.
Under MCL § 37.1504, property owners and managers who seek financing — or who are involved in arranging financing for tenants or buyers — should be aware that disability status cannot lawfully factor into lending or financial-assistance decisions related to real property. Compliant operators generally ensure that any financing programs they administer or recommend apply uniform, disability-neutral criteria. Keeping documentation of how financial decisions are made can help demonstrate that disability played no role in the process.
General guidance for property managers — not legal advice for your specific situation. Consult an attorney for advice on your case.
MCL § 37.1504 gives individuals with disabilities a legal basis to challenge discriminatory treatment in real-property lending or financial assistance in Michigan. If a lender, servicer, or other financial actor appears to have denied or altered loan terms because of a disability, affected individuals may file a complaint with the Michigan Department of Civil Rights or explore federal fair-lending channels. Tenant-rights organizations and fair-housing agencies can help explain what documentation is typically useful and what enforcement paths are available.
General guidance for tenants — not legal advice for your specific situation. Consult a tenant-rights organization or attorney for advice on your case.
Generated October 13, 2026 — auto-generated, not yet human-reviewed. See /transparency for methodology.
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